Statutory health insurance for employees in Germany

Who can insure themselves?

If you are employed in Germany and subject to pay into social security, you must generally be insured under the statutory health insurance fund. With us, you can apply directly online for membership to one of the largest and most popular health insurance companies in Germany, DAK-Gesundheit. You can insure your family free of charge. Half of the contribution is paid by you and half by your employer in Germany.

DAK-Gesundheit
at a glance

  • Top health insurance company
  • Free family insurance
  • Free optional plan „DAK Fit & Travel" can be booked directly
17,4%
Contribution rate

Statutory health insurance for employees in Germany Advantages & Highlights

Advantages & Highlights

Treatment at the doctor, dentist and hospital, medication
Free co-insurance for spouses and children
Optional plan "DAK Fit & Travel" with many extra benefits (free up to 39 years of age)
Health card
Multi-award-winning health insurance company

Statutory health insurance for employees
Your benefits at a glance*


DAK-Gesundheit
Bestseller
DAK-Gesundheit
+ DAK Fit & Travel
All statutory benefits at the doctor, dentist, hospital and pharmacy
Yes Yes
Attractive bonus program
Yes Yes
Subsidies for
    Osteopathy
Yes Yes
    Homeopathy
Yes Yes
    Kinesiotape
Yes Yes
    Professional teeth cleaning
Yes Yes
    Travel vaccinations
Yes Yes
Multi-award-winning health insurance
Yes Yes
Free online coaching
Yes Yes
Health card
Yes Yes
International health insurance for worldwide travel up to three months
No Yes
Additional hospital benefits in the event of accidents
No Yes
60 euros subsidy for the gym or other fitness and prevention measures
No Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Statutory health insurance for employees
Your benefits at a glance*

Our bestseller

insured benefits*
DAK-Gesundheit DAK-Gesundheit +
DAK Fit & Travel
All statutory benefits at the doctor, dentist, hospital and pharmacy Yes Yes
Attractive bonus program Yes Yes

Subsidies for
    Osteopathy Yes Yes
    Homeopathy Yes Yes
    Skin cancer screening Yes Yes
    Health check-up Yes Yes
    Professional teeth cleaning Yes Yes
    Travel vaccinations Yes Yes
Multi-award-winning health insurance Yes Yes
Free online coaching Yes Yes
Health card Yes Yes
International health insurance for worldwide travel up to three months No Yes
Additional hospital benefits in the event of accidents No Yes
60 euros subsidy for the gym or other fitness and prevention measures No Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Statutory health insurance for employees in Germany

DAK Fit & Travel

The DAK Fit & Travel optional plan offers you additional benefits that go far beyond the statutory insurance coverage. And best of all: the optional plan is free of charge up to the age of 39, provided you remain a member of DAK-Gesundheit for three years.

Statutory health insurance for employees

Contribution rate

The DAK-Gesundheit contribution rate is currently 17.4% (including additional contribution) of your gross income. Half of this is paid by you and half by your employer. In addition, 3.6% of your gross income goes towards mandatory long-term care insurance.

Statutory health insurance for employees in Germany DAK-Gesundheit

DAK-Gesundheit

With more than 5.5 million policyholders, DAK-Gesundheit is one of the largest and most popular health insurance companies in Germany. This is also demonstrated by various awards, with which it has been honored.

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Downloads & Service

Interesting facts
Information on the benefits of statutory health insurance for employees
Take out your insurance now
Here you can take out your public health insurance for employees
The German Social Security Code
German public health insurance for employees with good benefits.


DAK Fit & Travel
Information on the additionally eligible free protection



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

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