Introduction	In brief	Description	GTCI	flyer	Service	extensions (online)	online application	FAQs

Care College - Affordable health insurance for language school participants & students

In brief

Menu Care College:

**Insurable persons**
For the purposes of training and further education foreign nationals traveling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico, German and Austrian nationals traveling abroad temporarily – except to the USA, Canada and Mexico. Maximum age upon commencement of coverage: 40. Examples: language school participants, foreign students in German preparatory colleges (Studienkolleg), visiting scientists/specialists, DSH preparation course attendees, Work &Travel and Working Holiday travelers. TIP:* Should you start studying at a German university/college, we recommend the tariff Care Student.

**Scope of insurance coverage**
The insurance coverage applies only during the stay in Germany, the EU/Schengen states (except Austria) or abroad, as applicable (except USA, Canada, and Mexico). Foreign countries are deemed to be all countries worldwide, with the exception of all national territories, of which the insured person holds citizenship and/or in which s/he maintains permanent residency before departure of the trip abroad.

**Insurer**
Advigon Versicherung AG Drescheweg 1 9490 Vaduz Liechtenstein

**Duration of coverage**
Minimum contract period: 1 month. Maximum duration of coverage: 5 years (incl. extensions).

Care College Basic/-Comfort/-Premium -
All benefits at a glance*
Health insurance
Benefits*	Care College Basic	Care College Comfort	Care College Premium
	Basic: online application	Comfort: online application	Premium: online application
outpatient treatment by a doctor	Basic:	Comfort:	Premium:
prescription medications and ambulance services	Basic:	Comfort:	Premium:
inpatient treatment in the hospital	Basic:	Comfort:	Premium:
analgesic dental treatment	Basic: up to EUR 500.00/ policy year	Comfort: up to EUR 750.00/ policy year	Premium: up to EUR 1,250.00/ policy year
cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months)	Basic: -	Comfort: 50 % up to EUR 500.00	Premium: 70 % up to EUR 1,000.00
accident-related dental prosthesis	Basic: -	Comfort: up to EUR 1,000.00	Premium: up to EUR 2,500.00
prescription accident-related medical aids (basic version)	Basic: up to EUR 250.00/ policy year	Comfort: up to EUR 500.00/ policy year	Premium: 100 %
medication	Basic: up to EUR 250.00/ policy year	Comfort: up to EUR 500.00/ policy year	Premium: up to EUR 1,500.00/ policy year
visual aids (up to EUR 100.00, 3 months qualifying period)	Basic: -	Comfort: -	Premium:
additional costs for medically advisable repatriation	Basic: up to EUR 10,000.00	Comfort: 100 %	Premium: 100%
deductible/policy year	Basic: EUR 120.00	Comfort: no deductible	Premium: no deductible
costs for treatment acc. GOÄ/GOZ in Germany	Basic: up to 1.8 times the basic rate in the fee schedule	Comfort: up to 2.3 times the basic rate in the fee schedule	Premium: up to 2.3 times the basic rate in the fee schedule
world-wide emergency services	Basic:	Comfort:	Premium:
extended liability period	Basic: 4 weeks	Comfort: 4 weeks	Premium: 8 weeks
repatriation/burial costs in event of death of the insured person	Basic: up to EUR 25,000.00	Comfort: up to EUR 25,000.00	Premium: up to EUR 25,000.00
worldwide scope of coverage (excl. USA, Canada, Mexico)	Basic:	Comfort:	Premium:
insurance coverage in home country (depending on the insurance period)	Basic:	Comfort:	Premium:
treatment of mental illnesses (also inpatient) with the exception of psychoanalysis and psychotherapy	Basic:	Comfort:	Premium:
insurance card	Basic: digital	Comfort: digital + upon request as chip card	Premium: digital + upon request as chip card
refund if no claims in one policy year	Basic: -	Comfort: 2 months' premium	Premium: 2 months' premium
sick pay in event of a severe illness/disease upon request:	Basic: -	Comfort: EUR 1,500.00/ policy year	Premium: EUR 2,500.00/ policy year
costs for transport for a visiting family member in case of inpatient treatment at a hospital for more than 14 days	Basic: -	Comfort: EUR 500.00	Premium: EUR 1,250.00
daily hospital allowance (all in EUR 100.00 for hospital stays exceeding 14 days)	Basic: -	Comfort: -	Premium:

*For a complete list of benefits please see the insurance terms and conditions.

**Take out your insurance coverage**
Take out your international health insurance online online application.

**Premium overview Care College**
Product	Care College Basic	Care College Comfort	Care College Premium
1. - 24. Month / up to 29 years of age	Basic: 1. - 24.Month / up to 29 years of age 24.50 EUR	Comfort: 1. - 24.Month / up to 29 years of age 32.00 EUR	Premium: 1. - 24.Month / up to 29 years of age 48.00 EUR
1. - 24. Month / 30 years +	Basic: 1. - 24.Month / 30 years + 30.00 EUR	Comfort: 1. - 24.Month / 30 years + 48.00 EUR	Premium: 1. - 24.Month / 30 years + 75.00 EUR
Starting month 25 / up to 29 years of age	Basic: Starting month 25 / up to 29 years of age 49.50 EUR	Comfort: Starting month 25 / up to 29 years of age 57.00 EUR	Premium: Starting month 25 / up to 29 years of age 73.00 EUR
Starting month 25 / 30 years +	Basic: Starting month 25 / 30 years + 55.00 EUR	Comfort: Starting month 25 / 30 years + 73.00 EUR	Premium: Starting month 25 / 30 years + 99.00 EUR

**Download In brief**
Download shortinfo Care College (PDF)(85KB)

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

Top

Print document

Online application