Insurable persons

The insurance "Care Discover" is available for everybody up to 66 years, who stay up to 3 years outside their home country.

Scope of insurance coverage

Worldwide, except USA and countries where a fixed abode existed before travelling.
Countries of which the insured person is a citizen are not covered by the policy.

Insurer KV

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Insurer HV

HanseMerkur Versicherungsgruppe
Siegfried-Wedells-Platz 1
20354 Hamburg

Duration of coverage

Minimum term of insurance: 10 days. Maximum insurance period: 3 years (incl. renewals).

Care Discover
Your benefits at a glance*

Our bestseller
Care Discover
starting at 1.39 € / Day

Inpatient treatment
Inpatient treatment
Yes
Ambulance services
Yes

Outpatient treatment
Outpatient treatment
Yes
Prescription medications and dressings
Yes
Massages, medical packs, inhalations medically prescibed
Yes
Accident-related aids
Yes
Radiation therapy, light therapy and other physical treatments medically prescibed
Yes

Dental treatment
Pain-relieving dental treatment
Yes
Repair of existing dentures
Yes

Pregnancy
Pregnancy examinations, treatments, delivery, if pregnancy did not exist at the time of applying
Yes

Return transportation
Medically advised return transportation
Yes
Extended liability
up to 3 Months
Transfer/funeral costs in event of death
€ 55,000.00

Liability insurance
Yes
Personal injury and property damage
€ 1.5 Mio.
Defense against unjustified claims
Yes
Professional liability for au pairs
Yes
No deductible
Yes

Further benefits
Insurance coverage in your home country, starting with a duration of coverage of 1 year
6 weeks
No deductible
Yes
24/7-Emergency number
Yes
Digital insurance card
Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care Discover
Your benefits at a glance*

Our bestseller
Care Discover
Insured benefits*
Care Discover
starting at 1.39 € / Day

Inpatient treatment
Inpatient treatment Yes
Ambulance services Yes

Outpatient treatment
Outpatient treatment Yes
Prescription medications and dressings Yes
Massages, medical packs, inhalations medically prescibed Yes
Accident-related aids Yes
Radiation therapy, light therapy and other physical treatments medically prescibed Yes

Dental treatment
Pain-relieving dental treatment Yes
Repair of existing dentures Yes

Pregnancy
Pregnancy examinations, treatments, delivery, if pregnancy did not exist at the time of applying Yes

Return transportation
Medically advised return transportation Yes
Extended liability up to 3 Months
Transfer/funeral costs in event of death € 55,000.00

Liability insurance
Personal injury and property damage € 1.5 Mio.
Defense against unjustified claims Yes
Professional liability for au pairs Yes
No deductible Yes

Further benefits
Insurance coverage in your home country, starting with a duration of coverage of 1 year 6 weeks
No deductible Yes
24/7-Emergency number Yes
Digital insurance card Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Premium list
Care Discover

Daily premium rate
Age: 0 up to 35 years Age: 36 up to 65 years
€ 1.39/Day € 2.49/Day
Minimum premium per person and term: €13.90
Take out your insurance coverage

Take out the insurance online: Online application.

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


Interesting facts
Information on the benefits of health insurance Care Discover
Take out your insurance now
Here you can take out your Care Discover health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for worldwide travel
Questions & Service
Frequently asked questions, filing a claim and customer portal



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

We take care of you!

Telephone +49 228 97735 85
Reporting a claim - customer portal