Your reliable
health insurance partner abroad

Health insurance for foreign nationals in Europe
Health insurance for foreign nationals in Europe:
Our recommendations
Care College:
Health insurance for language school participants & students starting at € 24.50 / month

Care Student:
Health insurance for foreign students in Germany starting at € 95.59 / month

Care Economy:
Health insurance abroad for foreign visitors starting at € 1.00 / day

Care Expatriate:
Health insurance for expatriates and long-term travellers starting at € 58.00 / month

Care Au-Pair:
Health insurance for au pairs starting at € 21.00 / month

Care Austria:
Affordable health insurance abroad for Austria starting at € 51.00 / month
Health insurance for Germans abroad
Health insurance for Germans abroad:
outgoing
Our recommendations
Care Expatriate:
Health insurance for expatriates and long-term travellers starting at € 58.00 / month

Care College:
Health insurance for language school participants & students starting at € 24.50 / month

Care College USA:
Health insurance for language school participants & students in the USA from € 125.00 / month

Care Au-Pair:
Health insurance for au pairs starting at € 21.00 / month

Care Global:
Insurance for trips worldwide up to 365 days from € 0.80 / month

Care Austria:
Affordable health insurance abroad for Austria starting at € 51.00 / month
Student insurance
Student insurance:
studentenvergleich
Our recommendations
Care College:
Health insurance for language school participants, students starting at € 24.50 / month

Care Austria:
Health insurance for language school participants, students in Austria from € 51.00 / month

Care College USA:
Semester abroad, USA, Canada, Mexico

Care Student:
Health insurance for foreign students starting at € 95.59 / month

DAK:
German statutory health insurance for students

Student insurance - Comparison: Statutory vs. private insurance?

Introduction	In brief	Description	GTCI	flyer	Service	online application	FAQs

Care Expatriate - Health insurance abroad for expatriates

In brief

Menu Care Expatriate:

**Insurable persons**
Book now from 58.00 €/Month 保险适应人员为计划出国不间断停留至少3个月以上的人员.申请保险时最高年龄不能超过75岁.即保险最晚在年满80周岁时结束.

**Scope of insurance coverage**
保险在世界范围所有国家有效.以下人员可以购买此保险: 长期居住在德国,奥地利或其他欧盟国家包括瑞士和列支敦士登或申根国家人员临时到世界其他国家停留长期居住在世界其他国家的外籍人员临时到德国,奥地利或者其他欧盟国家包括瑞士和列支敦士登或申根国家停留长期居住在德国,奥地利或其他欧盟国家包括瑞士和列支敦士登或申根国家临时到上述国家停留保险在被保险人的祖籍国以及被保险人行程前长期生活居住的国家无效.

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**Insurer**
Advigon Versicherung AG Drescheweg 1 9490 Vaduz Liechtenstein

**Duration of coverage**
保险最短期限为3个月.在联邦德国境内包括所有延长在内保险最长期限为5年.此保险在德国境外可多次申请.每次最长5年.到被保险人的年龄达到75周岁为止。如果为在德国以外其它国家逗留,首次签订的合同期限为5年,保险公司可无条件的接受下一次的为期5年的延长保险合同(Care Expatriate Comfort / Care Expatriate Premium).

**Care Expatriate Basic/-Comfort/-Premium - All benefits at a glance***
Health insurance
Benefits Care Expatriate	Basic	Comfort	Premium
	online application	online application	online application
online application
medically necessary outpatient treatment up to 100 %	Basic:	Comfort:	Premium:
prescription medications	Basic:	Comfort:	Premium:
additional costs for medically advisable repatriation	Basic:	Comfort:	Premium:
dental treatments including annual check-ups	Basic: up to EUR 600.00	Comfort:	Premium:
accident-related dental prosthesis	Basic: 80%最高给金额至1000欧	Comfort: 80%最高给金额至2000欧	Premium: 100%最高给金额至3000欧
remedies	Basic: up to EUR 250.00	Comfort: up to EUR 500.00	Premium: up to EUR 1,500.00
psychotherapy	Basic: up to EUR 500.00(每次治疗最高支付金额至100欧)	Comfort: up to EUR 1,000.00(每次治疗最高支付金额至100欧)	Premium: up to EUR 1,500.00(每次治疗最高支付金额至150欧)
home leave (Duration >= 1 Year)	Basic: 最高至30天	Comfort: 最高至45天	Premium: 最高至90天
保险到期后,保险人继续承担义务至	Basic: 1 Month	Comfort: 3 Months	Premium: unlimited
medically prescribed aids	Basic: 由意外事故后辅助用具费,最高给付金额500欧.	Comfort: up to EUR 500.00听说辅助用品费用至500欧以及轮椅费用至1000欧	Premium: 100% up to EUR 2,500.00
住院治疗费(普通)	Basic:	Comfort:	Premium: 联邦德国以外的国家,可以选择单人或双人病房
门诊康复措施	Basic: 最长 21 天	Comfort: 最长 21 天	Premium: 最长 21 天
repatriation/burial costs in event of death of the insured person	Basic: up to EUR 25,000.00	Comfort: up to EUR 25,000.00	Premium: up to EUR 25,000.00
dental prostheses including the cost of repairs	Basic: -	Comfort: 60%	Premium: 80%
screenings/preventive examinations aimed at early detection of disease	Basic: -	Comfort: up to EUR 250.00	Premium: up to EUR 500.00
视力辅助用具费	Basic: -	Comfort: up to EUR 100.00	Premium: up to EUR 300.00
hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days	Basic:	Comfort: -	Premium: -
daily hospital allowance	Basic: -	Comfort: 最高给付金额至20欧(最多至20天)	Premium: 最高给付金额至30欧(最多至30天)
right to continued insurance	Basic: -	Comfort:	Premium:
guarantee of acceptance for follow-up policy	Basic: -	Comfort:	Premium:
upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days	Basic: -	Comfort: 500,– EUR	Premium: 1000,– EUR

*Overview of benefits (excerpt). For a complete list of benefits please see the insurance terms and conditions.. 所列举的限制都是指本保险年的.

**Premium overview | Care Expatriate | worldwide excluding US, CA, MX**
Insurance plan	Basic	Comfort		Premium
Deductible per year (in EUR)	150	150	500	0	500	1000
Entry age : 0-12 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 64	Comfort (Deductible per year (in EUR): 150) : 104	Comfort (Deductible per year (in EUR): 500) : 81	Premium (Deductible per year (in EUR): 0) : 191	Premium (Deductible per year (in EUR): 500) : 149	Premium (Deductible per year (in EUR): 1000) : 117
Entry age : 13-40 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 58	Comfort (Deductible per year (in EUR): 150) : 84	Comfort (Deductible per year (in EUR): 500) : 63	Premium (Deductible per year (in EUR): 0) : 181	Premium (Deductible per year (in EUR): 500) : 141	Premium (Deductible per year (in EUR): 1000) : 109
Entry age : 41-60 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 68	Comfort (Deductible per year (in EUR): 150) : 103	Comfort (Deductible per year (in EUR): 500) : 77	Premium (Deductible per year (in EUR): 0) : 256	Premium (Deductible per year (in EUR): 500) : 201	Premium (Deductible per year (in EUR): 1000) : 156
Entry age : 61-74 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 246	Comfort (Deductible per year (in EUR): 150) : 322	Comfort (Deductible per year (in EUR): 500) : 248	Premium (Deductible per year (in EUR): 0) : 432	Premium (Deductible per year (in EUR): 500) : 336	Premium (Deductible per year (in EUR): 1000) : 263

**Premium overview | Care Expatriate | worldwide including US, CA, MX**
Insurance plan	Basic	Comfort		Premium
Deductible per year (in EUR)	150	150	500	0	500	1000
Entry age : 0-12 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 175	Comfort (Deductible per year (in EUR): 150) : 280	Comfort (Deductible per year (in EUR): 500) : 220	Premium (Deductible per year (in EUR): 0) : 495	Premium (Deductible per year (in EUR): 500) : 385	Premium (Deductible per year (in EUR): 1000) : 300
Entry age : 13-40 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 145	Comfort (Deductible per year (in EUR): 150) : 225	Comfort (Deductible per year (in EUR): 500) : 170	Premium (Deductible per year (in EUR): 0) : 465	Premium (Deductible per year (in EUR): 500) : 363	Premium (Deductible per year (in EUR): 1000) : 285
Entry age: 41-60 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 195	Comfort (Deductible per year (in EUR): 150) : 265	Comfort (Deductible per year (in EUR): 500) : 210	Premium (Deductible per year (in EUR): 0) : 660	Premium (Deductible per year (in EUR): 500) : 515	Premium (Deductible per year (in EUR): 1000) : 405
Entry age : 61-74 (EUR / Month)	Basic (Deductible per year (in EUR): 150) : 710	Comfort (Deductible per year (in EUR): 150) : 920	Comfort (Deductible per year (in EUR): 500) : 725	Premium (Deductible per year (in EUR): 0) : 1175	Premium (Deductible per year (in EUR): 500) : 965	Premium (Deductible per year (in EUR): 1000) : 750

**Take out your insurance coverage**
Book now from 58.00 €/Month 请在线申请 online application.

**下载简介**
学生保险简介Care Expatriate PDF下载

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.