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Care Student -
Affordable health insurance for language school participants & students
Care Student - Health insurance for students, language students and doctorates in Germany
In brief
Students who are enrolled at state, state-recognized or private universities in the Federal Republic of Germany as well as students of preparatory courses, language school participants and interns are insured if the language course or internship is a prerequisite for taking up a course of study. School students and doctoral students are also insured. Insured persons who are obligated to pay into the social security system also receive mandatory long-term care insurance. Entry age: 12 to 34 years old. |
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The health insurance Care Student applies during the stay HanseMerkur Krankenversicherung AG |
With Care Student, you enjoy unlimited insurance coverage with a maximum duration of coverage of 60 months. After 60 months an adjustment to plan KVS1 of HanseMerkur Krankenversicherung AG follows WITHOUT the need to undergo another medical examination. |
| Health insurance | |
|---|---|
| Benefits* | Care Student |
| online application | |
| Outpatient treatment by a doctor |  |
| Inpatient treatment at a hospital (standard care class - multiple-bed rooms - no optional benefits) | |
| Prescription medications and transportation | |
| gynecological examinations and treatment | |
| Costs for treatment acc. to GOÄ/GOZ | up to 2.3 times the basic rate |
| Pregnancy examinations and treatments, delivery | |
| Dental treatment | up to EUR 500.00, thereafter 50% per calendar year |
| Dental prosthesis and orthodontics | 50 % up to EUR 500.00 per calendar year |
| Medical aids and remedies (therapies: light, physical, ergo, speech, massage) | |
| Psychotherapy (outpatient) | at 70%, max. 50 meetings per calendar year |
| Daily hospital allowance (from the 15th day of a medically necessary hospital stay) | EUR 25.00 EUR per day, max. 20 days per calendar year |
| Convalescence allowance (for a hospital stay of 14 days and subsequent incapacity for work, at least 90 calendar days total) | EUR 1,500.00 |
| Coverage in home country/abroad | Europe; non-European countries in the first month of each trip |
| Deductible | EUR 300.00 per calendar year |
| Guarantee of continued coverage | |
| Premium guarantee for the entire duration of coverage** | |
*For a complete list of benefits see the general terms and conditions of insurance as well as the specific conditions for your rate.
**Applies only to health insurance, not to mandatory long-term care insurance. Exception: There is a jump in the premium at the age of 30.
Take out your insurance coverage online here online application. |
| Age | Health insurance for students | Nursing insurance for students | Total |
|---|---|---|---|
| Age: 12-29 Years | Health insurance for students: 69,62 € / Month | Nursing insurance for students:*25,97 € / Month | Total:95,59 € / Month |
| Age: 30-34 Years | Health insurance for students: 95,68 € / Month | Nursing insurance for students:*25,97 € / Month | Total:121,65 € / Month |
*The compulsory nursing care insurance is only due for persons who are subject to compulsory social insurance (e.g. registered students).
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Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
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