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Care Economy
Health insurance abroad for foreign visitors
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In brief
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Insurable persons
The insurance is available for the following persons, who are staying temporarily in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen States:
- foreign nationals
- German or Austrian nationals with permanent place of abode abroad for more than 2 years,
Maximum age: 74 years. |
Field of application
Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen States |
Insurer
Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg |
Duration of insurance
Minimum term of insurance: 1 day. Maximum insurance period: 2 years (incl. renewals). |
Care Economy - All benefits at a glance
| Health insurance |
- freephone service numbers
- out-patient treatment by a doctor
- in-patient treatment at a hospital (general nursing class - multiple-bed rooms - without optional benefits) including subsequent treatment.
- medically prescribed medications and dressings
- pregnancy examiniations and treatment; delivery (8 month waiting period)
- medically prescribed massages, medical packs and inhalers
- transportation costs to hospital for medical reasons
- transport in case of death/burial costs up to 10,000.00 EUR
- pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis, max. 300.00 EUR per insurance duration up to 180 days, over 180 days max. 600.00 EUR
- medically prescribed aids following an accident
- medically appropriate return up to 10,000.00 EUR
- direct settlement with the doctors, hospitals et. via treatment vouchers (in D/AUT only)
- deductible per insured event
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Premium list Health insurance Care Economy
| Health insurance |
| Term of insurance up to ... days |
up to 64 years |
65-74 years |
| 90 |
€ 1.03 / day |
€ 2.80 / day |
| 91 - 180 |
€ 1.25 / day |
€ 3.50 / day |
| 181 - 365 |
€ 1.80 / day |
€ 4.70 / day |
| 366 - 730 |
€ 2.20 / day |
€ 7.50 / day |
| Minimum premium per person and term: 10.30 € |
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| Monthly payment type for health insurance is only possible from 180 days term of insurance and choosing direct debit.
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| Monthly premium health insurance |
| Term of insurance up to ... days |
up to 64 years |
65-74 years |
| 180 - 365 |
€ 46.00 / month |
€ 120.00 / month |
| 366 - 730 |
€ 70.00 / month |
€ 230.00 / month |
| The max insurance period - including all possible renewals - is two years.
In case of renewals the difference between the premium for the period originally chosen and the premium for the
newly requested total period is then payable as a differential premium. |
Please note that the English translation is for convenience only. The legally binding version is the German one.
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