Eligible for insurance are
Eligible for insurance are persons up to 74 years.
The insurances apply only during the stay in the foreign country.
HanseMerkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg
The maximum duration of insurance 60 months.
In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits:
|Personal liability insurance||Type S||Type M||Type XL|
|Lump sum coverage for personal injury and property damage||Type S: €1 Mio.||Type M: €2 Mio.||Type XL: €2.5 Mio.|
|Deportation costs to cover legal obligations of the policyholder against German authorities||Type S: €1,000||Type M: €2,000||Type XL: €3,000|
|Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim||Type S: €10,000||Type M: €25,000||Type XL: €50,000|
|Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim
||Type S: -||Type M: -||Type XL: €1,000|
|General deductible per claim||Type S: €250||Type M: €0||Type XL: €0|
|Accident insurance||Type S||Type M||Type XL|
|Basic disability benefit||Type S: -||Type M: €30,000||Type XL: €40,000|
|Maximum disability benefit with a degree of disability of 350%||Type S: -||Type M: €105,000||Type XL: €140,000|
|Death benefit in the event of accidental death||Type S: -||Type M: €15,000||Type XL: €25,000|
|Rescue costs following an accident||Type S: -||Type M: €7,500||Type XL: €10,000|
|Cosmetic operations due to an accident||Type S: -||Type M: €2,500||Type XL: €5,000|
|Monthly premium*||Type S: € 2||Type M: €4||Type XL: €7.50|
|Minimum premium||Type S: €10||Type M: €12||Type XL: €15|
The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full.
|Type S||Type M||Type XL|
|Monthly premium*||Type S: EUR 2.00||Type M: EUR 4.00||Type XL: EUR 7.50|
|Minimum premium||Type S: EUR 10.00||Type M: EUR 12.00||Type XL: EUR 15.00|
|*The premium must be paid as a one-time premium for the entire duration of coverage.Insurance coverage is only provided when the insurance premium has been paid in full.|
Take out the insurance online: Online application.
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.