With Care Student, you have excellent coverage for your studies (Bachelor's/Master's degree) in Germany because you are privately insured. This means—faster appointments, free choice of doctor and better benefits. And best of all: in contrast to statutory health insurance, you save at least 50 euros per month. Are you 30 years old or older? Then the savings are even more than 100 euros per month.
Care Student is accepted by universities for enrollment. We support electronic registration (M10) and organize your exemption from statutory health insurance. Your insurance documents will also be recognized by the immigration authorities.
Advantages & Highlights
Treatment at the doctor, dentist and hospital
Private patients at the doctor: faster appointments and better benefits
Electronic registration (M10) and exemption
Recognized by the authorities
Save at least 50 euros a month compared to the cost of statutory health insurance
Even more savings for students over 30 years of age
No co-payment for prescription drugs
Continued insurance guarantee after five years of coverage
Care Student
Your benefits at a glance*
| Our bestseller Care Student starting at 69.62 € / Month |
|---|
Inpatient treatment |
| Inpatient treatment, shared room, without optional benefits |
 |
| daily hospital allowance, from the 15th day, for a maximum of 20 days |
| € 25.00 |
| Ambulance services |
|
Convalescence allowance  |
| € 1,500.00 |
Outpatient treatment |
| Outpatient treatment, incl. a doctor who treats privately insured patients up to 2.3 times the GOÄ rate |
|
| Medication, medically prescibed, without additional payment |
|
| Outpatient psychotherapy, max. 50 sessions per calendar year |
| 70% |
| remedies (Occupational therapy, speech therapy, massages, light, heat and other physical treatments) |
|
| Aids |
|
| Outpatient rehabilitation |
|
| Digital healthcare applications |
|
Dental treatment |
| Dental treatment, up to 2.3 times the GOZ rate, per calendar year |
| € 500.00, thereafter 50% |
| Dentures and orthodontics, per calendar year |
| 50 % up to EUR 500.00 |
Pregnancy |
| Pregnancy examinations and treatment |
|
| Delivery, Waiting period: 8 months |
|
Further benefits |
| Nursing insurance for students |
|
| Insurance cover in Europe |
|
| Insurance cover abroad worldwide, incl. home country |
| in the first month of each trip |
| Continued insurance guarantee |
|
| Premium guarantee |
|
| Deductible, per calendar year |
| € 300.00 |
| 24/7-Emergency number |
|
| Digital insurance card |
|
| Book now |
*For a complete list of benefits please see the insurance terms and conditions.After an inpatient stay of at least 14 days and a subsequent incapacity to work, in total at least 90 days.Applies to the entire policy duration of coverage concerning the health insurance, not for the long-term care insurance.
Care Student
Your benefits at a glance*
| Our bestseller |
|
|---|---|
| Care Student insured benefits* |
Care Student starting at 69.62 € / Month |
Inpatient treatment |
|
| Inpatient treatment, shared room, without optional benefits | |
| daily hospital allowance, from the 15th day, for a maximum of 20 days | € 25.00 |
| Ambulance services | |
| Convalescence allowance |
€ 1,500.00 |
Outpatient treatment |
|
| Outpatient treatment, incl. a doctor who treats privately insured patients Outpatient treatment, incl. a doctor who treats privately insured patients up to 2.3 times the GOÄ rate | |
| Medication, medically prescibed, without additional payment | |
| Outpatient psychotherapy, max. 50 sessions per calendar year | 70% |
| remedies (Occupational therapy, speech therapy, massages, light, heat and other physical treatments) | |
| Aids | |
| Outpatient rehabilitation | |
| Digital healthcare applications | |
Dental treatment |
|
| Dental treatment, up to 2.3 times the GOZ rate, per calendar year | € 500.00, thereafter 50% |
| Dentures and orthodontics, per calendar year | 50 % up to EUR 500.00 |
Pregnancy |
|
| Pregnancy examinations and treatment | |
| Delivery, Waiting period: 8 months | |
Further benefits |
|
| Nursing insurance for students | |
| Insurance cover in Europe | |
| Insurance cover abroad worldwide, incl. home country | in the 1st month of each trip |
| Continued insurance guarantee | |
| Premium guarantee |
|
| Deductible, per calendar year | € 300.00 |
| 24/7-Emergency number | |
| Digital insurance card | |
| Book now | |
*For a complete list of benefits please see the insurance terms and conditions.After an inpatient stay of at least 14 days and a subsequent incapacity to work, in total at least 90 days. Applies to the entire policy duration of coverage concerning the health insurance, not for the long-term care insurance.
Premium list private health insurance Care Student
| Age | Health insurance for students |
Nursing insurance for students* |
Total |
|---|---|---|---|
| 12-29 Years |
69,62 € / Month |
25,97 € / Month |
95,59 € / Month |
| 30-39 Years |
95,68 € / Month |
25,97 € / Month |
121,65 € / Month |
*The compulsory nursing care insurance is only due for persons who are subject to compulsory social insurance (e.g. registered students)
Premium list private health insurance Care Student
| Age | Health insurance for students |
Nursing insurance for students |
Total |
|---|---|---|---|
| 12-29 Years | 69,62 € / Month | 25,97 € / Month | 95,59 € / Month |
| 30-34 Years | 95,68 € / Month | 25,97 € / Month | 121,65 € / Month |
| Book now | |||
*The compulsory nursing care insurance is only due for persons who are subject to compulsory social insurance (e.g. registered students)
Care Student
Our promise
Frequently asked questions (FAQs)
Do you have further questions about health insurance for foreign students? We have compiled and answered frequently asked questions for you in our FAQ section.
Interesting facts
Information on the benefits of students health insurance
Care Student
Care Student
Take out your insurance now
Here you can take out your Care Student health insurance with online confirmation
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.