This plan is based on Care College Basic with the following additional benefits: I. Health insurance:
For a complete list of benefits see the general terms and conditions of insurance. |
I. Health insurance:
For a complete list of benefits see the general terms and conditions of insurance. |
The plan is based on Care College Comfort with the following additional benefits:
Care College Basic |
Our bestseller Care College Comfort |
Care College Premium |
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1. - 24. Month / up to 29 years of age |
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26.00 € | 32.00 € | 48.00 € |
Starting month 25 / up to 29 years of age |
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32.00 € | 48.00 € | 75.00 € |
Starting month 25 / 30 years + |
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48.00 € | 75.00 € | 73,00 € |
1. - 24. Month / up to 29 years of age |
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55,00 € | 73,00 € | 99,00 € |
Our bestseller |
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Monthly premium Care College | Basic |
Comfort |
Premium |
1. - 24. Month / up to 29 years of age | 26.00 € | 32.00 € | 48.00 € |
1. - 24. Month / 30 years + | 32.00 € | 48.00 € | 75.00 € |
Starting month 25 / up to 29 years of age | 49.50 € | 57.00 € | 73.00 € |
Starting month 25 / 30 years + | 55.00 € | 73.00 € | 99.00 € |
Book now |
Payment to Care Concept AG is deemed made if a pre-authorized payment mandate is issued when the insurance is taken out and the account number provided contains sufficient funds when the direct debit is executed.
If you should have any further questions, our Care Concept team would be happy to help you at the following German toll free numbers. |
Care College Basic starting at 26 € / Month |
Our bestseller Care College Comfort starting at 32 € / Month |
Care College Premium starting at 48 € / Month |
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Inpatient treatment |
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Inpatient treatment, shared room, without optional benefits | ||
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | ||
Visit by a relative during inpatient treatment | ||
€ 500.00 | € 1,250.00 | |
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days | ||
Ambulance services | ||
Outpatient treatment |
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Outpatient treatment | ||
Max. reimbursement rate according to GOÄ in Germany | ||
1,8 | 2,3 | 2,3 |
Prescription medications and dressings | ||
remedies, per policy year | ||
€ 250.00 | € 500.00 | € 1,500.00 |
Accident-related aids , per policy year | ||
€ 250.00 | € 500.00 | |
Visual aids Waiting period: 3 months | ||
100 € | ||
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | ||
Dental treatment |
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Pain-relieving dental treatment, per policy year | ||
€ 500.00 | € 750.00 | € 1,2500.00 |
Max. reimbursement rate according to GOZ in Germany | ||
1,8 | 2,3 | 2,3 |
Dentures, in 2 policy years, waiting period: 8 months | ||
50 % up to € 500.00 | 70 % up to € 1,000.00 | |
Accident-related dentures | ||
up to € 1,000.00 | up to € 2,500.00 | |
Pregnancy |
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Pregnancy check-ups and delivery. Waiting period: 8 months | ||
Return transportation |
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Medically advised return transportation | ||
up to € 10,000.00 | ||
Extended liability | ||
4 weeks | 4 weeks | 8 weeks |
Repatriation/burial costs in event of death of the insured person | ||
up to EUR 25,000.00 | up to EUR 25,000.00 | up to EUR 25,000.00 |
Further benefits |
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Deductible | ||
€ 120.00 | € 0.00 | € 0.00 |
insurance coverage in home country (depending on the insurance period) | ||
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year | ||
Indemnity for serious illness, per policy year | ||
€ 1,500.00 | € 2,500.00 | |
24/7-Emergency number | ||
Digital insurance card | ||
Plastic insurance card | ||
Book now |
*For a complete list of benefits please see the insurance terms and conditions.
Our bestseller |
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Care College insured benefits* |
Basic starting at 26 € / Month |
Comfort starting at 32 € / Month |
Premium starting at 48 € / Month |
Inpatient treatment |
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Inpatient treatment, shared room, without optional benefits | |||
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | |||
Visit by a relative during inpatient treatment for inpatient stays of more than 14 days | € 500.00 | € 1,2500.00 | |
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days | |||
Ambulance services | |||
Outpatient treatment |
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Outpatient treatment | |||
Max. reimbursement rate according to GOÄ in Germany | 1,8 | 2,3 | 2,3 |
Prescription medications and dressings | |||
remedies, per policy year | € 250.00 | € 500.00 | € 1,500.00 |
Accident-related aids , per policy year | € 250.00 | € 500.00 | |
Visual aids | € 100.00 | ||
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | |||
Dental treatment |
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Pain-relieving dental treatment, per policy year | € 500.00 | € 750.00 | € 1,250.00 |
Max. reimbursement rate according to GOZ in Germany | 1,8 | 2,3 | 2,3 |
Dentures, in 2 policy years, waiting period: 8 months | 50 % up to € 500.00 | 70 % up to € 1,000.00 | |
Accident-related dentures | up to € 1,000.00 | up to € 2,500.00 | |
Pregnancy |
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Pregnancy check-ups and delivery, Waiting period: 8 months | |||
Return transportation |
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Medically advised return transportation | up to € 10,000.00 | ||
Extended liability | 4 weeks | 4 weeks | 8 weeks |
Transfer/funeral costs in the event of death | up to EUR 25,000.00 | up to EUR 25,000.00 | up to EUR 25,000.00 |
Further benefits |
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Deductible, per policy year | € 120.00 | € 0.00 | € 0.00 |
insurance coverage in home country (depending on the insurance period) | |||
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year | |||
Indemnity for serious illness, per policy year | € 1,500.00 | € 2,500.00 | |
24/7-Emergency number | |||
Digital insurance card | |||
Plastic insurance card | |||
Book now |
*For a complete list of benefits please see the insurance terms and conditions.
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Treatment costs for injuries due to accidents are covered by the health insurance. Long-term disability claims can only be covered, however, by an accident insurance policy. We therefore recommend that you take out accident and liability coverage.
Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident. In addition to health insurance we offer – in a legally independent policy – personal liability insurance or a personal liability/accident insurance package with the following benefits: |
Care Protector S starting at 2 € / Month |
Our bestseller Care Protector M starting at 4 € / Month |
Care Protector XL starting at 7,50 € / Month |
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Liability insurance |
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Sum insured for personal injury and property damage, Deductible 10 % | ||
€ 1 Mio. | € 2 Mio. | € 2,5 Mio. |
Deportation costs from Germany, Deductible 10 % | ||
€ 1,000 | € 2,000 | € 3,000 |
Rental damage to immovable property, deductible 10% | ||
€ 10,000 | € 25,000 | € 50,000 |
Loss of keys, deductible 10%, min. € 100.00 | ||
€ 1,000 | ||
Professional liability, deductible 10%, min. 200 € | ||
€ 25,000 | ||
Bad debt insurance, deductible 10%, min. 200 € | ||
€ 10,000 | ||
Insurance coverage in your home country, (from one year term) | ||
6 weeks | 6 weeks | 6 weeks |
No deductible | ||
€ 250.00 | ||
Accident insurance |
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Basic disability sum | ||
€ 30,000 | € 40,000 | |
Maximum disability sum with a progression scale of 350% | ||
€ 105,000 | € 140,000 | |
Death benefit in the event of accidental death | ||
€ 15,000 | € 25,000 | |
Rescue costs in the event of an accident | ||
€ 7,500 | € 10,000 | |
Cosmetic operations due to an accident | ||
€ 2,500 | € 5,000 | |
Book now |
*For a complete list of benefits please see the insurance terms and conditions.
Our bestseller |
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Care Protector insured benefits* |
S 2 € / Month | M 4 € / Month |
XL 7,50 € / Month |
Liability insurance |
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Sum insured for personal injury and property damage | € 1 Mio. | € 2 Mio. | € 2,5 Mio. |
Deportation costs from Germany, Deductible 10 %, mind. 250 € | € 1,000 | € 2,000 | € 3,000 |
Rental damage to immovable property, deductible 10% | € 10,000 | € 25,000 | € 50,000 |
Loss of keys, deductible 10%, min. € 100.00 | € 1,000 | ||
Professional liability, deductible 10%, min. 200 € | € 25,000 | ||
Bad debt insurance, deductible 10%, min. 200 € | € 10,000 | ||
Insurance coverage in your home country, (from one year term) | 6 weeks | 6 weeks | 6 weeks |
No deductible | € 250.00 | ||
Accident insurance |
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Basic disability sum | € 30,000 | € 40,000 | |
Maximum disability sum with a progression scale of 350% | € 105,000 | € 140,000 | |
Death benefit in the event of accidental death | € 15,000 | € 25,000 | |
Rescue costs in the event of an accident | € 7,500 | € 10,000 | |
Cosmetic operations due to an accident | € 2,500 | € 5,000 | |
Book now |
*For a complete list of benefits see the Terms and conditions of liability/accident insurance.
If you’re planning to begin a course of study in Germany, you can take out student insurance coverage with one of the statutory health insurance providers. As the international student office of the DAK – Gesundheit we make it very easy for you: If you are no older than 29 and are beginning a course of study in the first semester at a technical college or university in Germany, you can apply for your student insurance with DAK – Gesundheit directly online here. |
If you’re planning to begin a course of study in a state-recognized college or university in Germany, you have to take out legally recognized student insurance coverage. We make it easy for you: Apply for your Care Student coverage, which is cheaper than public health insurance, directly online here. |
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Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.