Comparison of travel cancellation insurance as a single-trip policy and travel cancellation insurance as an annual policy

Here you can compare our travel cancellation insurance as a single-trip policy and our travel cancellation insurance (including trip interruption insurance) as an annual policy. You can take out both types of insurance directly online and will receive your insurance documents by e-mail immediately.


Comparison of travel cancellation insurance as a single-trip policy and travel cancellation insurance as an annual policy *

Travel cancellation
insurance for one trip
Annual policy:
travel cancellation insurance

Inpatient treatment
Reimbursement of cancellation or rebooking costs
Yes Yes
Up to €15,000 of cover for a single trip
Yes Yes
For any number of trips within one year, up to €15,000 per trip
Yes Yes
Reduced family rate
Yes Yes
Reduced family rate also for couples
Yes Yes
Reduced premium for last-minute trips
Yes Yes
Optional curtailment insurance
Yes Yes
Optional coronavirus protection in the event of quarantine
Yes Yes
Optionally with or without deductible (for outpatient treatment)
Yes No
No deductible
No Yes
Finanztest winner
Yes No
Finanztest rating: Good (1.6)
No Yes
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*For a complete list of benefits please see the insurance terms and conditions.

Comparison of travel cancellation insurance as a single-trip policy and travel cancellation insurance as an annual policy

Travel cancellation insurance
for one trip
Annual policy:
travel cancellation insurance
Reimbursement of cancellation or rebooking costs Yes Yes
Up to €15,000 of cover for a single trip Yes No
For any number of trips within one year, up to €15,000 per trip No Yes
Reduced family rate Yes Yes
Reduced family rate also for couples No Yes
Reduced premium for last-minute trips Yes Yes
Optional curtailment insurance Yes Yes
Optional coronavirus protection in the event of quarantine Yes Yes
Optionally with or without deductible (for outpatient treatment) Yes No
No deductible No Yes
Finanztest winner Yes No
Finanztest rating: Good (1.6) No Yes
Travel cancellation insurance for one trip Annual policy: travel cancellation insurance
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*For a complete list of benefits please see the insurance terms and conditions.




Trip interruption insurance (vacation guarantee)

Trip interruption insurance (vacation guarantee)
Reimbursement of costs in the event of interruption or curtailment of the trip Yes
Can be booked for single trips or as an annual policy Yes
Reduced family rate No
Reduced premium for last-minute trips (single trip) Yes
Reimbursement of the entire travel price if the trip is cut short in the first half of the trip (maximum up to day 8) No
Reimbursement of unused travel services if the trip is cut short in the second half of the trip (from day 9 at the latest) Yes
Reimbursement of additional return travel costs Yes
Reimbursement of unused travel services if the trip is interrupted Yes
Reimbursement of additional costs if the trip has to be extended unexpectedly due to inability to travel or force majeure Yes
For cruises: curtailment costs due to seasickness Yes

*For a complete list of benefits please see the insurance terms and conditions.




Additional Corona protection

Reimbursement of cancellation or curtailment costs, in particular in the event of quarantine
Can be taken out for a single trip or separately for each trip in the annual policy Yes
Insurance cover even for trips to countries for which the Federal Foreign Office has issued a travel warning Yes
No deductible Yes
Reimbursement of cancellation costs for non-commencement of the trip Yes
Reimbursement of unused travel services for delayed commencement of the trip and reimbursement of additional costs for the outward journey Yes
Reimbursement of rebooking costs for rebooking for an insured reason Yes
Reimbursement of the full travel price if the trip is cut short in the first half of the trip (maximum up to day 8) Yes
Reimbursement of travel services not used if the trip is cut short in the second half of the trip (from day 9 at the latest) Yes
Reimbursement of additional return travel costs Yes

*For a complete list of benefits please see the insurance terms and conditions.




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