Your reliable
     health insurance partner abroad

Care Discover - affordable international health insurance for foreign visitors and guests


In brief

Insurable persons

The insurance "Care Discover" is available for everybody up to 66 years, who stay up to 3 years outside their home country.

Scope of insurance coverage

Worldwide, except USA and countries where a fixed abode existed before travelling.
Not covered by the policy are countries of which the insured person is a national

Insurer KV

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz

Insurer HV

HanseMerkur Versicherungsgruppe
Siegfried-Wedells-Platz 1
20354 Hamburg

Duration of coverage

Minimum term of insurance: 10 days. Maximum insurance period: 3 years (incl. renewals).

Care Discover - All benefits at a glance
Benefits Care Discover
Medically essential out-patient treatment at 100% Ja
in-patient treatment at a hospital (general nursing class - multiple-bed rooms - without optional benefits) Ja
pregnancy examiniations and treatment, as long as the pregnancy had not existed upon commencement / renewal of the insurance Ja
prescribed medications and dressings at 100% Ja
Palliative dental treatment, including simple fillings and repair of existing dentures at 100%, max. EUR 300.00 for stays up to 6 months, max EUR 600.00 for longer stays Ja
transport in case of death/burial costs up to EUR 55,000.00 Ja
Run-off cover (with a policy term of up to 6 months, 1 month, with a policy term of over 6 months, 3 months) Ja
Insurance cover in home country maximum 6 weeks with policy term of at least 1 year Ja
Rehabilitation as medically necessary follow-up treatment Ja
medically prescribed aids following an accident Ja
No deductible Ja
Guaranteed acceptance in Care Economy Ja
Liability insurance
Personal injury and indemnity claims up to EUR 1.5 million Ja
Defense against unjustified claims Ja
Professional liability for Au-pairs Ja
No deductible Ja

*For a complete list of benefits please see the insurance terms and conditions.

Premium list | Care Discover
Age Premium per day
0 up to 35 years €1.39 / Day
36 up to 65 years €2.49 / Day
Minimum premium per person and term: €13.90
The maximum term of the policy, including any and all extensions, is 3 years
The product Care Discover automatically includes in addition to health insurance, a liability insurance, which can not be voted out of office, and provides additional protection during their stay abroad.
Take out your insurance coverage

Take out the insurance online: online application.

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Care Concept AG
Your partner for health insurance abroad


Care Discover x

Type of insurance: Foreign health insurance worldwide

Insurable persons: Travelers worldwide

Entry age: 0-65 years

Duration (expected): 1 day - 3 years

Care Discover


  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and pain-relieving dental treatment
  • Repatriation due to medical reasons
  • Transportation costs to hospital
*For a complete list of benefits see the General Terms and Conditions of Insurance (GTI).