Introduction Description GTCI Service Online application FAQs

1 Enter details

2 Review+Send

3 Confirmation

Instructions for completing the form

After you have filled out and sent the online form, you will receive a printable declaration page/confirmation of coverage (Versicherungsschein) via email, assuming all provided information is complete and valid and you have been approved for coverage.

You will find help regarding the necessary details you are asked to provide by clicking on the You will find further information required for completing the application by clicking on ? next to the respective fields. next to the respective fields.

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Policyholder / contract holder

Is the policy holder a company? Yes No

Salutation

First name

Last name

Date of birth (dd-mm-yyyy)

Age

Are the policyholder and the insured person the same person? Yes No

Policyholder’s address/Contact information

c/o

If the policyholder’s name is not on the mailbox, please enter the recipient's name in the field, c/o.

Street building/house no.

Zip code

City

Country

Insured person

Salutation

First name

Last name

Date of birth (dd-mm-yyyy)

Age

Nationality

If the exact date of entry/departure (start of the trip) is not known, please select the anticipated date of entry/departure. It is possible and easy to postpone the commencement of coverage in writing (via customer portal, mail, fax or email) before the coverage begins.

Your permanent residency is the country in which you resided and lived your social and professionalife before the start of the trip. If you are a foreign national with your permanent residency in Germany/Austria, you may take out insurance for your stay outside of Germany/Austria.

If the exact date of entry/departure [start of the trip] is not known, please select the expected date of entry/departure.
The country in which you lived and in which your main social and professional life was is considered to be your permanent place of residency before the start of the trip. If you are a foreign national and maintain permanent residency in Germany or Austria, you can insure yourself outside Germany or Austria.
Permanent residency
According to our definition, permanent residency exists if the person is not only temporarily staying at the chosen travel destination, but settles there and also stays there permanently. A person who stays at the chosen destination only for educational purposes (e.g. for language courses, a course of study, further education courses) does not yet hold permanent residency there for this reason alone.

What is meant by “permanent residency”?
We exclude insurability if there is permanent residency in the country of destination. This is due to the fact that in the plans in which the term appears, we offer foreign travel health insurance and thus provide insurance coverage during a temporary stay abroad. A temporary stay no longer exists, however, if there is permanent residency in the country of destination.

Examples:1
No permanent residency in Germany
Person A travels from Nigeria to Germany. He takes part in a language course at a language school in Germany and subsequently completes a course of study. He has a training/education visa for the period of the stay and temporarily stays in Germany for training/education purposes. After completing his studies, he receives a job offer from Nigeria and returns to his home country.

Permanent residency in Germany
Person B travels from India to Germany. He studied in Germany and is looking for a job in Germany. He met and married his wife in Germany. His wife is pregnant and expecting their first child. His parents sell their house in India and also move to Germany to live with their son. Person B moves his main life completely to Germany.

For your information
Excluded from this are our Care Student private health insurance plan for students as well as our statutory health insurance coverage via DAK-Gesundheit.

Our definition is analogous to and based up § 5 of the BaföG (Bundesausbildungsförderungsgesetz, the Federal Training Assistance Act).
This reads as follows:
(1) Permanent residency in the sense of this law is established at the place which is not only temporarily the center of living relations, without the will to settle permanently being important; whoever stays at a place merely for the purpose of education has not established his permanent residency there. (2)[...]
¹ The above examples are fictitious cases. An examination of the permanent residency always takes place on a case-by-case basis.
The country in which you will mainly reside during the duration of coverage is to be selected under “country of destination.”

Select as the country of destination the country in which you will mainly be residing during the duration of the insurance coverage.

Information about stay abroad

Place of residency before the start of the trip

Country of destination

Select as the country of destination the country in which you will mainly be residing during the duration of the insurance coverage.

Date of entry/departure date (dd-mm-yyyy)

If the exact date of entry/departure (start of the trip) is not known, please select the anticipated date of entry/departure.It is possible and easy to postpone the commencement of coverage in writing (via customer portal, mail, fax or email) before the coverage begins.

Reason for trip abroad

Information about liability and accident insurance

Care Protector S/M/XL
Your benefits at a glance*

Care Protector S starting at 2 € / Month	Our bestseller Care Protector M starting at 4 € / Month	Care Protector XL starting at 7,50 € / Month
Liability insurance
Sum insured for personal injury and property damage, Deductible 10 %
€ 1 Mio.	€ 2 Mio.	€ 2,5 Mio.
Deportation costs from Germany, Deductible 10 %
€ 1,000	€ 2,000	€ 3,000
Rental damage to immovable property, deductible 10%
€ 10,000	€ 25,000	€ 50,000
Loss of keys, deductible 10%, min. € 100.00
		€ 1,000
Professional liability, deductible 10%, min. 200 €
		€ 25,000
Bad debt insurance, deductible 10%, min. 200 €
		€ 10,000
Insurance coverage in your home country, (from one year term)
6 weeks	6 weeks	6 weeks
No deductible
€ 250.00
Accident insurance
Basic disability sum
	€ 30,000	€ 40,000
Maximum disability sum with a progression scale of 350%
	€ 105,000	€ 140,000
Death benefit in the event of accidental death
	€ 15,000	€ 25,000
Rescue costs in the event of an accident
	€ 7,500	€ 10,000
Cosmetic operations due to an accident
	€ 2,500	€ 5,000
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care Protector S/M/XL
Your benefits at a glance*

		Our bestseller
Care Protector insured benefits*	S 2 € / Month	M 4 € / Month	XL 7,50 € / Month
Liability insurance
Sum insured for personal injury and property damage	€ 1 Mio.	€ 2 Mio.	€ 2,5 Mio.
Deportation costs from Germany, Deductible 10 %, mind. 250 €	€ 1,000	€ 2,000	€ 3,000
Rental damage to immovable property, deductible 10%	€ 10,000	€ 25,000	€ 50,000
Loss of keys, deductible 10%, min. € 100.00			€ 1,000
Professional liability, deductible 10%, min. 200 €			€ 25,000
Bad debt insurance, deductible 10%, min. 200 €			€ 10,000
Insurance coverage in your home country, (from one year term)	6 weeks	6 weeks	6 weeks
No deductible	€ 250.00
Accident insurance
Basic disability sum		€ 30,000	€ 40,000
Maximum disability sum with a progression scale of 350%		€ 105,000	€ 140,000
Death benefit in the event of accidental death		€ 15,000	€ 25,000
Rescue costs in the event of an accident		€ 7,500	€ 10,000
Cosmetic operations due to an accident		€ 2,500	€ 5,000

*For a complete list of benefits see the Terms and conditions of liability/accident insurance.

Insurance plan

Commencement of coverage (dd-mm-yyyy)

Duration

Premium*

* The premium will be shown after the payment method has been chosen.

You can only pay the premium for the liability insurance/accident-liability insurance on a monthly basis if you have selected direct debit monthly as your payment method/frequency and have chosen at least 6 months as the duration of insurance coverage.

Please select how you would like to pay the insurance premium

Direct debit monthly

Direct debit one-off

(via PayPal) one-off

one-off

Premium

	Health insurance			Accident and liability insurance
No.	Premium	Duration	Premium Total	Premium monthly	Duration (Months)	Premium Total
Person 1	Health insurance	1	Premium	x Duration =	= Total	Accident and liability insurance	Premium	x Duration =	= Total	Premium	x Duration =	= Total
Person 2	Health insurance	2	Premium	x Duration =	= Total	Accident and liability insurance	Premium	x Duration =	= Total	Premium	x Duration =	= Total
Person 3	Health insurance	3	Premium	x Duration =	= Total	Accident and liability insurance	Premium	x Duration =	= Total	Premium	x Duration =	= Total
Person 4	Health insurance	4	Premium	x Duration =	= Total	Accident and liability insurance	Premium	x Duration =	= Total	Premium	x Duration =	= Total
Person 5	Health insurance	5	Premium	x Duration =	= Total	Accident and liability insurance	Premium	x Duration =	= Total	Premium	x Duration =	= Total
∑ Health insurance	Total		Total(one-off)	∑ Accident and liability insurance	Total		Total(one-off)	∑ Daily sickness allowance insurance	Total	Total(one-off)

Premium calculation

Payment amount

Additional contact information in the event of questions

Email
(Policyholder/Insured person)

Area code* The fields marked with an * asterisk are not required to take out a policy, but the information provided makes it easier for us to contact you. You will not receive any unsolicited advertising material via email, and we will not forward your information on to any third parties.

Telephone

* The fields marked with an * asterisk are not required to take out a policy, but the information provided makes it easier for us to contact you. You will not receive any unsolicited advertising material via email, and we will not forward your information on to any third parties.

How did you find us?

You can enter an additional e-mail-address here, to which we will also send the insurance documents.*

The fields marked with an * asterisk are not required to take out a policy, but the information provided makes it easier for us to contact you. You will not receive any unsolicited advertising material via email, and we will not forward your information on to any third parties.

Referrer / agent number

Terms and conditions of liability/accident insurance

By clicking on the adjoining field you confirm that you have read, understood and agreed to the following conditions. I confirm that I have provided all information fully, carefully and correctly. In addition, I am authorized to make all declarations/disclosures and am fully informed to make them. If this is not the case at any point, I have indicated this. At the same time, by clicking here you are confirming that you printed and / or downloaded the following terms and conditions/documents before sending your application: