If you're leaving later – options before your stay abroad

Do you dream of moving abroad, but still have a few things to sort out first? Then we offer you the Option Plan (AWV), a particularly flexible option that allows you to apply for your Care Expat World International health insurance now, but activate it in up to five years.

Advantage: Unfortunately, your health status can change at any time due to an accident or illness. Your current health status is already documented during the video call interview. This ensures you won't face the risk of being unable to apply for coverage under the Care Expat World International health insurance plan at a later date.

Download brochure

Care Expat World
at a glance

Worldwide coverage with unlimited term
Three coverage levels to suit every need
Stays in your home country of up to 180 days per year are covered

starting at € 40.00 / Month

Apply now

Requirements

You must have statutory health insurance in Germany or another EU country, Switzerland, or the UK, or private health insurance in Germany, or be eligible for government-subsidized health insurance. Additionally, you must be no older than 59 years of age at the time of application.

The minimum contract term is 12 months and the maximum term is 5 years. During this time, you can move abroad at any time and activate your coverage under the Care Expat World international health insurance plan.

rates and premiums

rate	Eligible to enroll in the Care Expat World International health insurance
Basic	Basic
Comfort	Basic, Comfort
Premium	Basic, Comfort, Premium

rate	Monthly premium
Basic	€29.00
Comfort	€39.00
Premium	€49.00

Learn more about Care Expat World International health insurance here

rates and premiums


rate	Eligible to enroll in the Care Expat World International health insurance
Basic	Basic
Comfort	Basic, Comfort
Premium	Basic, Comfort, Premium


rate	Monthly premium
Basic	€29.00
Comfort	€39.00
Premium	€49.00

Learn more about Care Expat World International health insurance here

This may also interest you:

Option Plan (AWV)
Flexibility before your stay abroad

If you plan to move abroad at a later date, you have the option to apply for your international health insurance now (including the health interview) and activate it within five years.

Your options before departure

Option Plan (AWV)
Contract suspension

During the term of your international health insurance, you have the option to flexibly suspend your coverage for up to five years if you temporarily return to your home country for an extended period.

Your options during the coverage period

Care Travel PLUS Long-term international health insurance up to five years

Care Travel PLUS
Overseas health insurance

If you already know that your stay abroad will not last longer than five years, we recommend our long-term international health insurance. It offers reliable coverage worldwide starting at 53.00 € per month.

More info on long-term international health insurance