Why do foreign guests who require a vis need insurance? | |
Scope of insurance coverage/Duration | |
Leistungsbeschreibung | |
Important notes about insurance coverage | |
What is not insured - benefit exclusions | |
Annual premium | |
Premium overview | |
Accident and liability insurance | |
For a complete list of benefits please see the General Terms and Conditions of Insurance (AVB). |
The insurer is not obliged to provide coverage for the following:
You will find a detailed description of benefits in the insurance terms and conditions. In addition to general policy terms, only the German version of this tariff is legally obligatory. |
Single premium health insurance | |
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up to 64 years of age | 65 - 74 Years |
up to 64 years of age:EUR 0.85 / Day | 65 - 74 Years:EUR 2.60 / Day |
Minimum premium per person: €8.50 |
Jahresprämie Krankenversicherung "Multiple Visa"
Bei mehrfachen Einreisen innerhalb eines Jahres mit einem Visum, spricht man von multiplen Visa
für beliebig viele Reisen bis zu insgesamt 92 Tage innerhalb eines Versicherungsjahres |
|
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up to 64 years of age | 65 - 74 Years |
up to 64 years of age: EUR 110.00 / Year | 65 - 74 Years: EUR 215.00 / Year |
The treatment costs for injuries caused by accidents are covered by the health insurance. Long-term disability claims can only be covered by an accident insurance policy. We therefore recommend that you take out accident insurance coverage. |
Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident. In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits: |
Personal liability insurance | Type S | Type M | Type XL |
---|---|---|---|
Lump sum coverage for personal injury and property damage | Type S: 1 Mio. EUR | Type M: 2 Mio. EUR | Type XL: 2.5 Mio. EUR |
Deportation costs to cover legal obligations of the policyholder against German authorities | Type S: 1.000,– EUR | Type M: 2.000,– EUR | Type XL: 3.000,– EUR |
Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | Type S: 10.000,– EUR | Type M: 25.000,– EUR | Type XL: 50.000,– EUR |
Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim |
Type S: - | Type M: - | Type XL: 1.000,– EUR |
Professional liability | Type S: - | Type M: - | Type XL: up to EUR 25,000.00 |
Loss of receivables insurance | Type S: - | Type M: - | Type XL: up to EUR 10,000.00 |
Coverage in home country (from one year term) |
Type S: - | Type M: - | Type XL: 6 weeks |
General deductible per claim | Type S: 250,– EUR | Type M: 0,– EUR | Type XL: 0,– EUR |
Accident insurance | Type S | Type M | Type XL |
Basic disability benefit | Type S: - | Type M: 30.000,– EUR | Type XL: 40.000,– EUR |
Maximum disability benefit with a degree of disability of 350% | Type S: - | Type M: 105.000,– EUR | Type XL: 140.000,– EUR |
Death benefit in the event of accidental death | Type S: - | Type M: 15.000,– EUR | Type XL: 25.000,– EUR |
Rescue costs following an accident | Type S: - | Type M: 7.500,– EUR | Type XL: 10.000,– EUR |
Cosmetic operations due to an accident | Type S: - | Type M: 2.500,– EUR | Type XL: 5.000,– EUR |
Monthly premium* | Type S: 2,– EUR | Type M: 4,– EUR | Type XL: 7,50 EUR |
*
The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full. For a complete list of benefits see the Terms and conditions of liability/accident insurance. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.