For the purposes of training and further education foreign nationals travelling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico (NAFTA), German and Austrian nationals travelling abroad temporarily - except to the USA, Canada and Mexico (NAFTA). Maximum age when cover begins: 35.
The insurance applies only during the stay in Germany, the EU/Schengen-States (except Austria) or abroad, as applicable (the countries of the North American Free Trade Area: USA, Canada, Mexico are excepted)
Advigon Versicherung AG
Minimum term of insurance: 1 month. Maximum insurance period: 5 years (incl. renewals).
|Benefits*||Care College Basic||Care College Comfort||Care College Premium|
|Basic: online application||Comfort: online application||Premium: online application|
|world-wide emergency service||Basic:||Comfort:||Premium:|
|medically prescribed medications and transports||Basic:||Comfort:||Premium:|
|in-patient treatment at a hospital(general nursing class - multiple-bed rooms - no optional benefits)||Basic:||Comfort:||Premium:|
|Examinations and treatment by gynaecologists||Basic: EUR 50.00 deductible||Comfort: EUR 25.00 deductible||Premium:|
|costs for treatment acc. GOÄ/GOZ||Basic: up to 1.8 times the rate of the scale of fees||Comfort: up to 2.3 times the rate of the scale of fees||Premium: up to 2.3 times the rate of the scale of fees|
|basic version accident-related medical aids||Basic: up to EUR 250.00||Comfort: up to EUR 250.00||Premium: 100 %|
|Additional costs for repatriation for medical reasons||Basic: up to EUR 10,000.00||Comfort: up to 100 %||Premium: up to 100%|
|analgesic dental treatment (treatment and cost plan required if more than two teeth treated)||Basic: 100 % (up to EUR 250.00 - above that 50 %)||Comfort: 100 % (up to EUR 500.00 - above that 50 %)||Premium: up to 100 %|
|repatriation/burial costs in event of death of the insured person||Basic: up to EUR 25,000.00||Comfort: up to EUR 25,000.00||Premium: up to EUR 25,000.00|
|deductible per insured event||Basic: EUR 50.00||Comfort: only for gynaecologists||Premium: -|
|secondary liability||Basic: 4 weeks||Comfort: 4 weeks||Premium: 8 weeks|
|cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months)||Basic: -||Comfort: 50 % up to EUR 500.00||Premium: 70 % up to EUR 1,000.00|
|credit note if no claims in one insurance year||Basic: -||Comfort: 1.5 month's premium||Premium: 2 month's premium|
|replacement amount in event of a severe disease||Basic: -||Comfort: EUR 1,500.00/insurance year||Premium: EUR 2,500.00/insurance year|
|upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days||Basic: -||Comfort: EUR 500.00||Premium: EUR 1,250.00|
|visual aids (up to EUR 100.00, 3 months qualifying period)||Basic: -||Comfort: -||Premium:|
|hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days||Basic: -||Comfort: -||Premium:|
|accident-related dental prosthesis up to max. EUR 2,500.00||Basic: -||Comfort: -||Premium:|
*For a complete list of benefits see the insurance conditions.
Take out the insurance online: online application.
|Product||Care College Basic||Care College Comfort||Care College Premium|
|Duration||Basic: 1 - 18 Months: 28.00/Month||Basic: Starting
month 19: 51.00/Month
|Comfort: 1 - 18 Months: 35.00/Month||Comfort: Starting
month 19: 59.00/Month
|Premium: 1 - 18 Months: 63.00/Month||Premium: Starting
month 19: 83.00/Month
|EUR / Month||28.00||51.00||35.00||59.00||63.00||83.00|
Please note that the English translation is for convenience only. The legally binding version is the German one.