Why do foreign guests who require a vis need insurance? | |
Scope of insurance coverage/Duration | |
Summary of benefits Care Visa Protect | |
Important notes about insurance coverage | |
What is not insured - benefit exclusions | |
Annual premium | |
Premium overview | |
Accident and liability insurance | |
For a complete list of benefits please see the General Terms and Conditions of Insurance (AVB). |
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The insurer is not obliged to provide coverage for the following:
You will find a detailed description of benefits in the insurance terms and conditions. In addition to general policy terms, only the German version of this tariff is legally obligatory. |
Single premium health insurance | |
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up to 64 years of age | 65 - 74 Years |
up to 64 years of age:EUR 0.85 / Day | 65 - 74 Years:EUR 2.60 / Day |
Minimum premium per person: €8.50 |
Annual premium health insurance "Multiple entry-visa"
In case of multiple entries within one year with one visa, we speak of multiple visas
for any number of trips up to a maximum period of 92 days per policy year |
|
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up to 64 years of age | 65 - 74 Years |
up to 64 years of age: EUR 110.00 / Year | 65 - 74 Years: EUR 215.00 / Year |
The treatment costs for injuries caused by accidents are covered by the health insurance. Long-term disability claims can only be covered by an accident insurance policy. We therefore recommend that you take out accident insurance coverage. |
Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident. In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits: |
Personal liability insurance | Type S | Type M | Type XL |
---|---|---|---|
Lump sum coverage for personal injury and property damage | Type S: EUR 1 Mio. | Type M: EUR 2 Mio. | Type XL: EUR 2.5 Mio. |
Deportation costs to cover legal obligations of the policyholder against German authorities | Type S: EUR 1,000 | Type M: EUR 2,000 | Type XL: EUR 3,000 |
Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | Type S: EUR 10,000 | Type M: EUR 25,000 | Type XL: EUR 50,000 |
Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim |
Type S: - | Type M: - | Type XL: EUR 1,000 |
Professional liability | Type S: - | Type M: - | Type XL: up to EUR 25,000.00 |
Bad debt insurance | Type S: - | Type M: - | Type XL: up to EUR 10,000.00 |
Home country coverage (from one year term) |
Type S: 6 weeks | Type M: 6 weeks | Type XL: 6 weeks |
General deductible per claim | Type S: EUR 250 | Type M: EUR 0 | Type XL: EUR 0 |
Accident insurance | Type S | Type M | Type XL |
Basic disability sum | Type S: - | Type M: EUR 30,000 | Type XL: EUR 40,000 |
Maximum disability sum with a progression scale of 350% | Type S: - | Type M: EUR 105,000 | Type XL: EUR 140,000 |
Death benefit in the event of accidental death | Type S: - | Type M: EUR 15,000 | Type XL: EUR 25,000 |
Rescue costs following an accident | Type S: - | Type M: EUR 7,500 | Type XL: EUR 10,000 |
Cosmetic operations due to an accident | Type S: - | Type M: EUR 2,500 | Type XL: EUR 5,000 |
Monthly premium* | Type S: EUR 2 | Type M: EUR 4 | Type XL: EUR 7.50 |
*
The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full. For a complete list of benefits see the Terms and conditions of liability/accident insurance. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.