health insurance partner abroad
Care College -
Affordable health insurance for language school participants & students
Care College - Affordable health insurance for language school participants & students
In brief
For the purposes of training and further education foreign nationals travelling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico (NAFTA), German and Austrian nationals travelling abroad temporarily - except to the USA, Canada and Mexico (NAFTA). Maximum age when cover begins: 35. |
The insurance applies only during the stay in Germany, the EU/Schengen-States (except Austria) or abroad, as applicable (the countries of the North American Free Trade Area: USA, Canada, Mexico are excepted) |
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Advigon Versicherung AG |
Minimum term of insurance: 1 month. Maximum insurance period: 5 years (incl. renewals). |
| Health insurance | |||
|---|---|---|---|
| Benefits* | Care College Basic | Care College Comfort | Care College Premium |
| Basic: online application | Comfort: online application | Premium: online application | |
| world-wide emergency service | Basic:  |
Comfort: |
Premium: |
| medically prescribed medications and transports | Basic: |
Comfort: |
Premium: |
| in-patient treatment at a hospital(general nursing class - multiple-bed rooms - no optional benefits) | Basic: |
Comfort: |
Premium: |
| Examinations and treatment by gynaecologists | Basic: EUR 50.00 deductible |
Comfort: EUR 25.00 deductible |
Premium: |
| costs for treatment acc. GOÄ/GOZ | Basic: up to 1.8 times the rate of the scale of fees |
Comfort: up to 2.3 times the rate of the scale of fees |
Premium: up to 2.3 times the rate of the scale of fees |
| basic version accident-related medical aids | Basic: up to EUR 250.00 |
Comfort:
up to EUR 250.00 |
Premium:
100 % |
| Additional costs for repatriation for medical reasons | Basic: up to EUR 10,000.00 |
Comfort: up to 100 % |
Premium: up to 100% |
| analgesic dental treatment (treatment and cost plan required if more than two teeth treated) | Basic:
100 % (up to EUR 250.00 - above that 50 %) |
Comfort:
100 % (up to EUR 500.00 - above that 50 %) |
Premium: up to 100 % |
| repatriation/burial costs in event of death of the insured person | Basic: up to EUR 25,000.00 |
Comfort: up to EUR 25,000.00 |
Premium: up to EUR 25,000.00 |
| deductible per insured event | Basic: EUR 50.00 |
Comfort: only for gynaecologists |
Premium: - |
| secondary liability | Basic: 4 weeks |
Comfort: 4 weeks |
Premium: 8 weeks |
| cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months) | Basic: - | Comfort: 50 % up to EUR 500.00 |
Premium: 70 % up to EUR 1,000.00 |
| credit note if no claims in one insurance year | Basic: - | Comfort: 1.5 month's premium |
Premium: 2 month's premium |
| replacement amount in event of a severe disease | Basic: - | Comfort: EUR 1,500.00/insurance year |
Premium: EUR 2,500.00/insurance year |
| upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days | Basic: - | Comfort: EUR 500.00 |
Premium: EUR 1,250.00 |
| visual aids (up to EUR 100.00, 3 months qualifying period) | Basic: - | Comfort: - | Premium: |
| hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days | Basic: - | Comfort: - | Premium: |
| accident-related dental prosthesis up to max. EUR 2,500.00 | Basic: - | Comfort: - | Premium: |
*For a complete list of benefits see the insurance conditions.
Take out the insurance online: online application. |
| Product | Care College Basic | Care College Comfort | Care College Premium | |||
|---|---|---|---|---|---|---|
| Duration | Basic: 1 - 18 Months: 28.00/Month | Basic: Starting month 19: 51.00/Month |
Comfort: 1 - 18 Months: 35.00/Month | Comfort: Starting month 19: 59.00/Month |
Premium: 1 - 18 Months: 63.00/Month | Premium: Starting month 19: 83.00/Month |
| EUR / Month | 28.00 | 51.00 | 35.00 | 59.00 | 63.00 | 83.00 |
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German one.
