Insurable persons are travelers who intend to stay for more than 6 continuous months abroad. A policy must commence prior to the insured person reaching the age of 75 and will end, at the latest, upon the person reaching the age of 80 (80th birthday). |
The insurance covers medical treatment throughout the world. The following persons are insurable:
Countries of which the insured person is a citizen and/or which were the permanent place of residency of the person prior to the commencement of his/her travels are excluded from coverage. |
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Advigon Versicherung AG |
The minimum duration of coverage is 6 months. The maximum period of coverage for stays in Germany is 5 years, including all policy extensions. |
Health insurance | |||
---|---|---|---|
Benefits Care Expatriate | Basic | Comfort | Premium |
online application | online application | online application | |
online application | |||
medically necessary outpatient treatment up to 100 % | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
Prescription medications | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
additional costs for medically advisable repatriation | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
dental treatments including annual check-ups | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
accident-related dental prosthesis | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
medication | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
psychotherapy | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
home leave (Duration >= 1 Year) | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
run-off cover (up to reinstatement of travel fitness) | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
medically prescribed aids | Basic: ![]() |
Comfort: ![]() wheelchairs up to EUR 1000.00 |
Premium: ![]() |
inpatient public health care in hospitals(general nursing class) | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() two-person room outside of Germany |
repatriation/burial costs in event of death of the insured person | Basic: ![]() |
Comfort: ![]() |
Premium: ![]() |
dental prostheses including the cost of repairs | Basic: - | Comfort: ![]() |
Premium: ![]() |
screenings/preventive examinations aimed at early detection of disease | Basic: - | Comfort: ![]() |
Premium: ![]() |
visual aids | Basic: - | Comfort: ![]() |
Premium: ![]() |
hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days | Basic: ![]() |
Comfort: - | Premium: - |
daily hospital allowance | Basic: - | Comfort: ![]() |
Premium: ![]() |
right to continued insurance | Basic: - | Comfort: ![]() |
Premium: ![]() |
guarantee of acceptance for follow-up policy | Basic: - | Comfort: ![]() |
Premium: ![]() |
upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days | Basic: - | Comfort: ![]() |
Premium: ![]() |
*Overview of benefits (excerpt). For a complete list of benefits please see the insurance terms and conditions..
Insurance plan | Basic | Comfort | Premium | |||
---|---|---|---|---|---|---|
Deductible per year (in EUR) | 150 | 150 | 500 | 0 | 500 | 1000 |
Entry age : 0-12 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 64 | Comfort (Deductible per year (in EUR): 150) : 104 | Comfort (Deductible per year (in EUR): 500) : 81 | Premium (Deductible per year (in EUR): 0) : 191 | Premium (Deductible per year (in EUR): 500) : 149 | Premium (Deductible per year (in EUR): 1000) : 117 |
Entry age : 13-40 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 58 | Comfort (Deductible per year (in EUR): 150) : 84 | Comfort (Deductible per year (in EUR): 500) : 63 | Premium (Deductible per year (in EUR): 0) : 181 | Premium (Deductible per year (in EUR): 500) : 141 | Premium (Deductible per year (in EUR): 1000) : 109 |
Entry age : 41-60 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 68 | Comfort (Deductible per year (in EUR): 150) : 103 | Comfort (Deductible per year (in EUR): 500) : 77 | Premium (Deductible per year (in EUR): 0) : 256 | Premium (Deductible per year (in EUR): 500) : 201 | Premium (Deductible per year (in EUR): 1000) : 156 |
Entry age : 61-74 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 246 | Comfort (Deductible per year (in EUR): 150) : 322 | Comfort (Deductible per year (in EUR): 500) : 248 | Premium (Deductible per year (in EUR): 0) : 432 | Premium (Deductible per year (in EUR): 500) : 336 | Premium (Deductible per year (in EUR): 1000) : 263 |
Insurance plan | Basic | Comfort | Premium | |||
---|---|---|---|---|---|---|
Deductible per year (in EUR) | 150 | 150 | 500 | 0 | 500 | 1000 |
Entry age : 0-12 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 175 | Comfort (Deductible per year (in EUR): 150) : 280 | Comfort (Deductible per year (in EUR): 500) : 220 | Premium (Deductible per year (in EUR): 0) : 495 | Premium (Deductible per year (in EUR): 500) : 385 | Premium (Deductible per year (in EUR): 1000) : 300 |
Entry age : 13-40 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 145 | Comfort (Deductible per year (in EUR): 150) : 225 | Comfort (Deductible per year (in EUR): 500) : 170 | Premium (Deductible per year (in EUR): 0) : 465 | Premium (Deductible per year (in EUR): 500) : 363 | Premium (Deductible per year (in EUR): 1000) : 285 |
Entry age: 41-60 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 195 | Comfort (Deductible per year (in EUR): 150) : 265 | Comfort (Deductible per year (in EUR): 500) : 210 | Premium (Deductible per year (in EUR): 0) : 660 | Premium (Deductible per year (in EUR): 500) : 515 | Premium (Deductible per year (in EUR): 1000) : 405 |
Entry age : 61-74 (EUR / Month) |
Basic (Deductible per year (in EUR): 150) : 710 | Comfort (Deductible per year (in EUR): 150) : 920 | Comfort (Deductible per year (in EUR): 500) : 725 | Premium (Deductible per year (in EUR): 0) : 1175 | Premium (Deductible per year (in EUR): 500) : 965 | Premium (Deductible per year (in EUR): 1000) : 750 |
Purchase your coverage online: online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.