Statutory health insurance - Statutory health insurance for employees (DAK-Gesundheit)

You can take out insurance if you are employed in Germany and subject to social insurance contributions. In general as an employee, you are required to insure yourself with statutory health insurance. Under certain conditions, you can also insure your family free of charge via family insurance. Only if you earn more than EUR 5775 gross per month as an employee, do you have the choice between private and statutory health insurance. You can apply with us for membership in the statutory health insurance DAK-Gesundheit quickly and easily online.

Statutory health insurance applies in Germany. In countries of the EU and the EEA, treatment costs are also covered up to the amount that would be incurred in Germany.

DAK-Gesundheit

The insurance begins or ends, for example, with employment. If the insurance relationship remains unchanged, you can cancel after 12 months at the earliest.

In Germany, the contribution to the statutory health insurance is automatically deducted from your gross salary.
With DAK-Gesundheit coverage, it amounts to 16.3%. Half is paid by you and half by your employer.
In addition, there is the statutory long-term care insurance with a contribution of 3.40% if you have a child and 4.00% if you do not have children.
If you are the main wage earner and you meet the conditions, you can also insure your family free of charge via family insurance.

Apply for your insurance quickly and easily online by entering some details in our online application. DAK-Gesundheit will then contact you as soon as possible to arrange your membership.

The exact scope of benefits can be found in the legal provisions of the German Social Security Code (SGB) and in your contract documents.