Note: This product can only be purchased for new arrivals.
After you have filled out and sent the online form, you will receive a printable declaration page (Versicherungsschein) by e-mail, assuming all information is complete and valid.
Help: auxiliary information you will find touching the next to the respective fields.
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The policyholder / contract holder is the person purchasing this policy for him/herself or for another person.
If the policyholder’s name is not on the mailbox, please enter the recipient's name in the field, c/o.
This person cannot be insured under this plan! Please contact our Sales department at +49 228 97735-44.
If the exact date of entry/departure (start of the trip) is not known, please select the anticipated date of entry/departure. It is possible and easy to postpone the commencement of coverage in writing (via mail, fax or email) before the coverage begins.
Your permanent residency is the country in which you had your main place of residency the last two years before commencing the trip. If you are a foreign national with your permanent residency in Germany/Austria, you may take out insurance for your stay outside of Germany/Austria.
Select as the country of destination the country in which you will mainly be residing during the duration of the insurance coverage.
Please fill in your language school, university or technical college.
The contract period is an estimated time period. You can extend or terminate the policy any time within the maximum period of 4 years.
In order for us to be able to provide you with the most suitable insurance coverage to meet your needs, it is necessary that you answer the questions completely and truthfully.
Alternativ weisen wir Sie auf unser Produkt Care Travel ohne Gesundheitsfragen hin.
For an additional EUR 7 per month you will receive:
und weitere Vorteile, die Sie den Allgemeinen Versicherungsbedingungen entnehmen können.
Im Falle eines Arztbesuches erleichtern Ihnen die Punkte 1 und 2 die Abrechnung mit dem Arzt wesentlich. Die Mehrprämie von 7 EUR je Monat rechnet sich für Sie bereits bei einem Arztbesuch pro Jahr durch den höheren Gebührenerstattungssatz und den Wegfall der 50 EUR Selbstbeteiligung. Sollten Sie keinen Arzt aufsuchen, erhalten Sie eine Monatsprämie - 52,50 EUR - zurück.
Liability insurance protects you against claims for damages from third parties. Accident insurance protects you against the financial consequences of a decline in your ability to work due to disability or death following an accident.
In addition to health insurance we offer – in a legally separate policy – personal liability insurance or a personal liability/accident insurance package with the following scope:
The premium must be paid as a one-time premium for the entire duration of coverage. Insurance coverage is only provided when the insurance premium has been paid in full.For a complete list of benefits see the Terms and conditions of liability/accident insurance.
Children are not criminally liable to the end of their 7th year of life. Therefore, liability insurance coverage at the S rate is not possible. They can be insured at the M and XL rates, however only with accident insurance coverage.
* The premium will be shown after the payment method has been chosen.
Due to administrative reasons, the minimum premium at the S rate is EUR 10, at the M rate EUR 12 and at the XL rate EUR 15.
The premium for the entire duration of coverage must be paid all at once in advance.
For terms of several years you have the option of first taking out coverage for a shorter period of time and then – before the insurance term applied for expires – to request an extension for the remaining period. For technical reasons, the extension must be treated as a new application and the minimum premium will also apply once again to the extension period. When splitting periods, make sure you adhere to the minimum premium in every period.
In the case that many terms of coverage have been paid in advance, a refund of the too many paid annual premiums is possible with a premature cancellation.
The premium for the liability insurance/liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and choose at least 6 months as the term of insurance.
Please enter German or Austrian current accounts only, because we can only do direct debit in those countries. In case of the SEPA direct debit method, the premiums due will be collected shortly before the period of coverage to which the premiums due relate. A few days before we will send you a pre-notification. If you choose for payment at once, the entire insurance premium will be collected at the beginning of the period of coverage.
If paying by bank transfer or paying in cash, you should always make sure that the money will be received by Care Concept on time and that you indicate your policy number.
In order for us to be able to debit the amount payable directly from the account provided, we need the first and last names of the account holder as well as a SEPA direct debit mandate. This mandate will be securely saved within our system as a PDF file, together with your payment details. A copy of your mandate as a PDF document has been sent to the email address you specified. Please provide the following information of the account holder:
As part of the SEPA changeover enacted by the EU, you must state your BIC instead of your bank code and your IBAN instead of the account number. These can be found, depending on the bank, on your debit card or on your bank account statement. If you are not able to find the BIC and IBAN, you can contact us at +49 228 97735-44, +49 228 97735-11 or +49 228 97735-33.In order for us to be able to debit the amount payable directly from the account provided, we need a SEPA direct debit mandate. This mandate will be securely saved within our system as a PDF file together with your payment details. A copy of your mandate as a PDF document has been sent to the email address you specified.
If paying by credit card, a surcharge of 4% of the insurance premium, or at least a minimum of EUR 3.00, will apply. The premium will be collected for the entire period of coverage within on week of taking out the policy.Your credit card details will be requested once you have sent us the application.
-Payment by PayPal / creditcard is only possible as advance payment for the entire insurance period. The premium will be collected for the entire period of coverage at the beginning of the agreed coverage period. If you select the PayPal / creditcard payment mode, the next screen will ask you for your PayPal / creditcard account details.
Freundlicher Hinweis an QQ-Kunden:damit Ihre Unterlagen auch bei Ihnen ankommen, bitten wir alle QQ-Kunden in dem Feld für 2. E-Mailadresse eine andere E-Mail-Adresse als Ihre QQ-Mail-Adresse einzutragen.
The fields marked with an * asterisk are not required to take out a policy, but the information provided makes it easier for us to contact you. You will not receive any unsolicited advertising material via email, and we will not forward your information on to any third parties.
By clicking on the adjoining field you confirm that you have read, understood and agreed to the following conditions. At the same time, by clicking here you are confirming that you printed and / or downloaded the following terms and conditions/documents before sending your application:
By clicking on the adjoining field you confirm that you have read, understood and agreed to the following conditions At the same time, by clicking here you are confirming that you printed and / or downloaded the following terms and conditions/documents before sending your application:
Before, during and after your stay abroad, new questions will come up related to the topic of insurance. For this we offer products in the area of financial services, which are tailored to suit your particular situation. To be able to do this, we need your consent as follows.
Without affecting the policy, and revocable at any time, I hereby further consent to HanseMerkur Reiseversicherung AG and its partner, Care Concept AG, using my general application, policy and claims information, and, beyond that, for providing consultation in other financial services. Contact can take place by telephone, fax or e-mail.
I do not agree