Incoming Health Insurance
Care Economy

Who can insure themselves?

Are you coming to Germany, the European Union or the Schengen states from abroad and need a visa? Then Care Economy is the right health insurance for you, especially in the following cases:

  • For foreign guests and tourists
  • For visitors from abroad
  • For job seekers and the Opportunity Ticket (Chancenkarte)
  • For foreign skilled workers and nursing staff (not subject to social security contributions)
  • For family visits
  • For family reunion/family reunification

You can take out Care Economy health insurance for a maximum of 2 years and up to the age of 74.

Care Economy
at a glance

  • Reliable and affordable coverage in Germany
  • For stays of up to 2 years
  • Accepted by the authorities and for visas
starting at € 1.00 / Day

Care Economy Advantages & Highlights

Advantages & Highlights

Treatment at the doctor, dentist and hospital
Recognized by the authorities (unlimited coverage, more than €30,000)
For Schengen visa and the Opportunity Ticket (Chancenkarte)
Can take out before and after departure
Insurance confirmation immediately after taking out the insurance
Insurance coverage in Germany, the EU and Schengen states
Available with or without deductible


Care Economy
Your benefits at a glance*

Our bestseller
Care Economy
starting at 1,00 € / Day

Inpatient treatment
Inpatient treatment, shared room, without optional benefits
Yes

Outpatient treatment
Outpatient treatment
Yes
Medication, Bandages, medically prescibed
Yes
Massages, medical packs, inhalations, medically prescibed
Yes
Ambulance services, medically prescibed
Yes
Accident-related aids , medically prescibed
Yes

Dental treatment
Pain-relieving dental treatment
Yes
Repair of existing dentures, Duration < 181 Days
€ 300.00
Repair of existing dentures, Duration > 180 Days
€ 600.00

Pregnancy
Pregnancy examinations and treatment, Delivery, Waiting period: 8 months
Yes

Return transportation
Medically advised return transportation
up to€ 25,000.00
Repatriation/burial costs in event of death of the insured person
up to€ 25,000.00

Further benefits
Deductible removable
Yes
Insurance coverage in your home country, up to 6 weeks
Yes
Direct settlement with doctors, hospitals (in Germany/Austria
Yes
24/7-Emergency number
Yes
Digital insurance card
Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care Economy
Your benefits at a glance*

Our bestseller
Care Economy
insured benefits*
Care Economy
starting at 1,00 € / Day

Inpatient treatment
Inpatient treatment, shared room, without optional benefits Yes

Outpatient treatment
Outpatient treatment Yes
Medication, Bandages, medically prescibed Yes
Ambulance services, medically prescibed Yes
Massages, medical packs, inhalations, medically prescibed Yes
Accident-related aids , medically prescibed Yes

Dental treatment
Pain-relieving dental treatment Yes
Repair of existing dentures, Duration < 181 Days € 300.00
Repair of existing dentures, Duration > 180 Days € 600.00

Pregnancy
Pregnancy examinations and treatment, Delivery, Waiting period: 8 months Yes

Return transportation
Medically advised return transportation up to € 25,000.00
Repatriation/burial costs in event of death of the insured person up to € 25,000.00

Further benefits
Deductible removable Yes
Insurance coverage in your home country, up to 6 weeks Yes
Direct settlement with doctors, hospitals (in Germany/Austria Yes
24/7-Emergency number Yes
Digital insurance card Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.



Premium overview
Care Economy

up to 64
years old
with no SB*
up to 64
years old
with SB**
65
years +
with no SB*
65
years +
with SB**

Duration of coverage
up to ... days: 90 (€/Day)
1.18 1.00 3.48 2.95

Duration of coverage
up to ... days: 91 - 180 (€/Day)
1.59 1.35 4.37 3.70

Duration of coverage
up to ... days: 181 - 365 (€/Day)
2.30 1.95 5.84 4.95

Duration of coverage
up to ... days: 366 - 730 (€/Day)
2.83 2.40 9.32 7.90
Minimum premium per person and period: 10.00
Book now

*with no deductible
**with deductible



Starting at a duration of six months, you can also pay the premium for Care Economy insurance for guests monthly by direct debit. The following premiums then apply:

up to 64
years old
with no SB*
up to 64
years old
with SB**
65
years +
with no SB*
65
years +
with SB**

Duration of coverage
up to ... days: 180 - 365 (€/Month)
59.00 50.00 149.00 126.00

Duration of coverage
up to ... days: 366 - 730 (€/Month)
89.00 75.00 286.00 242.00
Minimum premium per person and period: 10.00
Book now

*with no deductible
**with deductible

The maximum duration of coverage - including all possible extensions - is two years. In the case of extensions, the difference between the premium for the period originally chosen and that for the newly requested period is then payable as a differential premium/sum.

Premium overview | Care Economy

You can make a one-time premium payment for your Care Economy incoming insurance by direct debit, bank transfer or PayPal:

Our bestseller
Our bestseller
Duration of coverage
up to ... days
up to 64
years old
with no deductible
up to 64
years old
with deductible
65
years +
with no deductible
65
years +
with deductible
90 1.18 €/Day 1.00 €/Day 3.48 €/Day 2.95 €/Day
91-180 1.59 €/Day 1.35 €/Day 4.37 €/Day 3.70 €/Day
181-365 2.30 €/Day 1.95 €/Day 5.84 €/Day 4.95 €/Day
366-730 2.83 €/Day 2.40 €/Day 9.32 €/Day 7.90 €/Day
Minimum premium per person and period: 10.00 €
Book now

Starting at a duration of six months, you can also pay the premium for Care Economy insurance for guests monthly by direct debit. The following premiums then apply:

Our bestseller
Our bestseller
Duration of coverage
up to ... days
up to 64
years old
with no deductible
up to 64
years old
with deductible
65
years +
with no deductible
65
years +
with deductible
180-365 59.00 €/Month 50.00 €/Month 149.00 €/Month 126.00 €/Month
366-730 89.00 €/Month 75.00 €/Month 286.00 €/Month 242.00 €/Month
Book now

The maximum duration of coverage - including all possible extensions - is two years. In the case of extensions, the difference between the premium for the period originally chosen and that for the newly requested period is then payable as a differential premium/sum.



Choose your incoming insurance with or without a deductible

Care Economy - Our bestseller
Care Economy no deductible -
Our bestseller

Choose our all-round worry-free package and sit back and relax. You benefit from the full range of benefits and the deductible of 25 euros per insured event does not apply.

Book now
Care Economy - with deductible
Care Economy with deductible -
Our best price

If a low premium is particularly important to you and you rarely go to the doctor, choose Care Economy with a deductible. You pay 25 euros of the treatment costs per insured event yourself.

Book now

Frequently asked questions (FAQs)

Do you have any further questions about incoming health insurance for foreign guests in Germany? We have compiled and answered frequently asked questions for you in our FAQ section.

FAQ reqarding incoming insurance coverage
Care Economy FAQs


This may also interest you:

Care Protector Accident and liability insurance
Care Protector
Accident and liability insurance
With international liability insurance and accident insurance, you can protect yourself against accident-related costs and against the costs of damage that you accidentally cause to someone else! Book now starting at just €2 per month!
More information
Blocked Account/Blocked Account
Blocked Account/Blocked Account
If you come to Germany to look for a job with the Opportunity Ticket (Chancenkarte), you must provide proof of sufficient financial resources with a blocked account. You can apply for this directly with us.

More information
Care Visa Protect Incoming Health Insurance for foreign visitors and guests
Care Visa Protect – Incoming Health Insurance for foreign visitors and guests
As an alternative for stays with a Schengen visa, we offer our Care Visa Protect incoming health insurance plan. Starting at €0.85 per day, but with a maximum coverage of €50,000.
More information
Interesting facts
Information on the benefits of health insurance Care Economy
Take out your insurance now
Here you can take out your Care Economy health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General Terms and Conditions of Insurance and product information sheet on foreign guests
Questions & Service
Frequently asked questions, reporting a claim and customer portal



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

We take care of you!

Telephone+49 228 97735-44
Notice of claim