Care College - Affordable health insurance for language school participants & students

Care College - Affordable health insurance for language school participants & students

In brief



Insurable persons
  • For the purposes of training and further education foreign nationals traveling to Germany or in the EU or Schengen-States (except Austria), foreign nationals living in Germany or Austria and intending to travel abroad temporarily - except to the USA, Canada and Mexico,
  • German and Austrian nationals traveling abroad temporarily – except to the USA, Canada and Mexico.
  • Maximum age upon commencement of coverage: 40.

*Examples: language school participants, foreign students in German preparatory colleges (Studienkolleg), visiting scientists/specialists, DSH preparation course attendees, Work &Travel and Working Holiday travelers.


TIP: Should you start studying at a German university/college, we recommend the tariff Care Student.

Scope of insurance coverage

The insurance coverage applies only during the stay in Germany, the EU/Schengen states (except Austria) or abroad, as applicable (except USA, Canada, and Mexico).
Foreign countries are deemed to be all countries worldwide, with the exception of all national territories, of which the insured person holds citizenship and/or in which s/he maintains permanent residency before departure of the trip abroad.

Insurer

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

Minimum contract period: 1 month. Maximum duration of coverage: 5 years (incl. extensions).

Care College Basic/-Comfort/-Premium -
All benefits at a glance*
Health insurance
Benefits* Care College Basic Care College Comfort Care College Premium
Basic: online application Comfort: online application Premium: online application
outpatient treatment by a doctor Basic: Ja Comfort: Ja Premium: Ja
prescription medications and ambulance services Basic: Ja Comfort: Ja Premium: Ja
inpatient treatment in the hospital Basic: Ja Comfort: Ja Premium: Ja
analgesic dental treatment Basic: Ja up to EUR 500.00/ policy year Comfort: Ja up to EUR 750.00/ policy year Premium: Jaup to EUR 1,250.00/ policy year
cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months) Basic: - Comfort: Ja50 % up to EUR 500.00 Premium: Ja70 % up to EUR 1,000.00
accident-related dental prosthesis Basic: - Comfort: Ja up to EUR 1,000.00 Premium: Ja up to EUR 2,500.00
prescription accident-related medical aids (basic version) Basic: Jaup to EUR 250.00/ policy year Comfort: Ja up to EUR 500.00/ policy year Premium: Ja 100 %
remedies Basic: Jaup to EUR 250.00/ policy year Comfort: Jaup to EUR 500.00/ policy year Premium: Jaup to EUR 1,500.00/ policy year
visual aids (up to EUR 100.00, 3 months qualifying period) Basic: - Comfort: - Premium: Ja
additional costs for medically advisable repatriation Basic: Jaup to EUR 10,000.00 Comfort: Ja100 % Premium: Ja100%
deductible/policy year Basic: JaEUR 120.00 Comfort: no deductible Premium: no deductible
costs for treatment acc. GOÄ/GOZ in Germany Basic: Jaup to 1.8 times the basic rate in the fee schedule Comfort: Jaup to 2.3 times the basic rate in the fee schedule Premium: Jaup to 2.3 times the basic rate in the fee schedule
world-wide emergency services Basic: Ja Comfort: Ja Premium: Ja
extended liability period Basic: Ja4 weeks Comfort: Ja4 weeks Premium: Ja8 weeks
repatriation/burial costs in event of death of the insured person Basic: Jaup to EUR 25,000.00 Comfort: Jaup to EUR 25,000.00 Premium: Jaup to EUR 25,000.00
worldwide scope of coverage (excl. USA, Canada, Mexico) Basic: Ja Comfort: Ja Premium: Ja
insurance coverage in home country (depending on the insurance period) Basic: Ja Comfort: Ja Premium: Ja
treatment of mental illnesses (also inpatient) with the exception of psychoanalysis and psychotherapy Basic: Ja Comfort: Ja Premium: Ja
insurance card Basic: Jadigital Comfort: Jadigital + upon request as plastic card Premium: Jadigital + upon request as plastic card
refund if no claims in one policy year Basic: - Comfort: Ja2 months' premium Premium: Ja2 months' premium
sick pay in event of a severe illness/disease upon request: Basic: - Comfort: JaEUR 1,500.00/ policy year Premium: JaEUR 2,500.00/ policy year
costs for transport for a visiting family member in case of inpatient treatment at a hospital for more than 14 days Basic: - Comfort: Ja EUR 500.00 Premium: Ja EUR 1,250.00
daily hospital allowance (all in EUR 100.00 for hospital stays exceeding 14 days) Basic: - Comfort: - Premium: Ja

*For a complete list of benefits please see the insurance terms and conditions.

Take out your insurance coverage

Take out your international health insurance online online application.

Premium overview Care College
Product Care College Basic Care College Comfort Care College Premium
1. - 24.
Month /
up to 29 years of age
Basic:
1. - 24.Month / up to 29 years of age
24.50 EUR
Comfort:
1. - 24.Month / up to 29 years of age
32.00 EUR
Premium:
1. - 24.Month / up to 29 years of age
48.00 EUR
1. - 24.
Month /
30 years +
Basic:
1. - 24.Month / 30 years +
30.00 EUR
Comfort:
1. - 24.Month / 30 years +
48.00 EUR
Premium:
1. - 24.Month / 30 years +

75.00 EUR
Starting
month 25 /
up to 29 years of age
Basic:
Starting
month 25 / up to 29 years of age
49.50 EUR
Comfort:
Starting
month 25 / up to 29 years of age
57.00 EUR
Premium:
Starting
month 25 / up to 29 years of age

73.00 EUR
Starting
month 25 /
30 years +
Basic:
Starting
month 25 / 30 years +

55.00 EUR
Comfort:
Starting
month 25 / 30 years +

73.00 EUR
Premium:
Starting
month 25 / 30 years +

99.00 EUR

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


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