Who is eligible for coverage?
Care Economy international health insurance (insurance for visitors) is tailored to the needs of foreign guests and visitors within the European Union (EU) and the Schengen States. Health insurance for foreign nationals can be taken out up to the insured person’s 75th birthday and has a maximum duration of coverage of two years.
What are the insurance benefits?
The benefits cover outpatient, inpatient and dental treatment by all licensed physicians worldwide at normal local fee rates. The health insurance complies with all the requirements for a Schengenvisa as stipulated by regulation (EC) No. 810/2009 of Regulation (EC) No 810/2009 of the European Parliament and the Council of the European Union from July 13, 2009. Care Economy international health insurance also covers the host, in particular, against most financial risks associated with a formal declaration of commitment (Verpflichtungserklärung). In combination with Care Protector accident/liability coverage, the risks remaining from a formal declaration of commitment are significantly reduced.
What does the insurance cost?
The premium for Care Economy international insurance depends on the duration of coverage chosen and the insured person’s age. For those between 0 and 64 years old, for example, the total premium for 30 days amounts to a one-time sum of EUR 30.00.
You can take out your international coverage directly online and, after your application has been checked and approved, you will receive immediate confirmation per e-mail within a few minutes including all the documents you need for your visa application. Furthermore, for periods of coverage starting at 120 days term of insurance in addition we will send you all insurance documents, including the confirmation of coverage via regular mail within two working days.
In addition to international health insurance, we also recommend that you take out a "Care Protector" accident and liability policy. You can do this quite conveniently together with your health insurance under Online application for a premium rate starting at just EUR 2.00 per month. Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident.