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Care Visa Protect
Health insurance abroad for foreign visitors with a visa
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Beschreibung
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Care Visa Protect | Travel health insurance for foreign guests
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| For a complete list of benefits see the insurance conditions (AVB). |
Why does the foreign guest need insurance?
Many foreign citizens who spend time in Germany, in the EU, Switzerland or Liechtenstein often have no or inadequate insurance cover. Unfortunately, illnesses and accidents cannot been tirely avoided and can incur substantial financial sacrifices.
Regardless whether you are travelling privately or on business, the foreign travel insurance policy of Care Visa Protect will cover the costs of any required medical treatment.
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Geltungsbereich/Laufzeit
| The insurance Care Visa Protect applies only for stays with a visa in the member states of the European Union and the Schengen States. You can choose a term of insurance from one day up to 92 days or in case of "multiple visa" for any number of travels for a maximum period of up to 92 days per insured year. |
Summary of benefits
We refund documented costs in case of illness or accident in Germany and all EU Countries for
- ambulante Heilbehandlung bei Ärzten und Fachärzten
- in-patient treatment at a hospital
- pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis
- medically prescribed medications, dressings and remedies
- transport to the nearest hospital
- transport in case of death of an insured person/burial costs up to € 10,000.00
- costs of medically appropriate return to own country on doctor's orders
- maximum benefit per contract 50,000.00 EUR
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Important notes
- Insurance ends with completion of the 75rd year of life.
- The insurance policy proves the insurance cover you applied for. In addition, you will receive an insurance confirmation and treatment certificates after processing your application.
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What is not insured - exclusion from coverage
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The insurer is not liable to perform in cases
- of illnesses, complaints and consequences of accidents that already exist, or are known, on commencement of cover or renewal and the consequences of such illnesses and accidents that have been treated within the last six months before commencement of cover or renewal.
You will find a detailed description of benefits in the insurance conditions. In addition to general policy terms, only the German version of this tariff is legally obligatory.
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Yearly premium
| If you are going to enter Germany or any other country of the EU by "multiple visa" numerously within one year, you are able to insure yourself with the tariff "Care Visa Protect" for a yearly premium of € 110.00 or rather € 215.00. |
Prämienübersicht Care Visa Protect
| Tagesprämie Krankenversicherung |
| bis 64 Jahre |
65 - 74 Jahre |
| € 0.85 / Tag |
€ 2.60 / Tag |
| Mindestprämie pro Person: 8,50 € |
Yearly premium health insurance "Multiple Visa" for any number of travels for a maximum period of up to 92 days per insured year |
| bis 64 Jahre |
65 - 74 Jahre |
| € 110,00 / Jahr |
€ 215,00 / Jahr |
Accident insurance or accident-/liability insurance package
The treatment costs for accident injuries are covered by the health insurance. Long-term invalidity risks can only be covered by an accident insurance policy. We therefore recommend that you take out an accident and liability policy.
In addition to health insurance we offer – in a legally separate policy – personal liability insurance or a personal liability/accident insurance package with the following scope:
| Privathaftpflichtversicherung |
Typ S | Typ M |
Typ XL |
| Deckungssummen für Personen- und Sachschäden pauschal |
€ 1 Mio. | € 2 Mio. |
€ 2.5 Mio. |
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deportation costs to cover undertakings of the policyholder versus German authorities |
€ 1.000 | € 2.000 |
€ 3.000 |
| Mitversicherung von Mietsachschäden an unbeweglichen Gegenständen, Selbstbehalt 10 %, mindestens 250,– € je Schadenereignis |
€ 10.000 | € 25.000 |
€ 50.000 |
| Schlüsselverlustrisiko für private Wohnungen (bzw. Zimmer oder Apartment), Selbstbehalt 10 %, mindestens 100,– € je Schadenereignis |
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€ 1.000 |
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deductible per claim |
€ 250 | € 0 |
€ 0 |
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| Unfallversicherung |
Typ S | Typ M |
Typ XL |
| Invaliditäts-Grundsumme |
- | € 30.000 |
€ 40.000 |
| Maximale Invaliditätssumme bei Progressionstaffel 350 % |
- | € 105.000 |
€ 140.000 |
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Todesfallsumme bei Unfalltod |
- | € 15.000 |
€ 25.000 |
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salvage costs following an accident |
- | € 7.500 |
€ 10.000 |
| unfallbedingte kosmetische Operationen |
- | € 2.500 |
€ 5.000 |
| Monatsprämie* |
€ 2 | € 4 |
€ 7.50 |
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Mindestprämie
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€ 10 | € 12 |
€ 15 |
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Die Prämie muss als Einmalprämie für die gesamte Laufzeit bezahlt werden. Der Versicherungsschutz besteht nur bei vollständig gezahlter Versicherungsprämie. Den genauen Leistungsumfang entnehmen Sie bitte den Bedingungen zur Unfall- und Haftpflichtversicherung .
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