Do you have further questions about international liability and accident insurance? We have compiled and answered frequently asked questions for you in our FAQ section.
Advantages & Highlights
Choice of three tariff levels
From tariff level M international liability insurance with accident insurance
Deportation costs insured
Professional liability for au pairs (from tariff level XL)
Loss of keys also insured (from tariff level XL)
Care Protector S/M/XL
Your benefits at a glance*
Care Protector S starting at 2 € / Month |
Our bestseller Care Protector M starting at 4 € / Month |
Care Protector XL starting at 7,50 € / Month |
|---|---|---|
Liability insurance |
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| Sum insured for personal injury and property damage, Deductible 10 % | ||
| € 1 Mio. | € 2 Mio. | € 2,5 Mio. |
| Deportation costs from Germany, Deductible 10 % | ||
| € 1,000 | € 2,000 | € 3,000 |
| Rental damage to immovable property, deductible 10% | ||
| € 10,000 | € 25,000 | € 50,000 |
| Loss of keys, deductible 10%, min. € 100.00 | ||
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€ 1,000 |
| Professional liability, deductible 10%, min. 200 € | ||
|
|
€ 25,000 |
| Bad debt insurance, deductible 10%, min. 200 € | ||
|
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€ 10,000 |
| Insurance coverage in your home country, (from one year term) | ||
| 6 weeks | 6 weeks | 6 weeks |
| No deductible | ||
| € 250.00 |  |
|
Accident insurance |
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| Basic disability sum | ||
|
€ 30,000 | € 40,000 |
| Maximum disability sum with a progression scale of 350% | ||
|
€ 105,000 | € 140,000 |
| Death benefit in the event of accidental death | ||
|
€ 15,000 | € 25,000 |
| Rescue costs in the event of an accident | ||
|
€ 7,500 | € 10,000 |
| Cosmetic operations due to an accident | ||
|
€ 2,500 | € 5,000 |
| Book now | ||
*For a complete list of benefits please see the insurance terms and conditions.
Care Protector S/M/XL
Your benefits at a glance*
| Our bestseller |
|||
|---|---|---|---|
| Care Protector insured benefits* |
S 2 € / Month | M 4 € / Month |
XL 7,50 € / Month |
Liability insurance |
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| Sum insured for personal injury and property damage | € 1 Mio. | € 2 Mio. | € 2,5 Mio. |
| Deportation costs from Germany, Deductible 10 %, mind. 250 € | € 1,000 | € 2,000 | € 3,000 |
| Rental damage to immovable property, deductible 10% | € 10,000 | € 25,000 | € 50,000 |
| Loss of keys, deductible 10%, min. € 100.00 | | |
€ 1,000 |
| Professional liability, deductible 10%, min. 200 € | | |
€ 25,000 |
| Bad debt insurance, deductible 10%, min. 200 € | | |
€ 10,000 |
| Insurance coverage in your home country, (from one year term) | 6 weeks | 6 weeks | 6 weeks |
| No deductible | € 250.00 | |
|
Accident insurance |
|||
| Basic disability sum | | € 30,000 | € 40,000 |
| Maximum disability sum with a progression scale of 350% | | € 105,000 | € 140,000 |
| Death benefit in the event of accidental death | | € 15,000 | € 25,000 |
| Rescue costs in the event of an accident | | € 7,500 | € 10,000 |
| Cosmetic operations due to an accident | | € 2,500 | € 5,000 |
| Book now | |||
*For a complete list of benefits see the Terms and conditions of liability/accident insurance.
Premium overview
Care Protector
Care Protector S |
Bestseller Care Protector M |
Care Protector XL |
|---|---|---|
| € 2.00 / Month | € 4.00 / Month | € 7.50 / Month |
*The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full.
Premium overview
Care Protector
| Our bestseller |
|||
|---|---|---|---|
| Care Protector S |
Care Protector M |
Care Protector XL |
|
| € 2.00 / Month | € 4.00 / Month | € 7.50 / Month | |
| Book now | |||
The premium is payable once up to a term of six months. From six months, you can pay monthly by direct debit.
*The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full.
Choose between 3 rates
Care Protector M -
Our bestseller
Our bestseller
Our bestseller: In addition to international liability insurance with coverage of up to €2 million, you also receive international accident insurance to cover you against the costs of an accident.
Book now
Care Protector XL -
Our best coverage
Our best coverage
Our premium package naturally also offers you accident insurance. Highlights of the liability insurance include professional liability insurance (highly recommended for au pairs) and coverage against costs if you lose your keys to your home.
Book now
Care Protector S -
Our best price
Our best price
Starting at as little as €2.00 per month, you receive reliable benefits in the area of international liability insurance with coverage up to €1 million.
Book now
Care Protector
Why international liability insurance?
Liability insurance always steps in if you accidentally cause financial damage to someone. Depending on the damage, this can even threaten your livelihood. That's why it's best to supplement your health insurance with our Care Protector international liability insurance, which covers losses of up to 2.5 million euros. Depending on the tariff level, important benefits such as professional liability (important for au pairs) or benefits if you lose your apartment or hotel key are also included.
From tariff level M, accident insurance is always included. This protects you against costs incurred if you become disabled as a result of an accident. Rescue costs in the event of an accident are also insured.
Interesting facts
Information on the benefits of health insurance
Accident and liability insurance
Take out your insurance now
Here you can take out your Accident and liability insurance
Terms and conditions of insurance
General terms of insurance Accident and liability insurance
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.