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Care Expatriate health insurance coverage is tailored to the needs of travelers who intend to stay for more than 3 continuous months abroad. A policy must commence prior to the insured person reaching the age of 75 and will end, at the latest, upon the person reaching the age of 80 (80th birthday). |
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The insurance covers medical treatment throughout the world. The following persons are insurable:
Countries of which the insured person is a citizen and/or which were the place of residency of the person prior to the commencement of his/her travels are excluded from coverage. |
Advigon Versicherung AG |
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The minimum duration of coverage is 3 months. The maximum period of coverage for stays in Germany is 5 years, including all policy extensions. |
Care Expatriate Basic starting at 58.00 € / Month |
Our bestseller Care Expatriate Comfort starting at 63 € / Month |
Care Expatriate Premium starting at 109 € / Month |
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Inpatient treatment |
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| Inpatient treatment, shared room, without optional benefits | ||
| Ambulance services | ||
| Daily hospital allowance | ||
| € 20.00, up to 20 days | € 30.00, up to 30 days | |
| Daily hospital allowance, rate of all in EUR 100.00 for each full inpatient exceeding 14 days | ||
| Travel expenses for visiting a family member for inpatient stays of more than 14 days | ||
| € 500.00 | € 1,000.00 | |
Outpatient treatment |
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| Outpatient treatment | ||
| Screenings/preventive examinations aimed at early detection of disease | ||
| € 250.00 | € 500.00 | |
| Prescription medications and dressings | ||
| Psychotherapy |
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| € 500.00 | € 1,000.00 | € 1,500.00 |
| Visual aids | ||
| € 100.00 | € 300.00 | |
| Remedies | ||
| € 250.00 | € 500.00 | € 1,500.00 |
| Medically prescribed aids | ||
| accident related up to EUR 500.00 |
€ 500.00 | € 2,500.00 |
| Outpatient rehabilitation measures, up to 21 days | ||
Dental treatment |
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| Dental treatment, yearly check-up and dental cleaning | ||
| € 600.00 | ||
| Dentures |
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| 60% | 80% | |
| Accident-related dentures | ||
| 80 % up to € 1,000.00 | 80 % up to € 2,000.00 |
100 % up to € 3,000.00 |
Pregnancy |
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| Pregnancy examinations and treatment, Delivery, Waiting period: 8 months | ||
Return transportation |
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| Medically advised return transportation | ||
| Extended liability | ||
| 1 Month | 3 Months | |
| Repatriation/burial costs in event of death of the insured person | ||
| up to €25,000.00 | up to €25,000.00 | up to €25,000.00 |
Further benefits |
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| Insurance coverage in your home country, per policy year | ||
| up to 30 days | up to 45 days | up to 90 days |
| Deductible can be deselected | ||
| 24/7-Emergency number for medical emergencies | ||
| Digital insurance card | ||
| Book now | ||
*For a complete list of benefits please see the insurance terms and conditions.At the Basic and Comfort rates max. €100 per session, at the Premium rate max. €150.
Please refer to the insurance terms and conditions for the maximum limits per policy year.
| Our bestseller |
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|---|---|---|---|
| Care Expatriate Insured benefits* |
Basic starting at 58.00 / Month |
Comfort starting at 63 € / Month |
Premium starting at 109 € / Month |
Inpatient treatment |
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| Inpatient treatment, shared room, without optional benefits | |||
| Ambulance services | |||
| Daily hospital allowance | € 20.00 (up to 20 days) | € 30.00 (up to 30 days) | |
| Daily hospital allowance, rate of all in EUR 100.00 for each full inpatient exceeding 14 days | |||
| Travel expenses for visiting a family member for inpatient stays of more than 14 days | € 500.00 | € 1,000.00 | |
Outpatient treatment |
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| Outpatient treatment | |||
| Screenings/preventive examinations aimed at early detection of disease | € 250.00 | € 500.00 | |
| Prescription medications and dressings | |||
| Psychotherapy |
€ 500.00 | € 1,000.00 | € 1,500.00 |
| Visual aids | € 100.00 | € 300.00 | |
| Remedies | € 250.00 | € 500.00 | € 1,500.00 |
| Medically prescribed aids | accident related up to EUR 500.00 | € 500.00 | € 2,500.00 |
| Outpatient rehabilitation measures, up to 21 days | |||
Dental treatment |
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| Dental treatment, yearly check-up and dental cleaning | € 600.00 | ||
| Dentures |
60% | 80% | |
| Accident-related dentures | 80 % up to € 1,000.00 | 80 % up to € 2,000.00 | 100 % up to € 3,000.00 |
Pregnancy |
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| Pregnancy examinations and treatment, Delivery, Waiting period: 8 months | |||
Return transportation |
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| Medically advised return transportation | |||
| Extended liability | 1 Month | 3 Months | |
| Transfer/funeral costs in event of death of the insured person | up to €25,000.00 | up to €25,000.00 | up to €25,000.00 |
Further benefits |
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| Insurance coverage in your home country, per policy year | up to 30 days | up to 45 days | up to 90 days |
| Deductible can be deselected | |||
| 24/7-Emergency number for medical emergencies | |||
| Digital insurance card | |||
| Book now | |||
*For a complete list of benefits please see the insurance terms and conditions.At the Basic and Comfort rates max. €100 per session, at the Premium rate max. €150.
Please refer to the insurance terms and conditions for the maximum limits per policy year.
Basic |
Bestseller Comfort |
Premium |
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|---|---|---|---|---|---|
| SB* 150.00 |
SB* 150.00 |
SB* 500.00 |
SB* 0.00 |
SB* 500.00 |
SB* 1000.00 |
Entry age: 0-12 Years |
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| 64.00 | 104.00 | 81.00 | 191.00 | 149.00 | 117.00 |
Entry age: 13-40 Years |
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| 58.00 | 84.00 | 63.00 | 181.00 | 141.00 | 109.00 |
Entry age: 41-60 Years |
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| 68.00 | 103.00 | 77.00 | 256.00 | 201.00 | 156.00 |
Entry age: 61 - 74 Years |
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| 246.00 | 322.00 | 248.00 | 432.00 | 336.00 | 263.00 |
| Book now | |||||
*Deductible |
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Basic |
Bestseller Comfort |
Premium |
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|---|---|---|---|---|---|
| SB* 150.00 |
SB* 150.00 |
SB* 500.00 |
SB* 0.00 |
SB* 500.00 |
SB* 1000.00 |
Entry age: 0-12 Years |
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| 175.00 | 280.00 | 220.00 | 495.00 | 385.00 | 300.00 |
Entry age: 13-40 Years |
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| 145.00 | 225.00 | 170.00 | 465.00 | 363.00 | 285.00 |
Entry age: 41-60 Years |
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| 195.00 | 265.00 | 210.00 | 660.00 | 515.00 | 405.00 |
Entry age: 61 - 74 Years |
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| 710.00 | 920.00 | 725.00 | 1175.00 | 965.00 | 750.00 |
| Book now | |||||
*Deductible |
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| Our bestseller |
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|---|---|---|---|---|---|---|
| Care Expatriate |
Basic |
Comfort |
Premium |
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| Deductible per year (in €) |
150.00 |
150.00 |
500.00 |
0.00 |
500.00 |
1000.00 |
| Entry age: 0-12 (€ / Month) |
64.00 | 104.00 | 81.00 | 191.00 | 149.00 | 117.00 |
| Entry age: 13-40 (€ / Month) |
58.00 | 84.00 | 63.00 | 181.00 | 141.00 | 109.00 |
| Entry age: 41-60 (€ / Month) |
68.00 | 103.00 | 77.00 | 256.00 | 201.00 | 156.00 |
| Entry age: 61-74 (€ / Month) |
246.00 | 322.00 | 248.00 | 432.00 | 336.00 | 263.00 |
| Book now | ||||||
| Our bestseller |
||||||
|---|---|---|---|---|---|---|
| Care Expatriate |
Basic |
Comfort |
Premium |
|||
| Deductible per year (in €) |
150.00 |
150.00 |
500.00 |
0.00 |
500.00 |
1000.00 |
| Entry age: 0-12 (€ / Month) |
175.00 | 280.00 | 220.00 | 495.00 | 385.00 | 300.00 |
| Entry age: 13-40 (€ / Month) |
145.00 | 225.00 | 170.00 | 465.00 | 363.00 | 285.00 |
| Entry age: 41-60 (€ / Month) |
195.00 | 265.00 | 210.00 | 660.00 | 515.00 | 405.00 |
| Entry age: 61-74 (€ / Month) |
710.00 | 920.00 | 725.00 | 1175.00 | 965.00 | 750.00 |
| Book now | ||||||
Purchase your coverage online: Online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.