**Study carefree and be excellently insured all around!**
Book now from 145,52 €/Month You can insure yourself if you are studying in Germany. As a student, you can insure yourself with statutory health insurance. Up to the age of 30 you can insure yourself at the student rate, from the age of 30 on, however, you can only take out voluntary statutory health insurance at a substantially higher contribution rate. You can apply with us for membership in the statutory health insurance fund, DAK-Gesundheit, quickly and easily online.

**Scope of insurance coverage**
Statutory health insurance applies in Germany. In countries of the EU and the EEA, treatment costs are also covered up to the amount that would be incurred in Germany.

**Duration of coverage**
The duration of coverage at the student rate of the statutory health insurance is at least 1 month and ends when you turn 30. Starting with your 30th birthday, you can only take out voluntary statutory health insurance at a significantly higher contribution rate.

DAK-Gesundheit starting at €145.52 / Month	Bestseller DAK-Gesundheit + DAK Garantietarif 120 starting at ~~€145.52~~ €135.52 / Month	DAK-Gesundheit + DAK Fit & Travel starting at €145.52/ Month
All statutory benefits at the doctor, dentist, hospital and pharmacy

Attractive bonus program

Subsidies for
Osteopathy

Homeopathy

Kinesiotape

Professional teeth cleaning

Travel vaccinations

Multi-award-winning health insurance

Free online coaching

Health card

Save €120 per year

International health insurance for worldwide travel up to three months

Treatment by chief physicians and accommodation in a single or double room in a hospital in the event of accidents

€ 60 subsidy for the gym, smartwatch, or professional teeth cleaning

Book now

*For a complete list of benefits please see the insurance terms and conditions.

Statutory health insurance for students
Your benefits at a glance*

		Our bestseller
Insured benefits*	DAK-Gesundheit starting at €145.52 / Month	DAK-Gesundheit + DAK Garantietarif 120 starting at ~~€145.52~~ €135.52 / Month	DAK-Gesundheit + DAK Fit & Travel starting at €145.52 / Month
All statutory benefits at the doctor, dentist, hospital and pharmacy
Attractive bonus program
Subsidies for
Osteopathy
Homeopathy
Skin cancer screening
Kinesiotape
Professional teeth cleaning
Travel vaccinations
Multi-award-winning health insurance
Free online coaching
Health card
Save €120 per year
International health insurance for worldwide travel up to three months
Treatment by chief physicians and accommodation in a single or double room in a hospital in the event of accidents
€ 60 subsidy for the gym, smartwatch, or professional teeth cleaning
	Book now

*For a complete list of benefits please see the insurance terms and conditions.

Our tip: DAK Fit & Travel

Apply directly for the "DAK Fit & Travel" optional plan with your DAK-Gesundheit membership. This provides you with attractive additional benefits such as a subsidy for the gym or international health insurance. Free of charge for everyone up to the age of 39!

find out more

**Contributions 2026**
The contribution rate for student statutory health insurance is determined according to age in Germany. With DAK-Gesundheit coverage, it is in combination with statutory long-term care insurance. This amounts to: Up to 30 years of age: €145.52 for students with children; 150.65 for students with no children. From the age of 30 onwards: €254.66 euros for students with children; €262.15 euros for students with no children.

**Do you have any questions?**
If you still have questions or need information, call us on the toll-free service number from the German fixed network. Phone: 0800 9773500 Fax: 0800 9773535 Otherwise, dial: Phone: + 49 228 97735-0 Fax: + 49 228 97735-35 Email: