For the purposes of training and further education foreign nationals living in Germany or Austria and intending to travel abroad temporarily - including the USA, Canada and Mexico (NAFTA), German and Austrian nationals travelling abroad temporarily - including the USA, Canada and Mexico (NAFTA). Maximum age when cover begins: 35.
The insurance applies only during the stay abroad, as applicable (the countries of the North American Free Trade Area: USA, Canada, Mexico are included)
HanseMerkur Reiseversicherung AG
Minimum term of insurance: 1 month. Maximum insurance period: 5 years (incl. renewals).
|Benefits*||Care College USA|
|world-wide emergency service|
|fulfills the requirements for all American universities, US State Department and institutions.||medically prescribed medications and transports|
|in-patient treatment at a hospital(general nursing class - multiple-bed rooms - no optional benefits)|
|pregnancy examinations and treatment|
|costs for treatment|
|basic version accident-related medical aids||100 %|
|repatriation for medical reasons||up to 100%|
|analgesic dental treatment (treatment and cost plan required if more than two teeth treated)||up to 100 %|
|repatriation/burial costs in event of death of the insured person||up to EUR 23,000.00|
|deductible per insured event||-|
|secondary liability||8 weeks|
|cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months)||70 % up to EUR 1,000.00|
|credit note for one month's premium if no claims in one insurance year|
|replacement amount in event of a severe disease||EUR 2,500.00/insurance year|
|visual aids (up to EUR 100.00, 3 months qualifying period)|
|accident-related dental prosthesis up to max. EUR 2,500.00|
|costs for treatment acc. GOÄ/GOZ||up to 2.3 times the rate of the scale of fees|
*For a complete list of benefits see the insurance conditions.
There is a co-payment of up to 20% (max. EUR 25,000.00) when:
Take out the insurance online: online application.
|Duration||1 - 18 Months Duration: 97.00/Month||Starting
month 19 Duration: 119.00/Month
|Premium (EUR / Month)||97.00||119.00|
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German one.