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Care Student – Health insurance for students, language students and doctorates

Affordable health insurance for undergraduate students, doctoral students

Online application

Online application

Who is eligible for coverage?

behördlich anerkanntCare Student health insurance coverage is private, comprehensive health insurance coverage which was especially developed for the needs of undergraduate students, doctoral students and language school participants in Germany. It is particularly suitable as health insurance for students in Germany. Starting at the age of 12 up to 34, foreign students, school students and interns (while participating in a continuing education course/study program in Germany) may take out Care Student coverage.

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What are the insurance benefits?

Do you have to wait a long time for a doctor's appointment or in the waiting room? With a Care Student policy you are a private patient. This means that you have a free choice of doctor and can also go to private doctors. The public health insurance system in Germany does not cover the costs of treatment by a private doctor – Care Student does. The scope of this student insurance includes outpatient, inpatient and dental treatment with all licensed doctors in Germany at 2.3 times the basic rate (according to the GOÄ/GOZ, German Schedule of Fees for Doctors and Dentists).

A special highlight is the daily hospital allowance: From the 15th day of a medically necessary hospital stay, Care Student will pay you 25 euro per day for a maximum of 20 days.

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What does the insurance cost?

For insured persons under 30 years of age, the premium for Care Student is affordable students insurance from EUR 69.6269.62 euro / month. As a student, your are also legally obligated to take out long-term care insurance at 25.97 euro / month.

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Taking out insurance coverage:

Purchase your private, comprehensive coverage here, directly here.

Online application

Interesting facts about insurance

Information on the benefits of students health insurance

Care Student

Terms and conditions of insurance

General terms of insurance for students

Take out your coverage online

Here you can take out your Care Student health insurance with online confirmation.

Frequently asked questions

Common questions and forms regarding insurance for students           

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Care Concept AG
Your partner for health insurance abroad


Care Student x

Type of insurance: Health insurance for students

Insurable persons: Language school participants, students, doctoral students

Entry age: 12-34 years

Duration: up to 60 months

Care Student


  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and dental treatment
  • Prescription medications and dressings
  • daily hospital allowance
*For a complete list of benefits see the General Terms and Conditions of Insurance (GTI).