Care College - Affordable health insurance for language school participants & students

In brief



Insurable persons
  • For the purposes of training and further education foreign nationals traveling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico,
  • German and Austrian nationals traveling abroad temporarily – except to the USA, Canada and Mexico.
  • Maximum age upon commencement of coverage: 40.

*Examples: language school participants, foreign students in German preparatory colleges (Studienkolleg), visiting scientists/specialists, DSH preparation course attendees, Work &Travel and Working Holiday travelers.


TIP: Should you start studying at a German university/college, we recommend the tariff Care Student.

Scope of insurance coverage

The insurance coverage applies only during the stay in Germany, the EU/Schengen states (except Austria) or abroad, as applicable (except USA, Canada, and Mexico).
Foreign countries are deemed to be all countries worldwide, with the exception of all national territories, of which the insured person holds citizenship and/or in which s/he maintains permanent residency before departure of the trip abroad.

Insurer

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

Minimum contract period: 1 month. Maximum duration of coverage: 5 years (incl. extensions).

Care College Basic/-Comfort/-Premium -
All benefits at a glance*
Health insurance
Benefits* Care College Basic Care College Comfort Care College Premium
Basic: online application Comfort: online application Premium: online application
outpatient treatment by a doctor Basic: Yes Comfort: Yes Premium: Yes
prescription medications and ambulance services Basic: Yes Comfort: Yes Premium: Yes
inpatient treatment in the hospital Basic: Yes Comfort: Yes Premium: Yes
analgesic dental treatment Basic: Yes up to EUR 500.00/ policy year Comfort: Yes up to EUR 750.00/ policy year Premium: Yesup to EUR 1,250.00/ policy year
cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months) Basic: - Comfort: Yes50 % up to EUR 500.00 Premium: Yes70 % up to EUR 1,000.00
accident-related dental prosthesis Basic: - Comfort: Yes up to EUR 1,000.00 Premium: Yes up to EUR 2,500.00
prescription accident-related medical aids (basic version) Basic: Yesup to EUR 250.00/ policy year Comfort: Yes up to EUR 500.00/ policy year Premium: Yes 100 %
remedies Basic: Yesup to EUR 250.00/ policy year Comfort: Yesup to EUR 500.00/ policy year Premium: Yesup to EUR 1,500.00/ policy year
visual aids (up to EUR 100.00, 3 months qualifying period) Basic: - Comfort: - Premium: Yes
additional costs for medically advisable repatriation Basic: Yesup to EUR 10,000.00 Comfort: Yes100 % Premium: Yes100%
deductible/policy year Basic: YesEUR 120.00 Comfort: no deductible Premium: no deductible
costs for treatment acc. GOÄ/GOZ in Germany Basic: Yesup to 1.8 times the basic rate in the fee schedule Comfort: Yesup to 2.3 times the basic rate in the fee schedule Premium: Yesup to 2.3 times the basic rate in the fee schedule
world-wide emergency services Basic: Yes Comfort: Yes Premium: Yes
extended liability period Basic: Yes4 weeks Comfort: Yes4 weeks Premium: Yes8 weeks
repatriation/burial costs in event of death of the insured person Basic: Yesup to EUR 25,000.00 Comfort: Yesup to EUR 25,000.00 Premium: Yesup to EUR 25,000.00
worldwide scope of coverage (excl. USA, Canada, Mexico) Basic: Yes Comfort: Yes Premium: Yes
insurance coverage in home country (depending on the insurance period) Basic: Yes Comfort: Yes Premium: Yes
treatment of mental illnesses (also inpatient) with the exception of psychoanalysis and psychotherapy Basic: Yes Comfort: Yes Premium: Yes
insurance card Basic: Yesdigital Comfort: Yesdigital + upon request as plastic card Premium: Yesdigital + upon request as plastic card
refund if no claims in one policy year Basic: - Comfort: Yes2 months' premium Premium: Yes2 months' premium
sick pay in event of a severe illness/disease upon request: Basic: - Comfort: YesEUR 1,500.00/ policy year Premium: YesEUR 2,500.00/ policy year
costs for transport for a visiting family member in case of inpatient treatment at a hospital for more than 14 days Basic: - Comfort: Yes EUR 500.00 Premium: Yes EUR 1,250.00
daily hospital allowance (all in EUR 100.00 for hospital stays exceeding 14 days) Basic: - Comfort: - Premium: Yes

*For a complete list of benefits please see the insurance terms and conditions.

Take out your insurance coverage

Take out your international health insurance online online application.

Premium overview Care College
Product Care College Basic Care College Comfort Care College Premium
1. - 24.
Month /
up to 29 years of age
Basic:
1. - 24.Month / up to 29 years of age
24.50 EUR
Comfort:
1. - 24.Month / up to 29 years of age
32.00 EUR
Premium:
1. - 24.Month / up to 29 years of age
48.00 EUR
1. - 24.
Month /
30 years +
Basic:
1. - 24.Month / 30 years +
30.00 EUR
Comfort:
1. - 24.Month / 30 years +
48.00 EUR
Premium:
1. - 24.Month / 30 years +

75.00 EUR
Starting
month 25 /
up to 29 years of age
Basic:
Starting
month 25 / up to 29 years of age
49.50 EUR
Comfort:
Starting
month 25 / up to 29 years of age
57.00 EUR
Premium:
Starting
month 25 / up to 29 years of age

73.00 EUR
Starting
month 25 /
30 years +
Basic:
Starting
month 25 / 30 years +

55.00 EUR
Comfort:
Starting
month 25 / 30 years +

73.00 EUR
Premium:
Starting
month 25 / 30 years +

99.00 EUR

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


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