Do you have further questions about international health insurance for language school participants and university students? We have compiled and answered frequently asked questions for you in our FAQ section.
Advantages & Highlights
Treatment at the doctor, dentist and hospital
Recognized by the authorities (unlimited coverage, more than €30,000)
Can take out before and after departure
Insurance confirmation immediately after taking out the insurance
Insured worldwide and in the home country (excluding the USA, Canada, Mexico)
No deductible (starting at the Care College Comfort rate)
Care College Basic/-Comfort/-Premium
Your benefits at a glance*
Care College Basic starting at 26 € / Month |
Our bestseller Care College Comfort starting at 32 € / Month |
Care College Premium starting at 48 € / Month |
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Inpatient treatment |
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| Inpatient treatment, shared room, without optional benefits | ||
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| Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | ||
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| Visit by a relative during inpatient treatment | ||
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€ 500.00 | € 1,250.00 |
| Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days | ||
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| Ambulance services | ||
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Outpatient treatment |
| Outpatient treatment | ||
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| Max. reimbursement rate according to GOÄ in Germany | ||
| 1,8 | 2,3 | 2,3 |
| Prescription medications and dressings | ||
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| remedies, per policy year | ||
| € 250.00 | € 500.00 | € 1,500.00 |
| Accident-related aids , per policy year | ||
| € 250.00 | € 500.00 | |
| Visual aids Waiting period: 3 months | ||
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100 € |
| Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | ||
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Dental treatment |
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| Pain-relieving dental treatment, per policy year | ||
| € 500.00 | € 750.00 | € 1,2500.00 |
| Max. reimbursement rate according to GOZ in Germany | ||
| 1,8 | 2,3 | 2,3 |
| Dentures, in 2 policy years, waiting period: 8 months | ||
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50 % up to € 500.00 | 70 % up to € 1,000.00 |
| Accident-related dentures | ||
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up to € 1,000.00 | up to € 2,500.00 |
Pregnancy |
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| Pregnancy check-ups and delivery. Waiting period: 8 months | ||
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Return transportation |
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| Medically advised return transportation | ||
| up to € 10,000.00 | |
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| Extended liability | ||
| 4 weeks | 4 weeks | 8 weeks |
| Repatriation/burial costs in event of death of the insured person | ||
| up to EUR 25,000.00 | up to EUR 25,000.00 | up to EUR 25,000.00 |
Further benefits |
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| Deductible | ||
| € 120.00 | € 0.00 | € 0.00 |
| insurance coverage in home country (depending on the insurance period) | ||
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| Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year | ||
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| Indemnity for serious illness, per policy year | ||
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€ 1,500.00 | € 2,500.00 |
| 24/7-Emergency number | ||
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| Digital insurance card | ||
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| Plastic insurance card | ||
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| Book now | ||
*For a complete list of benefits please see the insurance terms and conditions.
Care College Basic/-Comfort/-Premium
Your benefits at a glance*
| Our bestseller |
|||
|---|---|---|---|
| Care College insured benefits* |
Basic starting at 26 € / Month |
Comfort starting at 32 € / Month |
Premium starting at 48 € / Month |
Inpatient treatment |
|||
| Inpatient treatment, shared room, without optional benefits | |
|
|
| Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | |
|
|
| Visit by a relative during inpatient treatment for inpatient stays of more than 14 days | |
€ 500.00 | € 1,2500.00 |
| Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days | |
|
|
| Ambulance services | |
|
|
Outpatient treatment |
|||
| Outpatient treatment | |
|
|
| Max. reimbursement rate according to GOÄ in Germany | 1,8 | 2,3 | 2,3 |
| Prescription medications and dressings | |
|
|
| remedies, per policy year | € 250.00 | € 500.00 | € 1,500.00 |
| Accident-related aids , per policy year | € 250.00 | € 500.00 | |
| Visual aids | |
|
€ 100.00 |
| Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy | |
|
|
Dental treatment |
|||
| Pain-relieving dental treatment, per policy year | € 500.00 | € 750.00 | € 1,250.00 |
| Max. reimbursement rate according to GOZ in Germany | 1,8 | 2,3 | 2,3 |
| Dentures, in 2 policy years, waiting period: 8 months | |
50 % up to € 500.00 | 70 % up to € 1,000.00 |
| Accident-related dentures | |
up to € 1,000.00 | up to € 2,500.00 |
Pregnancy |
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| Pregnancy check-ups and delivery, Waiting period: 8 months | |
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Return transportation |
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| Medically advised return transportation | up to € 10,000.00 | |
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| Extended liability | 4 weeks | 4 weeks | 8 weeks |
| Transfer/funeral costs in the event of death | up to EUR 25,000.00 | up to EUR 25,000.00 | up to EUR 25,000.00 |
Further benefits |
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| Deductible, per policy year | € 120.00 | € 0.00 | € 0.00 |
| insurance coverage in home country (depending on the insurance period) | |
|
|
| Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year | |
|
|
| Indemnity for serious illness, per policy year | |
€ 1,500.00 | € 2,500.00 |
| 24/7-Emergency number | |
|
|
| Digital insurance card | |
|
|
| Plastic insurance card | |
|
|
| Book now | |||
*For a complete list of benefits please see the insurance terms and conditions.
Premium overview Care College
Care College Basic |
Our bestseller Care College Comfort |
Care College Premium |
|---|---|---|
1. - 24. Month / up to 29 years of age |
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| 26.00 € | 32.00 € | 48.00 € |
Starting month 25 / up to 29 years of age |
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| 32.00 € | 48.00 € | 75.00 € |
Starting month 25 / 30 years + |
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| 48.00 € | 75.00 € | 73,00 € |
1. - 24. Month / up to 29 years of age |
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| 55,00 € | 73,00 € | 99,00 € |
Care College
Premium overview
| Our bestseller |
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|---|---|---|---|
| Monthly premium Care College | Basic |
Comfort |
Premium |
| 1. - 24. Month / up to 29 years of age | 26.00 € | 32.00 € | 48.00 € |
| 1. - 24. Month / 30 years + | 32.00 € | 48.00 € | 75.00 € |
| Starting month 25 / up to 29 years of age | 49.50 € | 57.00 € | 73.00 € |
| Starting month 25 / 30 years + | 55.00 € | 73.00 € | 99.00 € |
| Book now | |||
Choose between 3 rates
Care College Comfort -
Our bestseller
Our bestseller
For just 6 euros extra per month, you pay no deductible. You also profit from significantly better benefits and our money-back guarantee: And if you don’t file any claims, you receive a refund worth 2 months‘ premiums.
Care College Premium -
Our best coverage
Our best coverage
Choose our all-round worry-free package with premium benefits such as daily hospital allowance benefits and larger reimbursements for many services. Of course, you benefit from all the services at the Comfort rate, including our money-back guarantee.
Care College Basic -
Our best price
Our best price
You benefit from an affordable premium and basic coverage. Please note that you always pay €120 of your bills yourself (deductible) per year. For just €6 more per month you can choose Care College Comfort.
Frequently asked questions (FAQs)
FAQ regarding insurance for language school participants and students
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Accident and liability insurance
Accident and liability insurance
With liability and accident insurance, you can also protect yourself against the costs incurred from an accident and the costs of damage that you accidentally cause to someone else. Book now starting at just €2 per month!
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Care College USA
Are you going to the USA, Canada or Mexico? Then Care College coverage is not an option for you. You can insure yourself with our Care College USA plan, health insurance for language school students and university/college students in the USA. It is recognized by all authorities and universities.
More information
Statutory health insurance for students DAK
Are you studying in Germany (to receive a Bachelor's or Master's degree)? Then you need to be insured with a statutory health insurance fund (GKV). You can take out your DAK-Gesundheit membership with us.
More information
Care Student – Private health insurance for students
Are you studying in Germany (to receive a Bachelor's or Master's degree)? Then you can also take out our Care Student private insurance. Under this plan, you will be a private patient at the doctor and save at least 90 euros per month compared to statutory health insurance.
More information
We take care of you!
We have been your partner for fair and reliable health insurance coverage abroad for over 26 years. More than two million customers from all over the world have already placed their trust in us.
Downloads & Service
Downloads
In the event of a claim
Take out your insurance now
Here you can take out your Care College health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for
language students
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
