Statutory health insurance for foreign students

Who can insure themselves?

If you are coming to Germany from abroad to study (for a Bachelor/Master degree), you will need statutory student insurance in order to enroll at your university. You can take out DAK-Gesundheit membership with us up to the age of 29. If you are older than 29, we recommend our private health insurance for foreign students, Care Student.

Our promise to you: You can easily apply for your statutory student insurance online from your home country (without a German address) and receive a certificate by email immediately after applying, which you can use to apply for your visa. Enrollment is then carried out via electronic registration (M10).

DAK-Gesundheit
at a glance

  • Accepted for enrollment (electronic registration M10)
  • Confirmation for the issuing of a visa directly after applying
  • The free, optional plan "DAK Fit & Travel" can be booked directly
starting at € 142.10 / Month

Statutory health insurance for foreign students Advantages & Highlights

Advantages & Highlights

Treatment at the doctor, dentist and hospital, medication
Accepted for enrollment (electronic registration M10)
Optional plan "DAK Fit & Travel" with many extra benefits (free up to 39 years of age)
Health card
Can be applied for from the home country without a German address
Multi-award-winning health insurance company
Long-term care insurance included

Statutory health insurance for employees
Your benefits at a glance*


DAK-Gesundheit
Bestseller
DAK-Gesundheit
+ DAK Fit & Travel
All statutory benefits at the doctor, dentist, hospital and pharmacy
Yes Yes
Attractive bonus program
Yes Yes
Subsidies for
    Osteopathy
Yes Yes
    Homeopathy
Yes Yes
    Kinesiotape
Yes Yes
    Professional teeth cleaning
Yes Yes
    Travel vaccinations
Yes Yes
Multi-award-winning health insurance
Yes Yes
Free online coaching
Yes Yes
Health card
Yes Yes
International health insurance for worldwide travel up to three months
No Yes
Additional hospital benefits in the event of accidents
No Yes
60 euros subsidy for the gym or other fitness and prevention measures
No Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.




Statutory health insurance for students
Your benefits at a glance*

Our bestseller

insured benefits*
DAK-Gesundheit
starting at 142,10 € / Month
DAK-Gesundheit +
DAK Fit & Travel
starting at 142,10 € / Month
All statutory benefits at the doctor, dentist, hospital and pharmacy Yes Yes
Attractive bonus program Yes Yes

Subsidies for
    Osteopathy Yes Yes
    Homeopathy Yes Yes
    Skin cancer screening Yes Yes
    Kinesiotape Yes Yes
    Professional teeth cleaning Yes Yes
    Travel vaccinations Yes Yes
Multi-award-winning health insurance Yes Yes
Free online coaching Yes Yes
Health card Yes Yes
International health insurance for worldwide travel up to three months No Yes
Additional hospital benefits in the event of accidents No Yes
60 euros subsidy for the gym or other fitness and prevention measures No Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Statutory health insurance for foreign students

DAK Fit & Travel

The DAK Fit & Travel optional plan offers you additional benefits that go far beyond the statutory insurance coverage. And best of all: the optional plan is free of charge up to the age of 39, provided you remain a member of DAK-Gesundheit for three years.



Premium overview
Statutory health insurance for foreign students

Premium/Month
Health insurance
for students
Long-term care insurance
for students
€111.32 €30.78 per month or €35.91
(for persons without children 23 years old or older)


Premium overview
Statutory student insurance with/without DAK Fit & Travel
monthly contribution

Age Health insurance Nursing insurance Total
up to 29 years of age without children €111.32 €35.91 147,23 €
up to 29 years of age with 1 child €111.32 €30.78* 142,10 €
Book now

* The contribution is reduced if you have more than one child. valid as of 1.1.2025



DAK-Gesundheit

With more than 5.5 million policyholders, DAK-Gesundheit is one of the largest and most popular health insurance companies in Germany. This is also demonstrated by various achievements, including the award as Top Health Insurance Fund for Students ( Top Kasse für Studierende). Being a member of DAK-Gesundheit you benefit from a network of more than 300 agencies throughout Germany – most of them offering multilingual support.



Frequently asked questions (FAQs)

Do you have further questions about statutory health insurance for foreign students? We have compiled and answered frequently asked questions for you in our FAQ section.

FAQ on statutory student insurance
Statutory health insurance for foreign students FAQs
Interesting facts
Information on the benefits of statutory health insurance for students
Take out your insurance now
Here you can take out your public health insurance
The German Social Security Code
Extracts from the German Social Security Code (GSSC, Sozialgesetzbuch) for statutory health insurance for students
DAK Fit & Travel
Information on the additionally eligible free protection
Questions & Service



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.