Care Expatriate - Seguro de enfermedad para residentes en el extranjero

Care Expatriate - Seguro de enfermedad para residentes en el extranjero

Resumen



¿Quien puede asegurarse?

Care Expatriate health insurance coverage is tailored to the needs of travelers who intend to stay for more than 3 continuous months abroad. A policy must commence prior to the insured person reaching the age of 75 and will end, at the latest, upon the person reaching the age of 80 (80th birthday).

Área de aplicación

The insurance covers medical treatment throughout the world. The following persons are insurable:

  • persons in any country worldwide with permanent residency in Germany, Austria, EU countries, member states of the Schengen agreement, Switzerland and Liechtenstein.
  • persons with permanent residency in other countries of the world who are staying in Germany, Austria, EU countries, member states of the Schengen agreement, Switzerland and Liechtenstein.
  • persons with permanent residency in Germany, Austria, EU countries, member states of the Schengen agreement, Switzerland and Liechtenstein, who are staying in the above-mentioned countries.

Countries of which the insured person is a citizen and/or which were the place of residency of the person prior to the commencement of his/her travels are excluded from coverage.

Asegurador

Advigon Versicherung AG

Drescheweg 1
9490 Vaduz
Liechtenstein

Vigencia del seguro

The minimum duration of coverage is 3 months. The maximum period of coverage for stays in Germany is 5 years, including all policy extensions.
Outside of Germany, persons can apply any number of times for an extension during their stay abroad until reaching the age of 75. Persons taking out an initial 5-year policy valid outside of Germany will receive a one-time acceptance guarantee for a follow-up policy for a maximum period of a further 5 years (Care Expatriate Comfort / Care Expatriate Premium).

Care Expatriate Basic/-Comfort/-Premium - Tabla de servicios*
Seguro de enfermedad
Servicio Care Expatriate Basic Comfort Premium
solicitud online solicitud online solicitud online
solicitud online
Tratamiento médico ambulatorio médicamente necesario al 100%. Basic: Ja Comfort: Ja Premium: Ja
Medicamentos recetados por el médico Basic: Ja Comfort: Ja Premium: Ja
Costos de una repatriación médica Basic: Ja Comfort: Ja Premium: Ja
Soins dentaires, y compris un contrôle annuel Basic: Jahasta 600,– EUR Comfort: Ja Premium: Ja
prótesis dentaria a consecuencia de un accidente Basic: Ja80 % up to EUR 1000.00 Comfort: Ja80 % up to EUR 2000.00 Premium: Ja100 % up to EUR 3000.00
Remedio Basic: Jahasta 250,– EUR Comfort: Jahasta 500,– EUR Premium: Jahasta 1.500,– EUR
psicoterapia Basic: Jahasta 500,– EUR(up to EUR 100.00 per session) Comfort: Jahasta 1.000,– EUR(up to EUR 100.00 per session) Premium: Jahasta 1.500,– EUR(up to EUR 150.00 per session)
Dejar en el país de origen (Vigencia del seguro >= 1 Año) Basic: Jaup to 30 days / insurance year Comfort: Jaup to 45 days / insurance year Premium: Jaup to 90 days / insurance year
run-off cover (up to reinstatement of travel fitness) Basic: Ja1 mes Comfort: Ja3 Meses Premium: Jailimitado
medios auxiliares prescritos por el médico Basic: Jaaccident related up to EUR 500.00 Comfort: Jahasta 500,– EUR/hearing and speech aids,
wheelchairs up to EUR 1000.00
Premium: Ja100% hasta 2.500,– EUR
inpatient public health care in hospitals(general nursing class) Basic: Ja Comfort: Ja Premium: Jasingle room/shared
two-person room outside of Germany
Outpatient rehabilitation measures Basic: Jaup to 21 days Comfort: Jaup to 21 days Premium: Jaup to 21 days
gastos de traslado en caso de fallecimiento/gastos de sepelio Basic: Jahasta 25.000,– EUR Comfort: Jahasta 25.000,– EUR Premium: Jahasta 25.000,– EUR
Zahnersatz inklusive Reparaturen Basic: - Comfort: Ja60% Premium: Ja80%
Vorsorgeuntersuchungen Basic: - Comfort: Jahasta 250,– EUR Premium: Jahasta 500,– EUR
visual aids Basic: - Comfort: Jahasta 100,– EUR Premium: Jahasta 300,– EUR
Krankenhaustagegeld (pauschal 100 EUR bei Krankenhausaufenthalten von mehr als 14 Tagen) Basic: Ja Comfort: - Premium: -
subsidio diario de hospitalización Basic: - Comfort: JaEUR 20.00 (up to 20 days) Premium: JaEUR 30.00 (up to 30 days)
Weiterversicherungsrecht Basic: - Comfort: Ja Premium: Ja
Annahmegarantie für Anschlussvertrag Basic: - Comfort: Ja Premium: Ja
auf Antrag: Transportkosten für Besuch eines Familienangehörigen bei stationärer Krankenhausbehandlung von mehr als 14 Tagen Dauer Basic: - Comfort: Ja 500,– EUR Premium: Ja 1000,– EUR

*Auszug aus dem Leistungskatalog. Encontrarás el alcance exacto de las prestaciones en las Condiciones Generales de Seguro..


Lista de primas | Care Expatriate | todo el mundo aparte US, CA, MX
Tarifa de seguro Basic Comfort Premium
Participación propia anual (en EURO) 150,– 150,– 500,– 0,– 500,– 1000,–

Lista de primas | Care Expatriate | todo el mundo inclusiva US, CA, MX
Tarifa de seguro Basic Comfort Premium
Participación propia anual (en EURO) 150,– 150,– 500,– 0,– 500,– 1000,–
Conclusión del contrato

Purchase your coverage online: solicitud online.

Download In Brief

Download Auslandskrankenversicherung Care Expatriate  Download in Brief Care Expatriate (PDF)

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the Spanish translation is for convenience only. The legally binding version is the German version.


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