Students who are enrolled at state, state-recognized or private universities in the Federal Republic of Germany as well as students of preparatory courses, language school participants and interns are insured if the language course or internship is a prerequisite for taking up a course of study. School students and doctoral students are also insured. Insured persons who are obligated to pay into the social security system also receive mandatory long-term care insurance. Entry age: 12 to 34 years old. |
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The health insurance Care Student applies during the stay HanseMerkur Krankenversicherung AG |
With Care Student, you enjoy unlimited insurance coverage with a maximum duration of coverage of 60 months. After 60 months an adjustment to plan KVS1 of HanseMerkur Krankenversicherung AG follows WITHOUT the need to undergo another medical examination. |
Care Student
Your benefits at a glance*
| Our bestseller Care Student starting at 69.62 € / Month |
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Inpatient treatment |
| Inpatient treatment, shared room, without optional benefits |
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| daily hospital allowance, from the 15th day, for a maximum of 20 days |
| € 25.00 |
| Ambulance services |
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Convalescence allowance  |
| € 1,500.00 |
Outpatient treatment |
| Outpatient treatment, incl. a doctor who treats privately insured patients up to 2.3 times the GOÄ rate |
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| Medication, medically prescibed, without additional payment |
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| Outpatient psychotherapy, max. 50 sessions per calendar year |
| 70% |
| remedies (Occupational therapy, speech therapy, massages, light, heat and other physical treatments) |
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| Aids |
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| Outpatient rehabilitation |
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| Digital healthcare applications |
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Dental treatment |
| Dental treatment, up to 2.3 times the GOZ rate, per calendar year |
| € 500.00, thereafter 50% |
| Dentures and orthodontics, per calendar year |
| 50 % up to EUR 500.00 |
Pregnancy |
| Pregnancy examinations and treatment |
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| Delivery, Waiting period: 8 months |
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Further benefits |
| Nursing insurance for students |
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| Insurance cover in Europe |
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| Insurance cover abroad worldwide, incl. home country |
| in the first month of each trip |
| Continued insurance guarantee |
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| Premium guarantee |
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| Deductible, per calendar year |
| € 300.00 |
| 24/7-Emergency number |
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| Digital insurance card |
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| Book now |
*For a complete list of benefits please see the insurance terms and conditions.After an inpatient stay of at least 14 days and a subsequent incapacity to work, in total at least 90 days.Applies to the entire policy duration of coverage concerning the health insurance, not for the long-term care insurance.
Care Student
Your benefits at a glance*
| Our bestseller |
|
|---|---|
| Care Student insured benefits* |
Care Student starting at 69.62 € / Month |
Inpatient treatment |
|
| Inpatient treatment, shared room, without optional benefits | |
| daily hospital allowance, from the 15th day, for a maximum of 20 days | € 25.00 |
| Ambulance services | |
| Convalescence allowance |
€ 1,500.00 |
Outpatient treatment |
|
| Outpatient treatment, incl. a doctor who treats privately insured patients Outpatient treatment, incl. a doctor who treats privately insured patients up to 2.3 times the GOÄ rate | |
| Medication, medically prescibed, without additional payment | |
| Outpatient psychotherapy, max. 50 sessions per calendar year | 70% |
| remedies (Occupational therapy, speech therapy, massages, light, heat and other physical treatments) | |
| Aids | |
| Outpatient rehabilitation | |
| Digital healthcare applications | |
Dental treatment |
|
| Dental treatment, up to 2.3 times the GOZ rate, per calendar year | € 500.00, thereafter 50% |
| Dentures and orthodontics, per calendar year | 50 % up to EUR 500.00 |
Pregnancy |
|
| Pregnancy examinations and treatment | |
| Delivery, Waiting period: 8 months | |
Further benefits |
|
| Nursing insurance for students | |
| Insurance cover in Europe | |
| Insurance cover abroad worldwide, incl. home country | in the 1st month of each trip |
| Continued insurance guarantee | |
| Premium guarantee |
|
| Deductible, per calendar year | € 300.00 |
| 24/7-Emergency number | |
| Digital insurance card | |
| Book now | |
*For a complete list of benefits please see the insurance terms and conditions.After an inpatient stay of at least 14 days and a subsequent incapacity to work, in total at least 90 days. Applies to the entire policy duration of coverage concerning the health insurance, not for the long-term care insurance.
Take out your insurance coverage online here Online application. |
Premium list private health insurance Care Student
| Age | Health insurance for students |
Nursing insurance for students* |
Total |
|---|---|---|---|
| 12-29 Years |
69,62 € / Month |
25,97 € / Month |
95,59 € / Month |
| 30-39 Years |
95,68 € / Month |
25,97 € / Month |
121,65 € / Month |
*The compulsory nursing care insurance is only due for persons who are subject to compulsory social insurance (e.g. registered students)
Premium list private health insurance Care Student
| Age | Health insurance for students |
Nursing insurance for students |
Total |
|---|---|---|---|
| 12-29 Years | 69,62 € / Month | 25,97 € / Month | 95,59 € / Month |
| 30-34 Years | 95,68 € / Month | 25,97 € / Month | 121,65 € / Month |
| Book now | |||
*The compulsory nursing care insurance is only due for persons who are subject to compulsory social insurance (e.g. registered students)
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Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
Further services
Care Student
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
