health insurance partner abroad
Einleitung - Overseas health insurance -
Introduction
Eligible for insurance are
Eligible for insurance are persons up to 74 years. |
The insurances apply only during the stay in the foreign country. |
HanseMerkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg |
The maximum duration of insurance 60 months. |
Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident. In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits: |
| Personal liability insurance | Type S | Type M | Type XL |
|---|---|---|---|
| Lump sum coverage for personal injury and property damage | Type S: EUR 1 Mio. | Type M: EUR 2 Mio. | Type XL: EUR 2.5 Mio. |
| Deportation costs to cover legal obligations of the policyholder against German authorities | Type S: EUR 1,000 | Type M: EUR 2,000 | Type XL: EUR 3,000 |
| Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | Type S: EUR 10,000 | Type M: EUR 25,000 | Type XL: EUR 50,000 |
| Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim |
Type S: - | Type M: - | Type XL: EUR 1,000 |
| Professional liability | Type S: - | Type M: - | Type XL: up to EUR 25,000.00 |
| Loss of receivables insurance | Type S: - | Type M: - | Type XL: up to EUR 10,000.00 |
| Coverage in home country (from one year term) |
Type S: - | Type M: - | Type XL: 6 weeks |
| General deductible per claim | Type S: EUR 250 | Type M: EUR 0 | Type XL: EUR 0 |
| Accident insurance | Type S | Type M | Type XL |
| Basic disability benefit | Type S: - | Type M: EUR 30,000 | Type XL: EUR 40,000 |
| Maximum disability benefit with a degree of disability of 350% | Type S: - | Type M: EUR 105,000 | Type XL: EUR 140,000 |
| Death benefit in the event of accidental death | Type S: - | Type M: EUR 15,000 | Type XL: EUR 25,000 |
| Rescue costs following an accident | Type S: - | Type M: EUR 7,500 | Type XL: EUR 10,000 |
| Cosmetic operations due to an accident | Type S: - | Type M: EUR 2,500 | Type XL: EUR 5,000 |
| Monthly premium* | Type S: EUR 2 | Type M: EUR 4 | Type XL: EUR 7.50 |
|
*
The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full. For a complete list of benefits see the Terms and conditions of liability/accident insurance. |
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| Type S | Type M | Type XL | |
|---|---|---|---|
| Monthly premium* | Type S: EUR 2.00 | Type M: EUR 4.00 | Type XL: EUR 7.50 |
| *The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full. | |||
Take out the insurance online: Online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
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