Care Discover - Health insurance abroad for foreign visitors

Care Discover - Health insurance abroad for foreign visitors

In brief


Insurable persons

The insurance "Care Discover" is available for everybody up to 66 years, who stay up to 3 years outside their home country.

Scope of insurance coverage

worldwide, except countries where a fixed abode existed before travelling
Not covered by the policy are countries of which the insured person is a national

Insurer

HanseMerkur Reiseversicherung AG
Siegfried-Wedells-Platz 1
20354 Hamburg

Duration of coverage

Minimum term of insurance: 10 days. Maximum insurance period: 3 years (incl. renewals).

Care Discover - All benefits at a glance
insurances*
Benefits Care Discover
Medically essential out-patient treatment at 100% Ja
in-patient treatment at a hospital (general nursing class - multiple-bed rooms - without optional benefits) Ja
pregnancy examiniations and treatment, as long as the pregnancy had not existed upon commencement / renewal of the insurance Ja
prescribed medications and dressings at 100% Ja
Palliative dental treatment, including simple fillings and repair of existing dentures at 100%, max. EUR 300.00 for stays up to 6 months, max EUR 600.00 for longer stays Ja
transport in case of death/burial costs up to EUR 55,000.00 Ja
Run-off cover (with a policy term of up to 6 months, 1 month, with a policy term of over 6 months, 3 months) Ja
Insurance cover in home country maximum 6 weeks with policy term of at least 1 year Ja
Rehabilitation as medically necessary follow-up treatment Ja
medically prescribed aids following an accident Ja
No deductible Ja
Guaranteed acceptance in Care Economy Ja
Liability insurance
Personal injury and indemnity claims up to EUR 1.5 million Ja
Defense against unjustified claims Ja
Professional liability for Au-pairs Ja
No deductible Ja

*For a complete list of benefits see the insurance conditions.

Premium list | Care Discover
Age Premium per day
0 up to 35 years €1.39 / Day
36 up to 65 years €2.49 / Day
Minimum premium per person and term: €13.90
The maximum term of the policy, including any and all extensions, is 3 years
The product Care Discover automatically includes in addition to health insurance, a liability insurance, which can not be voted out of office, and provides additional protection during their stay abroad.
Take out insurance

Take out the insurance online: online application.

Download shortinfo

Discover-Versicherung Kurzinformationen herunterladen Download shortinfo Care Discover (PDF) (111KB)

Privacy