Who can take out an insurance for the health insurance for foreign travel Care Discover | |
What terms of the policy are possible? | |
What does the insurance cost? | |
Is the policy extended automatically? | |
What must be considered when extending a policy? | |
How, and in what cases, is it possible to terminate the policy? | |
How do I obtain my insurance confirmation online? | |
Can I pay premiums monthly instead of all at once? | |
Is long-term invalidity covered? | |
Are stays in hospital and treatment by specialist physicians insured? | |
What is not covered? | |
You will find a detailed list of benefits in the description and in the General Terms of Insurance. |
The insurance policy expires at the agreed point in time. There is no automatic extension. |
Renewal of the current insurance(s) is possible. Should your stay be extended, the originally agreed duration of cover can only be extended if the application for renewal is received by Care Concept AG in written form before expiry of the original policy and the insurer expressly agrees to this. For renewals, the insurance policy only covers events occurring after the application to extend the policy was made. |
If you end your stay abroad prematurely, you can cancel the insurance in writing. If you are refused a visa or do not enter the country for other reasons, you have the option to cancel the requested insurance in writing before cover begins. |
Shortly after you have completed and sent off your online application, you will, after a positive plausibility check, receive a confirmation email to the email address you provided. This email contains the following documents in PDF format, which you can print out and use:
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Please understand that payment for the following international health insurance is possible only as a one-time premium via PayPal and credit or debit card before your journey begins. Because of the immensely high costs in international bank transfers in proportion to the comparatively low insurance premiums, a direct debit would be too expensive. |
Yes, a liability insurance is automatically included. |
In principle, every type of medical treatment which is considered necessary and which did not begin before commencement of the insurance term (prior illness) is covered. The foreign health insurance includes medical treatment by specialists (e.g., orthopaedists, gynaecologists) and in-patient treatment in the general care class, excluding treatment by the head physician. You will find a detailed list of benefits in the description and in the General Terms of Insurance. |
You will find a detailed description of benefits in the insurance conditions |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.