health insurance partner abroad
Haftpflichtversicherung -
Liability insurance
Care Protector - Liability insurance
Introduction
Eligible for insurance are
Eligible for insurance are persons up to 74 years. |
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The insurances apply only during the stay in the foreign country. |
HanseMerkur Reiseversicherung AG |
The maximum duration of insurance 60 months. |
| Liability insurance | Type S | Type M | Type XL |
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| Lump sum coverage for personal injury and property damage | Type S: €1 Mio. | Type M: €2 Mio. | Type XL: €2.5 Mio. |
| Deportation costs to cover undertakings of the policyholder versus German authorities | Type S: €1,000 | Type M: €2,000 | Type XL: €3,000 |
| Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | Type S: €10,000 | Type M: €25,000 | Type XL: €50,000 |
| Loss-of-key cover for private dwellings (resp. room or apartment), deductible EUR 100.00 per claim | Type S: - | Type M: - | Type XL: €1,000 |
| General deductible per claim | Type S: €250 | Type M: €0 | Type XL: €0 |
| Accident insurance | Type S | Type M | Type XL |
| Basic invalidity amount | Type S: - | Type M: €30,000 | Type XL: €40,000 |
| Maximum invalidity sum with progressive scale 350% | Type S: - | Type M: €105,000 | Type XL: €140,000 |
| Death benefit in the event of accidental death | Type S: - | Type M: €15,000 | Type XL: €25,000 |
| Salvage costs following an accident | Type S: - | Type M: €7,500 | Type XL: €10,000 |
| Cosmetic operations due to an accident | Type S: - | Type M: €2,500 | Type XL: €5,000 |
| Monthly premium* | Type S: € 2 | Type M: €4 | Type XL: €7.50 |
| Minimum premium | Type S: €10 | Type M: €12 | Type XL: €15 |
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*
The premium for the liability insurance respectively liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and chose at least 6 months as term of insurance. Insurance cover only exists, if the insurance premium is paid completely. |
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| Type S | Type M | Type XL | |
|---|---|---|---|
| -Monthly premium* | Type S: EUR 2.00 | Type M: EUR 4.00 | Type XL: EUR 7.50 |
| Minimum premium | Type S: EUR 10.00 | Type M: EUR 12.00 | Type XL: EUR 15.00 |
| *The premium must be paid as a single premium for the entire term.Insurance cover only exists, if the insurance premium is paid completely. | |||
Take out the insurance online: Online application. |
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Please note that the English translation is for convenience only. The legally binding version is the German one.
