Incoming health insurance for Austria
Care Austria

Who can insure themselves?

If you are coming to Austria from abroad for a longer period of time, you will need health insurance that covers all risks for your residency permit. Care Austria is recognized by all municipalities and authorities in Austria (e.g. listed with MA 35 in Vienna) and is particularly suitable for foreign students, language school students, au pairs, expatriates, seasonal workers, private individuals and emigrants. You will be insured for an unlimited duration until your 75th birthday.

If you are between 12 and 35 years old and are staying in Austria for your education (e.g. students, language school students, pre-study courses, doctoral students, guest researchers, au pairs), you benefit from a particularly reasonably priced premium (Care Austria Education).

Care Austria
at a glance

  • Private health insurance for foreign nationals in Austria
  • Two durations of coverage available: up to 364 days or unlimited
  • Better benefits and lower premiums than the Austrian Health Insurance Fund (ÖGK)
starting at € 51.00 / Month

Care Austria Advantages & Highlights

Advantages & Highlights

Treatment also by doctors of your choice and in private clinics
Officially recognized by all authorities (e.g. MA 35 in Vienna)
Sending of the additional declaration for the authorities along with the policy
It is easy to postpone the start date of the insurance coverage, including the resending of the policy
Particularly reasonably priced premium for training and further education courses, guaranteed for six years
Insurance coverage also in the EU and in the home country
One percent of the premium income is donated to an aid project in Congo

Care Austria / Care Austria 364
Your benefits at a glance*


Care Austria 364
starting at 51 € / Month

Care Austria
starting at 56 € / Month
Maximum duration
364 Days unlimited

Inpatient treatment
Inpatient treatment, incl. private clinics
Yes Yes
Ambulance services
Yes Yes

Outpatient treatment
Outpatient treatment , including doctors of choice and private doctors
Yes Yes
Prescription medications and dressings
Yes Yes
Preventive medical check-ups, per policy year
€ 500.00 € 500.00
Psychotherapy, per policy year
€ 1,500.00 € 1,500.00
Radiotherapy, light therapy, massages, physiotherapy, per policy year
€ 1,500.00 € 1,500.00
Aids, per policy year
€ 2,500.00 € 2,500.00

Dental treatment
Dental treatment, including fillings
Yes Yes
Annual check-ups including tooth cleaning
Yes Yes
Dentures
80 % up to € 750.00 80 % up to € 750.00
Accident-related dentures
€ 3,000.00 € 3,000.00

Pregnancy
Pregnancy examinations and treatment, Delivery, at the start of pregnancy after the start of insurance coverage
Yes Yes

Return transportation
Medically advised return transportation
Yes Yes
Extended liability
4 weeks 4 weeks
Transfer/funeral costs in event of death of the insured person
up to € 25,000.00 up to € 25,000.00

Further benefits
Reimbursement in accordance with ÖGK
Yes Yes
Insurance coverage in your home country, per policy year
28 Days 28 Days
Insurance coverage in the EU
30 Days Yes
Premium guarantee for training and further education courses
No Yes
24/7-Emergency number
Yes Yes
Digital insurance card
Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care Austria / Care Austria 364
Your benefits at a glance*


insured benefits*
Care Austria 364
starting at 51 € / Month
Care Austria
starting at 56 € / Month
Maximum duration 364 Days unlimited

Inpatient treatment
Inpatient treatment, incl. private clinics Yes Yes
Ambulance services Yes Yes

Outpatient treatment
Outpatient treatment , including doctors of choice and private doctors Yes Yes
Prescription medications and dressings Yes Yes
Preventive medical check-ups, per policy year € 500.00 € 500.00
Psychotherapy, per policy year € 1,500.00 € 1,500.00
Radiotherapy, light therapy, massages, physiotherapy, per policy year € 1,500.00 € 1,500.00
Aids, per policy year € 2,500.00 € 2,500.00

Dental treatment
Dental treatment, including fillings Yes Yes
Annual check-ups including tooth cleaning Yes Yes
Dentures 80 % up to € 750.00 80 % up to € 750.00
Accident-related dentures € 3,000.00 € 3,000.00

Pregnancy
Pregnancy examinations and treatment, Delivery, at the start of pregnancy after the start of insurance coverage Yes Yes

Return transportation
Medically advised return transportation Yes Yes
Extended liability 4 weeks 4 weeks
Transfer/funeral costs in event of death up to € 25,000.00 up to € 25,000.00

Further benefits
Reimbursement in accordance with ÖGK Yes Yes
Insurance coverage in your home country, per policy year 28 Days 28 Days
Insurance coverage in the EU 30 Days Yes
Premium guarantee for training and further education courses No 6 Years
24/7-Emergency number Yes Yes
Digital insurance card Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Premium overview
Care Austria Education
Premium/Month

For education purposes in Austria (e.g. students, language school students, pre-study courses, doctoral students, visiting academics, au pairs). The premium is guaranteed for six years as long as you can prove that you are taking part in (continuing) education or training courses or programs.

Age
(Years)
up to 364 Days unlimited
12 - 35 € 51.00 € 56.00

Premium overview
Care Austria Standard
Premium/Month

For all other reasons of residency in Austria

up to 364 Days
Age
(Years)
0 - 64 65 - 74
Premium € 95.00 € 219.00


unlimited
Age
(Years)
0 - 49 50 - 64 65 - 74
Premium € 155.00 € 222.00 € 510.00

Premium overview
Care Austria Education
(€ / Month)

The discount group benefits students, language school participants, visiting academics, Working Holiday and Work 'n' Travel participants, au pairs, interns and trainees. The premium is guaranteed for six years, provided that the conditions for obtaining the discount continue to exist.

Age up to 364 Days unlimited
12 - 35
(Years)
51.00 56.00

Premium overview
Care Austria Standard
(€ / Month)

For all other reasons of residency in AustriaPara todos los demás motivos de estancia en Austria.Pour tous les autres motifs de séjour en Autriche.Для всех других целей пребывания в Австрии.Avusturya'da diğer tüm kalış nedenleri için.

up to 364 Days unlimited
Age 0 - 64 65 - 74 0 - 49 50 - 64 65 - 74
Premium 95.00 219.00 155.00 222.00 510.00
Book now

Care Austria

Our promise

With us there is no problem with your residency permit for Austria because our health insurance for foreign nationals in Austria covers all risks. It is recognized by all municipalities and authorities (e.g. MA 35) for your residency permit.

You benefit from more comprehensive benefits than with the Austrian Health Insurance Fund (ÖGK) - and usually at a lower premium. In our online application form you need to answer a few health-related questions.

We donate one percent of the insurance premiums collected to a micro health insurance project in the Congo. Your premium therefore helps to ensure that people in need also have access to health insurance.

Frequently asked questions (FAQs)

Do you have any further questions about Care Austria insurance? We have compiled and answered frequently asked questions for you in our FAQ section.

FAQ about Care Austria health insurance
Care Austria FAQs

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Interesting facts
Information on the benefits of health insurance Care Austria
Take out your insurance now
Here you can take out your Care Austria health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for language students foreign guests, Au-pairs...
Questions & Service
Frequently asked questions, reporting a claim and customer portal



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

We take care of you!

Telephone +49 228 97735 44+49 228 97735-44
Reporting a claim - customer portal