Care Travel -
Health insurance for individual and business travel for up to 18 months

Description



Insurable persons

Care Travel international health insurance is for individuals who, at the time of departure reside in Germany (have a registered address) and are between 0 and 74 years old. You can take out Care Travel insurance for any stay abroad between one and 18 months. These include, for example:

  • Longer trips
  • World trips
  • Sabbaticals
  • Business trips and other professional trips abroad
  • Working Holiday
  • Internships abroad
  • and many more!

The following individuals cannot be insured under Care Travel international insurance: competitive athletes, persons who are in need of long-term care or who are staying illegally in the respective country of destination.

Geographic scope of insurance coverage and duration of coverage

With Care Travel international health insurance, you can conveniently choose between two geographic areas of coverage, depending on whether your trip includes stays in the USA:

  • Worldwide excluding the USA
  • Worldwide including the USA

You can take out the insurance for a period of one to 18 months.

Practical tip: We recommend you take out your Care Travel travel health insurance up to 31 days after departing Germany. If your departure from Germany dates back more than 31 days, you must provide proof of prior insurance coverage for this period of time. If you are not able to provide proof of prior insurance coverage, a waiting period of 31 days applies.

You can also take out Care Travel if you have moved your place of residency abroad since leaving Germany. The decisive factor is that you have a place of residency in Germany at the time of departure. You are not optional for Care Travel health insurance if you have been living abroad for more than six months before the start of the insurance.

Care Travel - Your benefits at a glance*
Health insurance
  • Inpatient treatment
    • Inpatient treatment, incl. traetment from a doctor who treats privately insured patients
    • Essential ambulance services to or from inpatient medical treatment occuring in the nearest or next recognized hospital that is suitable from a medical standpoint
    • Accompannying person in the hospital for children up to the age of 12
  • Outpatient treatment
    • Outpatient medical treatment at the doctor
    • Essential ambulance services to and from the doctor, dentist or hospital for initial treatment after an emergency or accident and trips to dialysis treatment, radiation therapy or chemotherapy, as well as travel to and from an operation done on an outpatient basis (on the day of the operation)
    • Psychotherapeutic services due to an acute traumatic experience up to a maximum of €2,500
    • Medically prescribed medication and dressings
    • Medically prescribed radiation therapy and light therapy
    • Medically prescribed massages, medical packs, inhalations, physiotherapy and other physical treatments up to a maximum of € 500 per policy year
    • Accident-related aids up to a maximum of € 500 per policy year
  • Dental treatment
    • Pain-relieving conservative dental treatment, simple dental fillings, (no inlays) up to a maximum of € 1,000 per policy year
    • Accident-related dentures as well as accident-related inlays and dental crowns of all kinds up to 80%, maximum €2,500 per insured event
  • Medical transfer, repatriation of mortal remains, funeral
    • Medically advisable and justifiable repatriation including transportation costs for an accompanying person if this is necessary due to medical reasons
    • repatriation or burial abroad up to the cost of repatriation, up to a maximum of €25,000
    • 30 days extended liability insurance until the insured person is able to be transported
  • Pregnancy
    • pregnancy check-ups, childbirth after the 10-month waiting period
  • Additional benefits
    • 30 days home country coverage in Germany (costs covered in accordance with the German Schedule of Fees for Doctors and Dentists (GOÄ/GOZ) max. 2.3 times the basic, standard rate)
    • No deductible
    • 24/7 emergency number
    • Digital insurance card

Benefit exclusions
Please note that your Care Travel international health insurance contains some benefit exclusions. These include treatment of known illnesses within six months prior to conclusion of the contract/taking out the coverage (pre-existing conditions), medical tourism, psychotherapy or preventive medical check-ups. Please refer to the insurance terms and conditions for the full range of benefits and exclusions.

*For a complete list of benefits please see the insurance terms and conditions.

Insurer

Barmenia Krankenversicherung AG • Barmenia-Allee 1 • 42119 Wuppertal

Premiums

The premiums for your affordable Care Travel international health insurance depend on your age, the selected geographic scope of coverage and whether you want your travel health insurance coverage to commence prior to or after your departure from Germany. You can pay monthly via bank transfer or conveniently via SEPA direct debit method.

Premium overview | Care Travel worldwide excluding the USA
Age Prior to departure
Monthly premium
After departure
Monthly premium
Age: 0-30
0-30
Prior to departure: € 33.00/Month € 33.00 After departure: € 39.00/Month € 39.00
Age: 31 - 55
31-55
Prior to departure: € 63.00/Month € 63.00 After departure: € 76.00/Month € 76.00
Age: 56 - 74
56-74
Prior to departure: € 125.00/Month € 125.00 After departure: € 149.00/Month € 149.00

Premium overview | Care Travel worldwide including the USA
Age Prior to departure
Monthly premium
After departure
Monthly premium
Age: 0 - 30
0-30
Prior to departure: € 63.00/Month € 63.00 After departure: € 76.00/Month € 76.00
Age: 31 - 55
31-55
Prior to departure: € 99.00/Month € 99.00 After departure: € 119.00/Month € 119.00
Age: 56 - 74
56-74
Prior to departure: € 365.00/Month € 365.00 After departure: € 438.00/Month € 438.00



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