Care Economy - affordable international health insurance for foreign visitors and guests

Care Economy -
affordable international health insurance for foreign visitors and guests

In brief


Insurable persons

The insurance is available for the following persons, who are temporarily staying in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen states:

  • foreign nationals
  • German or Austrian nationals with permanent place of residency abroad for more than 2 years,

Maximum age insurable: 74 years old.

Scope of insurance coverage

Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein and the Schengen states

Insurer

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

Minimum duration of coverage: 1 day. Maximum period: 2 years (incl. extensions).

Care Economy - All benefits at a glance
Health insurance
Benefits* Care Economy
toll-free service number Ja
out-patient treatment by a doctor Ja
inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment) Ja
prescription medications and dressings Ja
pregnancy examinations and treatment; delivery (after the 8-month waiting period) Ja
medically prescribed massages, medical packs and inhalers Ja
prescription ambulance services Ja
transport in case of death/burial costs up to EUR 25,000.00 Ja
pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 for periods of coverage up to 180 days, over 180 days max. EUR 600.00 Ja
prescription medical aids following an accident Ja
additional costs for medically advisable repatriation up to EUR 25,000.00 Ja
direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria Ja
stay in home country (Duration >= 1 Year) up to 6 weeks/policy year (Care Concept AG requires prior written notification of the home country stay.) Ja

deductible removable
Ja

otherwise EUR 25.00 per insured event

*For a complete list of benefits please see the insurance terms and conditions.

Premium overview Health insurance Care Economy
One-time premium Health insurance
Duration of coverage up to ... days up to 64 years old
without
deductible
up to 64 years old
with
deductible
65-74 years old
without
deductible
65-74 years old
with
deductible
Duration of coverage up to ... days:90 up to 64 years old
without
deductible:
1.18 EUR / Day
up to 64 years old
with
deductible:
1.00 EUR / Day
without
deductible:
3.48 EUR / Day
65-74 years old
with
deductible:
2.95 EUR / Day
Duration of coverage up to ... days:91 - 180 up to 64 years old
without
deductible:
1.59 EUR / Day
up to 64 years old
with
deductible:
1.35 EUR / Day
65-74 years old
without
deductible:
4.37 EUR / Day
65-74 years old
with
deductible
3.70 EUR / Day
Duration of coverage up to ... days:181 - 365 up to 64 years old
without
deductible:
2.30 EUR / Day
up to 64 years old
with
deductible:
1.95 EUR / Day
65-74 years old
without
deductible:
5.84 EUR / Day
65-74 years old
with
deductible:
4.95 EUR / Day
Duration of coverage up to ... days:366 - 730 up to 64 years old
without
deductible:
2.83 EUR / Day
up to 64 years old
with
deductible:
2.40 EUR / Day
65-74 years old
without
deductible:
9.32 EUR / Day
65-74 years old
with
deductible:
7.90 EUR / Day
Minimum premium per person and period: 10.00 EUR
 
A monthly payment option is only possible for health insurance and only via direct debit with a period of coverage of 180 days or more.
Monthly premium health insurance
Duration of coverage up to ... days up to 64 years old
without
deductible
up to 64 years old
with
deductible
65-74 years old
without
deductible
65-74 years old
with
deductible
Duration of coverage up to ... days:180 - 365 up to 64 years old
without
deductible:
59.00 EUR /
Month
up to 64 years old
with
deductible:
50.00 EUR /
Month
65-74 years old
without
deductible:
149.00 EUR /
Month
65-74 years old
with
deductible:
126.00 EUR /
Month
Duration of coverage up to ... days:366 - 730 up to 64 years old
without
deductible:
89.00 EUR /
Month
up to 64 years old
with
deductible:
75.00 EUR /
Month
65-74 years old
without
deductible:
286.00 EUR /
Month
65-74 years old
with
deductible:
242.00 EUR /
Month
The maximum duration of coverage - including all possible extensions - is two years. In the case of extensions, the difference between the premium for the period originally chosen and that for the newly requested period is then payable as a differential premium/sum.
Take out your insurance coverage

Purchase your coverage online: online application.

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


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