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Care Global -
Health insurance for travel worldwide
Care Global - Health insurance for travel worldwide
In brief
Care Global: The insurance is available for persons with permanent place of abode in Germany or in Austria, who are staying temporarily abroad (max. 12 month), especially for business and private travellers, excepted competitive athletes and persons, who are permanent in need of care. Care Global Amerika: The insurance is available for persons with permanent place of abode in Germany or in Austria, who are staying temporarily abroad (max. 12 month) inclusive the USA, Canada, Mexico, excepted competitive athletes and persons, who are permanent in need of care. |
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The insurance Care Global / Care Global Amerika applies only during the stay abroad, as applicable - alternatively incl. USA, Canada, Mexico or not. Not covered by the policy is the country which were the permanent place of residence of the person prior to commencing his/her travels. |
Advigon Versicherung AG |
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Minimum term of insurance: 1 day. Maximum insurance period 365 days. If applied before departure coverage can be extended once for another 185 days. If applied after departure the maximum insurance period is 185 days without any possibility of extension. |
| Health insurance | |||
|---|---|---|---|
| Benefits Care Global / Care Global Amerika | Basic | Comfort | |
| out-patient treatment by a doctor | Type Basic:  |
Type Comfort: |
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| medically prescribed medications | Type Basic: |
Type Comfort: |
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| sports injury (except for professional sportsmen) | Type Basic: |
Type Comfort: |
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| in-patient treatment at a hospital(general nursing class - multiple bed ward - without optional benefits) | Type Basic: |
Type Comfort: |
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| pain-deadening dental treatment | Type Basic: up to EUR 500.00 per contract |
Type Comfort: |
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| repair of existing dental prosthesis 80 % up to EUR 2,000.00, accident-related 100 % up to EUR 2,500.00 | Type Basic: temporary dental prosthesis only accident-related |
Type Comfort: |
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| co-insurance of pre-existing conditions with exception for treatments in which it was clear at departure that they had to take place if the journey was accomplished as scheduled | Type Basic: |
Type Comfort: |
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| pregnancy examinations and treatment (conception after inception date) | Type Basic: |
Type Comfort: |
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| child delivery after a waiting period of 8 months(except in case of premature birth and complications) | Type Basic: |
Type Comfort: |
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| costs of medically advisable repatriation with an accompanying person | Type Basic: |
Type Comfort: |
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| prescribed medical aids | Type Basic: accident-related |
Type Comfort: |
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| conclusion of contract is possible after departure | Type Basic: |
Type Comfort: |
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| claims office and telephone number in the USA | Type Basic: |
Type Comfort: |
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| compensation of expenses if medical bills were primary reached in at another insurer: EUR 50.00 per day for inpatient treatment (max. up to 14 days) and EUR 25.00 once per outpatient treatment | Type Basic: |
Type Comfort: |
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| advance payment of insurer without deduction of third party claims | Type Basic: |
Type Comfort: |
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| pandemic related medical treatment | Type Basic: |
Type Comfort: |
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| waive of war risk clause until the departure is possible | Type Basic: |
Type Comfort: |
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| secondary liability | Type Basic: 1 months |
Type Comfort: indefinite |
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| repatriation costs in event of death of the insured person | Type Basic: up to EUR 55,000.00 |
Type Comfort: up to EUR 80,000.00 | |
| benefits for premature babies | Type Basic: - | Type Comfort: EUR 50,000.00 |
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| visit costs of a family member in event of an in-patient treatment at a hospital | Type Basic: - | Type Comfort: EUR 2,500.00 |
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| refund of hotel costs for insured co-travellers in case of interruption or extension of journey due to hospitalisation of the insured person | Type Basic: - | Type Comfort: EUR 2,500.00 |
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| alternative medicine | Type Basic: - | Type Comfort: |
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| one accompanying person for a hospitalized child | Type Basic: - | Type Comfort: EUR 2,500.00 |
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| travel chaperone service for children | Type Basic: - | Type Comfort: |
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| prescription medication shipping service | Type Basic: - | Type Comfort: |
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| deductible per insured event | Type Basic: EUR 50.00 | Type Comfort: no deductible | |
| Stay in home country: up to 3 days / 30 Days Duration (Care Concept AG requires prior written notification of the stay.) | Type Basic: |
Type Comfort: |
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*Overview of benefits (extracts). For a complete list of benefits see the insurance conditions.
| Insurance plan | Basic | Comfort | ||
|---|---|---|---|---|
| conclusion of contract | pre-departure | after departure (subsequent contract) |
pre-departure | after departure (subsequent contract) |
| Entry age: 0-30 (EUR / Day) |
Basic (pre-departure):0.80 | Basic (after departure (subsequent contract)):1.00 |
Comfort (pre-departure):1.00 | Comfort (after departure (subsequent contract)):1.30 |
| Entry age : 31-45 (EUR / Day) |
Basic (pre-departure):0.90 | Basic (after departure (subsequent contract)):1.20 |
Comfort (pre-departure):1.15 | Comfort (after departure (subsequent contract)):1.50 |
| Entry age: 46-60 (EUR / Day) |
Basic (pre-departure):1.25 | Basic (after departure (subsequent contract)):1.70 |
Comfort (pre-departure):1.60 | Comfort (after departure (subsequent contract)):2.10 |
| Entry age: 61- (EUR / Day) |
Basic (pre-departure):4.00 | Basic (after departure (subsequent contract)):5.20 |
Comfort (pre-departure):4.20 | Comfort (after departure (subsequent contract)):5.45 |
| Minimum premium per person and term: EUR 8.00 | ||||
| Insurance plan | Basic | Comfort | ||
|---|---|---|---|---|
| conclusion of contract | pre-departure | after departure (subsequent contract) |
pre-departure | after departure (subsequent contract) |
| Entry age: 0-30 (EUR / Day) |
Basic (pre-departure):1.80 | Basic (after departure (subsequent contract)):2.50 |
Comfort (pre-departure):2.10 | Comfort (after departure (subsequent contract)):3.00 |
| Entry age : 31-45 (EUR / Day) |
Basic (pre-departure):2.60 | Basic (after departure (subsequent contract)):3.00 |
Comfort (pre-departure):3.00 | Comfort (after departure (subsequent contract)):3.30 |
| Entry age: 46-60 (EUR / Day) |
Basic (pre-departure):3.70 | Basic (after departure (subsequent contract)):4.40 |
Comfort (pre-departure):4.20 | Comfort (after departure (subsequent contract)):5.20 |
| Entry age: 61 - (EUR / Day) |
Basic (pre-departure):8.00 | Basic (after departure (subsequent contract)):10.40 |
Comfort (pre-departure):8.40 | Comfort (after departure (subsequent contract)):10.90 |
| Minimum premium per person and term: EUR 8.00 | ||||
Take out the insurance online: online application. |
