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Care Expatriate - Health insurance abroad for expatriates

Care Expatriate - Health insurance abroad for expatriates

Care Expatriate

In brief



Insurable persons

Takriben 3 aydan fazla aralıksız olarak yurt dışında ikamet eden kişiler sigorta olabilir. Bu mukavele en geç 75 yaşı dolduranakadar yapılabilir ve 80 yaşı doldurulmasıyla sona erer.

Scope of insurance coverage

Sigorta dünya capındaki dış ülkelerdeki tedavileri kapsar. Aşağıdakiler sigortalanabilir:

  • Daimi ikametgahları Federal Almanya‘da, Avusturya‘da, Avrupa Birliği ülkerinde, Schengen ülkerinde, Isviçre‘de ve Lichtenstein‘da olan kişiler dünya capındaki dış ülkelerde bulunduklarında
  • Daimi ikametgahı dünyadaki diğer dış ülkelerde olan kişilerin Almanya‘da, Avusturya‘da, Avrupa ülkerinde, Schengen ülkelerinde, Isviçre‘de ve Lichtenstein‘da olduklarında
  • Daimi ikametgahı Almanya‘da, Avusturya‘da, Avrupa Birliği ülkelerinde, Schengen ülkerlinde, Isviçre‘de ve Lichtenstein‘da olupda bu yukarıda sayılan ülkelerden birinde bulunan kişiler

Kendisinin vatandaşı olduğu ülkelerde veya bu seyahate başlamadan önce daimi ikametgahı olan ülkelerde bu sigorta geçerli değildir.

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Insurer

Advigon Versicherung AG

Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

En az sigorta süresi 3 aydır. Almanyadaki ikametler için en uzun mukavele süresi bütün uzatmalarla birlikte 5 seneyi gecemez. Almanya dışında yurtdışı ikametlerde 75 yaşı doldurana kadar istenildiyi kadar uzatma müracaatı yapılabilir. 5 senelik birinçi mukavelenin birlikte Almanya dışında en fazla 5 seneye kadar bir defalık bir uzatma garantisi verilebilir(Care Expatriate Comfort / Care Expatriate Premium).

Care Expatriate Basic/-Comfort/-Premium - All benefits at a glance*
Health insurance
Benefits Care Expatriate Basic Comfort Premium
online application online application online application
online application
medically necessary outpatient treatment up to 100 % Basic: Ja Comfort: Ja Premium: Ja
prescription medications Basic: Ja Comfort: Ja Premium: Ja
additional costs for medically advisable repatriation Basic: Ja Comfort: Ja Premium: Ja
dental treatments including annual check-ups Basic: Jaup to EUR 600.00 Comfort: Ja Premium: Ja
accident-related dental prosthesis Basic: Ja% 80 ile en fazla 1.000,– EUR'ya kadar Comfort: Ja% 80 ile en fazla 2.000,– EUR'ya kadar Premium: Ja% 100 ile en fazla 3.000,– EUR'ya kadar
medication Basic: Jaup to EUR 250.00 Comfort: Jaup to EUR 500.00 Premium: Jaup to EUR 1,500.00
psychotherapy Basic: Jaup to EUR 500.00(seans basi
100 EUR ya kadar)
Comfort: Jaup to EUR 1,000.00(seans basi
100 EUR ya kadar)
Premium: Jaup to EUR 1,500.00(seans basi
150 EUR ya kadar)
home leave (Duration >= 1 Year) Basic: Ja30 güne kadar/ sigortalilik senesi Comfort: Ja45 güne kadar/ sigortalilik senesi Premium: Ja90 güne kadar/ sigortalilik senesi
Tekrar nakil edilebilene kadar sigorta sorumluluğu Basic: Ja1 Month Comfort: Ja3 Months Premium: Jaunlimited
medically prescribed aids Basic: Jakaza sebebiyle 500 EUR kadar Comfort: Jaup to EUR 500.00/duyma ve konusma
cihazlari ve tekerlekli
sandalye 1.000 EUR ya kadar
Premium: Ja100% up to EUR 2,500.00
Hastanede genel sınıflı yatılı tedavi Basic: Ja Comfort: Ja Premium: Jatek-/ cift kisilik
oda Almanyanin disinda
Ayakta rehabilitasyon önlemleri Basic: Ja21 güne kadar Comfort: Ja21 güne kadar Premium: Ja21 güne kadar
repatriation/burial costs in event of death of the insured person Basic: Jaup to EUR 25,000.00 Comfort: Jaup to EUR 25,000.00 Premium: Jaup to EUR 25,000.00
dental prostheses including the cost of repairs Basic: - Comfort: Ja60% Premium: Ja80%
screenings/preventive examinations aimed at early detection of disease Basic: - Comfort: Jaup to EUR 250.00 Premium: Jaup to EUR 500.00
Gözlük, lens Basic: - Comfort: Jaup to EUR 100.00 Premium: Jaup to EUR 300.00
hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days Basic: Ja Comfort: - Premium: -
daily hospital allowance Basic: - Comfort: Ja20,- EUR (20 güne kadar) Premium: Ja30,- EUR (30 güne kadar)
right to continued insurance Basic: - Comfort: Ja Premium: Ja
guarantee of acceptance for follow-up policy Basic: - Comfort: Ja Premium: Ja
upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days Basic: - Comfort: Ja 500,– EUR Premium: Ja 1000,– EUR

*Overview of benefits (excerpt). For a complete list of benefits please see the insurance terms and conditions.. Bütün sınırlamalar senelikdir.


Premium overview | Care Expatriate | worldwide excluding US, CA, MX
Insurance plan Basic Comfort Premium
Deductible per year (in EUR) 150 150 500 0 500 1000

Premium overview | Care Expatriate | worldwide including US, CA, MX
Insurance plan Basic Comfort Premium
Deductible per year (in EUR) 150 150 500 0 500 1000
Take out your insurance coverage

Yurtdışı sigortasını doğrudan online olarak aşağıdaki adres‘den yapabilirsinz: online application.

Kısa bilgilerinin indirilişi

Download Auslandskrankenversicherung Care Expatriate  Care Expatriate‘in kısa bilgilerini pdf (119KB) olarak indirebilirsiniz.

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


Care Expatriate

Type of insurance: Health insurance for expatriates and residents



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Your partner for health insurance abroad

 

Care Expatriate x

Type of insurance: Foreign health insurance for expatriates

Insurable persons: Emigrants, expatriates, residents, long-term trips

Entry age: 0-74 years

Duration: 3 - 60 months


Care Expatriate

Benefits*

  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and dental treatment
  • Preventive examinations, medication and medical aids (Comfort, Premium)
  • Insurance coverage in home country up to 30 days (Basic), 45 days (Comfort), 90 days (Premium)
*For a complete list of benefits see the General Terms and Conditions of Insurance (GTI).