Insurable persons
  • For the purposes of training and further education foreign nationals traveling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico,
  • German and Austrian nationals traveling abroad temporarily – except to the USA, Canada and Mexico.
  • Maximum age upon commencement of coverage: 40.

*Examples: language school participants, foreign students in German preparatory colleges (Studienkolleg), visiting scientists/specialists, DSH preparation course attendees, Work &Travel and Working Holiday travelers.


TIP: Should you start studying at a German university/college, we recommend the tariff Care Student.

Scope of insurance coverage

The insurance coverage applies only during the stay in Germany, the EU/Schengen states (except Austria) or abroad, as applicable (except USA, Canada, and Mexico).
Foreign countries are deemed to be all countries worldwide, with the exception of all national territories, of which the insured person holds citizenship and/or in which s/he maintains permanent residency before departure of the trip abroad.

Insurer

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

Minimum contract period: 1 month. Maximum duration of coverage: 5 years (incl. extensions).

Care College Basic/-Comfort/-Premium
Your benefits at a glance*


Care College
Basic
starting at 26 € / Month
Our bestseller
Care College
Comfort

starting at 32 € / Month

Care College
Premium
starting at 48 € / Month

Inpatient treatment
Inpatient treatment, shared room, without optional benefits
Yes Yes Yes
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy
Yes Yes Yes
Visit by a relative during inpatient treatment
No € 500.00 € 1,250.00
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days
No No Yes
Ambulance services
Yes Yes Yes

Outpatient treatment
Outpatient treatment
Yes Yes Yes
Max. reimbursement rate according to GOÄ in Germany
1,8 2,3 2,3
Prescription medications and dressings
Yes Yes Yes
remedies, per policy year
€ 250.00 € 500.00 € 1,500.00
Accident-related aids , per policy year
€ 250.00 € 500.00 Yes
Visual aids Waiting period: 3 months
No No 100 €
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy
Yes Yes Yes

Dental treatment
Pain-relieving dental treatment, per policy year
€ 500.00 € 750.00 € 1,2500.00
Max. reimbursement rate according to GOZ in Germany
1,8 2,3 2,3
Dentures, in 2 policy years, waiting period: 8 months
No 50 % up to € 500.00 70 % up to € 1,000.00
Accident-related dentures
No up to € 1,000.00 up to € 2,500.00

Pregnancy
Pregnancy check-ups and delivery. Waiting period: 8 months
Yes Yes Yes

Return transportation
Medically advised return transportation
up to € 10,000.00 Yes Yes
Extended liability
4 weeks 4 weeks 8 weeks
Repatriation/burial costs in event of death of the insured person
up to EUR 25,000.00 up to EUR 25,000.00 up to EUR 25,000.00

Further benefits
Deductible
€ 120.00 € 0.00 € 0.00
insurance coverage in home country (depending on the insurance period)
Yes Yes Yes
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year
No Yes Yes
Indemnity for serious illness, per policy year
No € 1,500.00 € 2,500.00
24/7-Emergency number
Yes Yes Yes
Digital insurance card
Yes Yes Yes
Plastic insurance card
No Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care College Basic/-Comfort/-Premium
Your benefits at a glance*

Our bestseller
Care College
insured benefits*
Basic
starting at 26 € / Month
Comfort
starting at 32 € / Month
Premium
starting at 48 € / Month

Inpatient treatment
Inpatient treatment, shared room, without optional benefits Yes Yes Yes
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy Yes Yes Yes
Visit by a relative during inpatient treatment for inpatient stays of more than 14 days No € 500.00 € 1,2500.00
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days No No Yes
Ambulance services No No Yes

Outpatient treatment
Outpatient treatment Yes Yes Yes
Max. reimbursement rate according to GOÄ in Germany 1,8 2,3 2,3
Prescription medications and dressings Yes Yes Yes
remedies, per policy year € 250.00 € 500.00 € 1,500.00
Accident-related aids , per policy year € 250.00 € 500.00 Yes
Visual aids No No € 100.00
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy Yes Yes Yes

Dental treatment
Pain-relieving dental treatment, per policy year € 500.00 € 750.00 € 1,250.00
Max. reimbursement rate according to GOZ in Germany 1,8 2,3 2,3
Dentures, in 2 policy years, waiting period: 8 months No 50 % up to € 500.00 70 % up to € 1,000.00
Accident-related dentures No up to € 1,000.00 up to € 2,500.00

Pregnancy
Pregnancy check-ups and delivery, Waiting period: 8 months Yes Yes Yes

Return transportation
Medically advised return transportation up to € 10,000.00 Yes Yes
Extended liability 4 weeks 4 weeks 8 weeks
Transfer/funeral costs in the event of death up to EUR 25,000.00 up to EUR 25,000.00 up to EUR 25,000.00

Further benefits
Deductible, per policy year € 120.00 € 0.00 € 0.00
insurance coverage in home country (depending on the insurance period) Yes Yes Yes
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year No Yes Yes
Indemnity for serious illness, per policy year No € 1,500.00 € 2,500.00
24/7-Emergency number Yes Yes Yes
Digital insurance card Yes Yes Yes
Plastic insurance card No Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Take out your insurance coverage

Take out your international health insurance online Online application.

Premium overview Care College


Care College
Basic
Our bestseller
Care College
Comfort

Care College
Premium

1. - 24. Month / up to 29 years of age
26.00 € 32.00 € 48.00 €

Starting
month 25 / up to 29 years of age
32.00 € 48.00 € 75.00 €

Starting
month 25 / 30 years +
48.00 € 75.00 € 73,00 €

1. - 24. Month / up to 29 years of age
55,00 € 73,00 € 99,00 €

Care College
Premium overview

Our bestseller
Monthly premium Care College Basic
Comfort
Premium
1. - 24. Month / up to 29 years of age 26.00 € 32.00 € 48.00 €
1. - 24. Month / 30 years + 32.00 € 48.00 € 75.00 €
Starting month 25 / up to 29 years of age 49.50 € 57.00 € 73.00 €
Starting month 25 / 30 years + 55.00 € 73.00 € 99.00 €
Book now

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


Interesting facts
Information on the benefits of health insurance Care College
Take out your insurance now
Here you can take out your Care College health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for language students
Questions & Service
Frequently asked questions, reporting a claim and customer portal



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

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