For the purposes of training and further education foreign nationals living in Germany or Austria and intending to travel abroad temporarily - including the USA, Canada and Mexico (NAFTA), German and Austrian nationals travelling abroad temporarily - including the USA, Canada and Mexico (NAFTA). Maximum age when cover begins: 35.
The insurance applies only during the stay abroad, as applicable (the countries of the North American Free Trade Area: USA, Canada, Mexico are included)
HanseMerkur Reiseversicherung AG
Minimum term of insurance: 1 month. Maximum insurance period: 4 years (incl. renewals).
|Benefits*||Care College USA|
|world-wide emergency service|
|fulfills the requirements for all American universities, US State Department and institutions.||medically prescribed medications and transports|
|in-patient treatment at a hospital(general nursing class - multiple-bed rooms - no optional benefits)|
|pregnancy examinations and treatment|
|costs for treatment|
|basic version accident-related medical aids||100 %|
|repatriation for medical reasons||up to 100%|
|analgesic dental treatment (treatment and cost plan required if more than two teeth treated)||up to 100 %|
|repatriation/burial costs in event of death of the insured person||up to EUR 23,000.00|
|deductible per insured event||-|
|secondary liability||8 weeks|
|cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months)||70 % up to EUR 1,000.00|
|credit note for one month's premium if no claims in one insurance year|
|replacement amount in event of a severe disease||EUR 2,500.00/insurance year|
|visual aids (up to EUR 100.00, 3 months qualifying period)|
|accident-related dental prosthesis up to max. EUR 2,500.00|
|costs for treatment acc. GOÄ/GOZ||up to 2.3 times the rate of the scale of fees|
*For a complete list of benefits see the insurance conditions.
There is a co-payment of up to 20% (max. EUR 25,000.00) when:
Take out the insurance online: Online application.
|Duration||1 - 18 Months Duration: 97.00/Month||Starting
month 19 Duration: 119.00/Month
|Premium (EUR / Month)||97.00||119.00|
Please note that the English translation is for convenience only. The legally binding version is the German one.