Care Visa Protect Travel abroad insurance for foreign guests and visitors with a visa Description

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Care Visa Protect - Affordable health insurance abroad for foreign visitors with a visa

Description

Menu Care Visa Protect:

**Care Visa Protect | Travel health insurance for foreign guests**
	Why do foreign guests who require a vis need insurance?
	Scope of insurance coverage/Duration
	Summary of benefits Care Visa Protect
	Important notes about insurance coverage
	What is not insured - benefit exclusions
	Annual premium
	Premium overview
	Accident and liability insurance
For a complete list of benefits please see the General Terms and Conditions of Insurance (AVB).

**Why do foreign guests who require a visa need insurance?**
Book now from 0.85 €/Day Many foreign nationals with a visa who spend time in Germany, the EU or the Schengen states, including Switzerland or Liechtenstein often have no or inadequate insurance coverage. Unfortunately, illnesses and accidents cannot be entirely avoided and can incur substantial financial losses. Regardless of whether you are traveling privately or on business with a visa, Care Visa Protect coverage will insure you against the costs of any medically necessary treatment.

**Scope of insurance coverage/Duration**
Care Visa Protect insurance applies only for stays with a visa in the member states of the European Union and the Schengen states. You can select a duration of coverage from one to 92 days or, in the case of a "multiple-entry visa," for any number of trips up to a maximum period of 92 days per policy year.

**Summary of benefits**
Regarding the health insurance coverage, we will reimburse you for the following services/all documented costs in the case of illness or accident in Germany, Austria and all EU countries as well as Switzerland, Liechtenstein and the Schengen states, among other countries: outpatient treatment by doctors and medical specialists Inpatient treatment in the hospital pain-relieving dental treatment incl. simple fillings and repair of existing dental prosthesis medically prescribed medications, dressings and remedies transport for inpatient treatment to the nearest hospital repatriation costs in the case of death of an insured person/burial costs up to EUR 10,000 costs of medically advisable and prescribed repatriation to own country maximum benefit per policy EUR 50,000

**Important information Care Visa Protect**
Book now from 0.85 €/Day The coverage ends when the insured person turns 75 (max. age of 74). The confirmation of coverage is proof of your coverage. In addition, you will receive the confirmation of coverage as well as medical treatment certificates after your application has been fully processed.

**What is not insured - benefit exclusions**
The insurer is not obliged to provide coverage for the following: illnesses, symptoms and consequences thereof that already exist or are known upon the commencement or extension of coverage as well as any consequences of such illnesses and accidents that were treated within the previous six months before the commencement or extension of coverage. You will find a detailed description of benefits in the insurance terms and conditions. In addition to general policy terms, only the German version of this tariff is legally obligatory.

**Annual premium**
If you plan on entering Germany or any other EU country numerous times within on year with a "multiple-entry visa," you can insure yourself with the "Care Visa Protect" plan for an annual premium of EUR 110 or EUR 215.

**Premium overview Care Visa Protect**
Single premium health insurance
up to 64 years of age	65 - 74 Years
up to 64 years of age:EUR 0.85 / Day	65 - 74 Years:EUR 2.60 / Day
Minimum premium per person: €8.50

Annual premium health insurance "Multiple entry-visa" In case of multiple entries within one year with one visa, we speak of multiple visas for any number of trips up to a maximum period of 92 days per policy year
up to 64 years of age	65 - 74 Years
up to 64 years of age: EUR 110.00 / Year	65 - 74 Years: EUR 215.00 / Year

Accident insurance or accident-/liability insurance package

The treatment costs for injuries caused by accidents are covered by the health insurance. Long-term disability claims can only be covered by an accident insurance policy. We therefore recommend that you take out accident insurance coverage.

Liability insurance protects you against claims for damages from third parties.
Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident.

In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits:

Personal liability insurance	Type S	Type M	Type XL
Lump sum coverage for personal injury and property damage	Type S: EUR 1 Mio.	Type M: EUR 2 Mio.	Type XL: EUR 2.5 Mio.
Deportation costs to cover legal obligations of the policyholder against German authorities	Type S: EUR 1,000	Type M: EUR 2,000	Type XL: EUR 3,000
Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim	Type S: EUR 10,000	Type M: EUR 25,000	Type XL: EUR 50,000
Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim	Type S: -	Type M: -	Type XL: EUR 1,000
Professional liability	Type S: -	Type M: -	Type XL: up to EUR 25,000.00
Loss of receivables insurance	Type S: -	Type M: -	Type XL: up to EUR 10,000.00
Coverage in home country (from one year term)	Type S: -	Type M: -	Type XL: 6 weeks
General deductible per claim	Type S: EUR 250	Type M: EUR 0	Type XL: EUR 0
Accident insurance	Type S	Type M	Type XL
Basic disability benefit	Type S: -	Type M: EUR 30,000	Type XL: EUR 40,000
Maximum disability benefit with a degree of disability of 350%	Type S: -	Type M: EUR 105,000	Type XL: EUR 140,000
Death benefit in the event of accidental death	Type S: -	Type M: EUR 15,000	Type XL: EUR 25,000
Rescue costs following an accident	Type S: -	Type M: EUR 7,500	Type XL: EUR 10,000
Cosmetic operations due to an accident	Type S: -	Type M: EUR 2,500	Type XL: EUR 5,000
Monthly premium*	Type S: EUR 2	Type M: EUR 4	Type XL: EUR 7.50
* The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full. For a complete list of benefits see the Terms and conditions of liability/accident insurance.

**Download description**
Download description Care Visa Protect (PDF)(210KB)

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

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