With the DAK 120 guarantee plan, you receive a premium of €120 once a year, effectively saving €10 per month. You receive the same comprehensive benefits as all members of the DAK-Gesundheit health insurance fund and pay one of the lowest premiums of any German health insurance fund. The only requirement is that you remain a member for three years, unless you return to your home country before then.
Advantages & Highlights
Treatment at the doctor, dentist and hospital, medication
Accepted for enrollment (electronic registration M10)
Save €120 per year with the "DAK Garantietarif 120" plan or get more benefits with the free optional "DAK Fit & Travel" plan
Health card
Can be applied for from the home country without a German address
Long-term care insurance included
Statutory health insurance for students
Your benefits at a glance*
DAK-Gesundheit starting at €142.10 / Month |
Bestseller DAK-Gesundheit + DAK Garantietarif 120 starting at  €132.10 / Month |
DAK-Gesundheit + DAK Fit & Travel starting at €142.10/ Month |
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| All statutory benefits at the doctor, dentist, hospital and pharmacy | ||
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| Attractive bonus program | ||
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| Subsidies for | ||
| Osteopathy | ||
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| Homeopathy | ||
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| Kinesiotape | ||
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| Professional teeth cleaning | ||
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| Travel vaccinations | ||
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| Multi-award-winning health insurance | ||
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| Free online coaching | ||
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| Health card | ||
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| Save €120 per year | ||
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| International health insurance for worldwide travel up to three months | ||
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| Treatment by chief physicians and accommodation in a single or double room in a hospital in the event of accidents | ||
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| € 60 subsidy for the gym, smartwatch, or professional teeth cleaning | ||
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| Book now | ||
*For a complete list of benefits please see the insurance terms and conditions.
Statutory health insurance for students
Your benefits at a glance*
| Our bestseller |
|||
|---|---|---|---|
Insured benefits* |
DAK-Gesundheit starting at €142.10 / Month |
DAK-Gesundheit + DAK Garantietarif 120 starting at €132.10 / Month |
DAK-Gesundheit + DAK Fit & Travel starting at €142.10 / Month |
| All statutory benefits at the doctor, dentist, hospital and pharmacy | |
|
|
| Attractive bonus program | |
|
|
Subsidies for |
|||
| Osteopathy | |
|
|
| Homeopathy | |
|
|
| Skin cancer screening | |
|
|
| Kinesiotape | |
|
|
| Professional teeth cleaning | |
|
|
| Travel vaccinations | |
|
|
| Multi-award-winning health insurance | |
|
|
| Free online coaching | |
|
|
| Health card | |
|
|
| Save €120 per year | |
|
|
| International health insurance for worldwide travel up to three months | |
|
|
| Treatment by chief physicians and accommodation in a single or double room in a hospital in the event of accidents | |
|
|
| € 60 subsidy for the gym, smartwatch, or professional teeth cleaning | |
|
|
| Book now | |||
*For a complete list of benefits please see the insurance terms and conditions.
Premium overview
Statutory health insurance for foreign students
Health insurance + Mandatory long-term care insurance |
Bestseller Health insurance + Mandatory long-term care insurance + DAK Garantietarif 120 |
Health insurance + Mandatory long-term care insurance + DAK Fit & Travel |
|---|---|---|
| Age up to 23 years of age | ||
| €142.10 | €132.10 |
€142.10 |
| Age up to 29 years of age without children | ||
| €147.23 | €137.23 |
€147.23 |
| Age up to 29 years of age with 1 child | ||
| €142.10 | €132.10 |
€142.10 |
* The contribution is reduced if you have more than one child. valid as of 1.1.2025
Premium overview
Statutory student insurance with
monthly contribution
| Age | Health insurance + Mandatory long-term care insurance |
Health insurance + Mandatory long-term care insurance + DAK Garantietarif 120 |
Health insurance + Mandatory long-term care insurance + Wahltarif DAK Fit & Travel |
|---|---|---|---|
| up to 23 years of age | €142.10 | €132.10 |
€142.10 |
| up to 29 years of age without children | €147.23 | €137.23 |
€147.23 |
| up to 29 years of age with 1 child* | €142.10 | €132.10 |
€142.10 |
| Book now | |||
* The contribution is reduced if you have more than one child. valid as of 1.1.2025
Statutory health insurance for employees in Germany
Our bestseller: DAK Garantietarif 120
Statutory health insurance for foreign students
Our best coverage : DAK Fit & Travel
The "DAK Fit & Travel" optional plan offers you additional benefits that go far beyond the statutory insurance coverage. And best of all: the optional plan is free of charge up to the age of 39, provided you remain a member of DAK-Gesundheit for three years.
DAK-Gesundheit
With more than 5.5 million policyholders, DAK-Gesundheit is one of the largest and most popular health insurance companies in Germany. This is also demonstrated by various achievements, including the award as Top Health Insurance Fund for Students ( Top Kasse für Studierende). Being a member of DAK-Gesundheit you benefit from a network of more than 300 agencies throughout Germany – most of them offering multilingual support.
Frequently asked questions (FAQs)
Do you have further questions about statutory health insurance for foreign students? We have compiled and answered frequently asked questions for you in our FAQ section.
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We take care of you!
We have been your partner for fair and reliable health insurance coverage abroad for over 26 years. More than two million customers from all over the world have already placed their trust in us.
Downloads & Service
In the event of a claim
Interesting facts
Information on the benefits of statutory health insurance for students
The German Social Security Code
Extracts from the German Social Security Code (GSSC, Sozialgesetzbuch) for statutory health insurance for students
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
