Care Amerika / Care Travel USA - affordable health insurance abroad for USA, Canada, Mexico

Description



Insurable persons

Care Travel: Individuals who, at the time of taking out insurance, have their residence (registered address) in Germany and are between 0 and 74 years old can take out insurance with the health insurance for the USA, Care Amerika / Care Travel USA. You can take out insurance for any stays abroad between one and 18 months with our Care Amerika / Care Travel USA travel insurance. These are examples:

  • Longer trips to the USA
  • World trips including a stay in the USA that lasts longer than 14 days
  • Sabbatical in the USA
  • business trips and other professional stays abroad in the United States
  • work and travel in America
  • internships in America
  • and many more

Competitive athletes, persons who are permanently in need of care and illegal residents are not insurable in the USA insurance Care Amerika / Care Travel USA.

Scope of application and duration of insurance

USA insurance covers you worldwide, including the USA, and you can take it out for a period of between one and 18 months.
Practical tip: Take out your Care Amerika / Care Travel USA international health insurance for up to 31 days after leaving Germany. If you left Germany more than 31 days ago, you must provide evidence of prior insurance for this period. If you are unable to provide evidence of prior insurance, a waiting period of 31 days will apply.

Even if you move abroad to a country worldwide, including the USA, after leaving Germany, you can take out Care Amerika / Care Travel USA. The decisive factor is that you have a place of residence in Germany at the time of taking out the policy. If you have already been abroad for six months or more before the start of the insurance, you can no longer take out Care Amerika / Care Travel USA travel health insurance.

Care Amerika / Care Travel USA - All benefits at a glance*
Health insurance
  • Inpatient treatment
    • Inpatient treatment, including private doctor
    • Necessary ambulance transport to or from inpatient treatment to the nearest or most suitable hospital from a medical point of view
    • Companion in hospital for children up to the age of 12
  • Outpatient treatment
    • Outpatient treatment at the doctor's
    • Necessary ambulance transport to and from the doctor, dentist or hospital for initial treatment after an emergency or accident and trips to dialysis, radiotherapy or chemotherapy, as well as travel to and from an outpatient operation (on the day of the operation)
    • Psychotherapeutic services due to an acute traumatic experience up to a maximum of €2,500
    • Medication and dressings
    • Remedies:
      • Radiation, light and other physical treatments
      • Massages, packs, inhalations, physiotherapy
    • Accident-related aids
  • Dental treatment
    • pain-relieving conservative dental treatment
    • simple fillings (no inlays)
    • periodontitis treatment
    • tooth extraction to relieve acute pain
    • accident-related dental prosthesis as well as accident-related inlays and dental crowns of any kind at 80%, up to a maximum of €2,500 per insured event
  • Return transportation in the event of illness, repatriation, burial
    • Medically advisable and reasonable return transportation in the event of illness, including transportation costs for an accompanying person
    • repatriation or burial abroad up to the amount of the repatriation costs up to a maximum of €25,000
    • 30 days of additional liability until the insured person is able to be transported again
  • Pregnancy
    • Pregnancy check-ups, delivery after the waiting period of 10 months
  • Additional benefits
    • 30 days' home country cover in Germany (costs covered in accordance with GOÄ/GOZ max. 2.3 times the rate)
    • No deductible
    • 24/7 emergency number

Exclusions
Please note that there are exclusions for your international health insurance for USA Care America / Care Travel USA. These include treatment for known illnesses received in the six months prior to taking out the policy (pre-existing conditions), medical tourism, psychotherapy and preventive medical check-ups. The full range of benefits and exclusions can be found in the insurance terms and conditions.

Scope of insurance coverage and duration of coverage

The maximum duration of coverage under the Care Amerika/Care Travel USA international health insurance is 18 months. The minimum duration of coverage is one month. It is not possible to extend the duration of coverage. We recommend that you take out coverage for the entire duration of your trip from the outset.

Care Amerika/Care Travel USA international health insurance is valid worldwide, including the USA.

Insurer

Barmenia Krankenversicherung AG • Barmenia-Allee 1 • 42119 Wuppertal / Germany

Premiums

The premiums for your affordable Care Amerika/Care Travel USA international health insurance are based on your age, the selected area of validity and whether your travel health insurance should start before or after your departure from Germany. You can pay monthly by bank transfer or conveniently by SEPA direct debit.

Premium overview | Care Amerika worldwide including the USA
Age Prior to departure
Monthly premium
After departure
Monthly premium
Age: 0 - 30
0-30
Prior to departure: € 63.00/Month € 63.00 After departure: € 76.00/Month € 76.00
Age: 31 - 55
31-55
Prior to departure: € 99.00/Month € 99.00 After departure: € 119.00/Month € 119.00
Age: 56 - 74
56-74
Prior to departure: € 365.00/Month € 365.00 After departure: € 438.00/Month € 438.00

Premium overview | Care Amerika worldwide excluding the USA
Age Prior to departure
Monthly premium
After departure
Monthly premium
Age: 0-30
0-30
Prior to departure: € 33.00/Month € 33.00 After departure: € 39.00/Month € 39.00
Age: 31 - 55
31-55
Prior to departure: € 63.00/Month € 63.00 After departure: € 76.00/Month € 76.00
Age: 56 - 74
56-74
Prior to departure: € 125.00/Month € 125.00 After departure: € 149.00/Month € 149.00



*Care Amerika is the same as Care Travel in its version for travel to the USA.

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


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