You can insure yourself if you are studying in Germany. As a student, you can insure yourself with statutory health insurance. Up to the age of 30 you can insure yourself at the student rate, from the age of 30 on, however, you can only take out voluntary statutory health insurance at a substantially higher contribution rate. You can apply with us for membership in the statutory health insurance fund, DAK-Gesundheit, quickly and easily online.
Scope of insurance coverage
Statutory health insurance applies in Germany. In countries of the EU and the EEA, treatment costs are also covered up to the amount that would be incurred in Germany.
Duration of coverage
The duration of coverage at the student rate of the statutory health insurance is at least 1 month and ends when you turn 30. Starting with your 30th birthday, you can only take out voluntary statutory health insurance at a significantly higher contribution rate.
Statutory health insurance for students - All benefits at a glance
Health insurance*
Benefits
Statutory health insurance for students
All services provided by law at the doctor's office, hospital, pharmacy or rehabilitation facility
Cost coverage of 90% for travel vaccinations
Free online coaching
€60.00 allowance for professional dental cleaning
Subsidies for alternative healing methods such as acupuncture or osteopathy
Around-the-clock telephone service
Nationwide service centers
24/7 medical hotline
Bonus programs
Deductible per insured event
–
*For a complete list of benefits please see the insurance terms and conditions.
Our tip: DAK Fit & Travel
Apply directly for the "DAK Fit & Travel" optional plan with your DAK-Gesundheit membership. This provides you with attractive additional benefits such as a subsidy for the gym or international health insurance. Free of charge for everyone up to the age of 39!
The contribution rate for student statutory health insurance is determined according to age in Germany.
With DAK-Gesundheit coverage, it is in combination with statutory long-term care insurance. This amounts to:
Up to 30 years of age: €124.40 for students with children; 129.27 for students with no children.
From the age of 30 onwards: €216.15 euros for students with children; €222.94 euros for students with no children.
Do you have any questions?
If you still have questions or need information, call us on the toll-free service number from the German fixed network.
Phone: 0800 9773500
Fax: 0800 9773535