Introduction In brief Description GTCI Service Online application FAQs
Care Visa Protect | Travel health insurance for foreign guests
Why do foreign guests who require a vis need insurance?
Scope of insurance coverage/Duration
Summary of benefits Care Visa Protect
Important notes about insurance coverage
What is not insured - benefit exclusions
Annual premium
Premium overview
Accident and liability insurance

For a complete list of benefits please see the General Terms and Conditions of Insurance (AVB).

Why do foreign guests who require a visa need insurance?


Book now from 0.85 €/Day
Many foreign nationals with a visa who spend time in Germany, the EU or the Schengen states, including Switzerland or Liechtenstein often have no or inadequate insurance coverage. Unfortunately, illnesses and accidents cannot be entirely avoided and can incur substantial financial losses.

Regardless of whether you are traveling privately or on business with a visa, Care Visa Protect coverage will insure you against the costs of any medically necessary treatment.
Scope of insurance coverage/Duration

Care Visa Protect insurance applies only for stays with a visa in the member states of the European Union and the Schengen states. You can select a duration of coverage from one to 92 days or, in the case of a "multiple-entry visa," for any number of trips up to a maximum period of 92 days per policy year.
Summary of benefits

Regarding the health insurance coverage, we will reimburse you for the following services/all documented costs in the case of illness or accident in Germany, Austria and all EU countries as well as Switzerland, Liechtenstein and the Schengen states, among other countries:

  • outpatient treatment by doctors and medical specialists
  • Inpatient treatment in the hospital
  • pain-relieving dental treatment incl. simple fillings and repair of existing dental prosthesis
  • medically prescribed medications, dressings and remedies
  • transport for inpatient treatment to the nearest hospital
  • repatriation costs in the case of death of an insured person/burial costs up to EUR 10,000
  • costs of medically advisable and prescribed repatriation to own country
  • maximum benefit per policy EUR 50,000
Important information Care Visa Protect

Book now from 0.85 €/Day
  • The coverage ends when the insured person turns 75 (max. age of 74).
  • The confirmation of coverage is proof of your coverage. In addition, you will receive the confirmation of coverage as well as medical treatment certificates after your application has been fully processed.
What is not insured - benefit exclusions

The insurer is not obliged to provide coverage for the following:

  • illnesses, symptoms and consequences thereof that already exist or are known upon the commencement or extension of coverage as well as any consequences of such illnesses and accidents that were treated within the previous six months before the commencement or extension of coverage.

You will find a detailed description of benefits in the insurance terms and conditions. In addition to general policy terms, only the German version of this tariff is legally obligatory.
Annual premium

If you plan on entering Germany or any other EU country numerous times within on year with a "multiple-entry visa," you can insure yourself with the "Care Visa Protect" plan for an annual premium of EUR 110 or EUR 215.

Premium overview
Care Visa Protect

Single premium health insurance
up to 64 years of age 65 - 74 Years
€ 0.85/Day € 2.60/Day
Minimum premium per person: €8.50


Annual premium health insurance
"Multiple entry-visa" In case of multiple entries within one year with one visa, we speak of multiple visas
for any number of trips up to a maximum period
of 92 days per policy year
up to 64 years of age 65 - 74 Years
€ 110.00/Year € 215.00/Year

Premium overview Care Visa Protect

Premium up to 64 years of age
65 - 74 Years
€/Day € 0.85 € 2.60
Book now



Premium overview Care Visa Protect
Annual premium health insurance for "Multiple entry-visa" up to a maximum period of 92 days

Premium up to 64 years of age
65 - 74 Years
€/Year € 110.00 € 215.00
Book now

Accident insurance or accident-/liability insurance package

The treatment costs for injuries caused by accidents are covered by the health insurance. Long-term disability claims can only be covered by an accident insurance policy. We therefore recommend that you take out accident insurance coverage.

Liability insurance protects you against claims for damages from third parties.
Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident.

In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits:

Care Protector S/M/XL
Your benefits at a glance*


Care Protector
S
starting at 2 € / Month		 Our bestseller
Care Protector
M
starting at 4 € / Month
Care Protector
XL
starting at 7,50 € / Month

Liability insurance
Sum insured for personal injury and property damage, Deductible 10 %
€ 1 Mio. € 2 Mio. € 2,5 Mio.
Deportation costs from Germany, Deductible 10 %
€ 1,000 € 2,000 € 3,000
Rental damage to immovable property, deductible 10%
€ 10,000 € 25,000 € 50,000
Loss of keys, deductible 10%, min. € 100.00
No No € 1,000
Professional liability, deductible 10%, min. 200 €
No No € 25,000
Bad debt insurance, deductible 10%, min. 200 €
No No € 10,000
Insurance coverage in your home country, (from one year term)
6 weeks 6 weeks 6 weeks
No deductible
€ 250.00 Yes Yes

Accident insurance
Basic disability sum
No € 30,000 € 40,000
Maximum disability sum with a progression scale of 350%
No € 105,000 € 140,000
Death benefit in the event of accidental death
No € 15,000 € 25,000
Rescue costs in the event of an accident
No € 7,500 € 10,000
Cosmetic operations due to an accident
No € 2,500 € 5,000
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care Protector S/M/XL
Your benefits at a glance*

Our bestseller
Care Protector
insured benefits*		 S
2 € / Month		 M
4 € / Month		 XL
7,50 € / Month

Liability insurance
Sum insured for personal injury and property damage € 1 Mio. € 2 Mio. € 2,5 Mio.
Deportation costs from Germany, Deductible 10 %, mind. 250 € € 1,000 € 2,000 € 3,000
Rental damage to immovable property, deductible 10% € 10,000 € 25,000 € 50,000
Loss of keys, deductible 10%, min. € 100.00 No No € 1,000
Professional liability, deductible 10%, min. 200 € No No € 25,000
Bad debt insurance, deductible 10%, min. 200 € No No € 10,000
Insurance coverage in your home country, (from one year term) 6 weeks 6 weeks 6 weeks
No deductible € 250.00 Yes Yes

Accident insurance
Basic disability sum No € 30,000 € 40,000
Maximum disability sum with a progression scale of 350% No € 105,000 € 140,000
Death benefit in the event of accidental death No € 15,000 € 25,000
Rescue costs in the event of an accident No € 7,500 € 10,000
Cosmetic operations due to an accident No € 2,500 € 5,000
Book now

*For a complete list of benefits see the Terms and conditions of liability/accident insurance.

Download description

Download Auslandskrankenversicherung Care Visa Protect Beschreibung Download description Care Visa Protect (PDF)(210KB)

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


Interesting facts
Information on the benefits of health insurance Care Visa Protect
Care Visa Protect Insurance abroad, Health insurance abroad, visa-insurance Foreigners, foreign guests and visitors In brief Care Visa Protect Description: Affordable health insurance abroad for foreign visitors with a visa Description
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Care Visa Protect Online application Affordable health insurance abroad for foreign visitors with a visa Care Visa Protect Insurance abroad, Health insurance abroad, visa-insurance Foreigners, foreign guests and visitors Health insurance for foreigners, foreign guests and foreign visitors in Germany Europe and the Schengen-states Online application
Terms and conditions of insurance
General terms and conditions of insurance for foreign guests
Care Visa Protect GTCI GTCI Consumer information
Questions & Service
Frequently asked questions, reporting a claim and customer portal

Care Visa Protect • FAQs • Health insurance for foreigners, foreign guests and foreign visitors in Germany Europe and the Schengen-states FAQs Care Visa Protect • Service Affordable health insurance abroad for foreign visitors with a visa • Care Visa Protect Insurance abroad, Health insurance abroad, visa-insurance Foreigners, foreign guests and visitors • Health insurance for foreigners, foreign guests and foreign visitors in Germany Europe and the Schengen-states Service



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.