Insurance for language school participants
Care College

Who can insure themselves?

Are you coming to Germany from abroad for educational purposes? Then Care College is the right health insurance for you, regardless of whether you are a language school student, doctoral student or visiting student or are preparing for your studies in Germany at a preparatory college.

Are you going abroad from Germany or Austria to study, participate in Work & Travel or do voluntary service abroad, either completely or temporarily (e.g. with ERASMUS, a semester abroad)? Or are you a scholarship holder or exchange student? Then Care College is also the right health insurance for you.

You can take out insurance up to the age of 40 for stays of up to five years

Care College
at a glance

  • Top health insurance for every need
  • For stays of up to 5 years
  • Recognized by the authorities
  • Money-back guarantee i
starting at € 26.00 / Month


i Reimbursement of 2 months' premiums if no benefits are paid within one policy year at the Comfort and Premium rates.

Care College Advantages & Highlights

Advantages & Highlights

Treatment at the doctor, dentist and hospital
Recognized by the authorities (unlimited coverage, more than €30,000)
Can take out before and after departure
Insurance confirmation immediately after taking out the insurance
Insured worldwide and in the home country (excluding the USA, Canada, Mexico)
No deductible (starting at the Care College Comfort rate)


Care College Basic/-Comfort/-Premium
Your benefits at a glance*


Care College
Basic
starting at 26 € / Month
Our bestseller
Care College
Comfort

starting at 32 € / Month

Care College
Premium
starting at 48 € / Month

Inpatient treatment
Inpatient treatment, shared room, without optional benefits
Yes Yes Yes
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy
Yes Yes Yes
Visit by a relative during inpatient treatment
No € 500.00 € 1,250.00
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days
No No Yes
Ambulance services
Yes Yes Yes

Outpatient treatment
Outpatient treatment
Yes Yes Yes
Max. reimbursement rate according to GOÄ in Germany
1,8 2,3 2,3
Prescription medications and dressings
Yes Yes Yes
remedies, per policy year
€ 250.00 € 500.00 € 1,500.00
Accident-related aids , per policy year
€ 250.00 € 500.00 Yes
Visual aids Waiting period: 3 months
No No 100 €
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy
Yes Yes Yes

Dental treatment
Pain-relieving dental treatment, per policy year
€ 500.00 € 750.00 € 1,2500.00
Max. reimbursement rate according to GOZ in Germany
1,8 2,3 2,3
Dentures, in 2 policy years, waiting period: 8 months
No 50 % up to € 500.00 70 % up to € 1,000.00
Accident-related dentures
No up to € 1,000.00 up to € 2,500.00

Pregnancy
Pregnancy check-ups and delivery. Waiting period: 8 months
Yes Yes Yes

Return transportation
Medically advised return transportation
up to € 10,000.00 Yes Yes
Extended liability
4 weeks 4 weeks 8 weeks
Repatriation/burial costs in event of death of the insured person
up to EUR 25,000.00 up to EUR 25,000.00 up to EUR 25,000.00

Further benefits
Deductible
€ 120.00 € 0.00 € 0.00
insurance coverage in home country (depending on the insurance period)
Yes Yes Yes
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year
No Yes Yes
Indemnity for serious illness, per policy year
No € 1,500.00 € 2,500.00
24/7-Emergency number
Yes Yes Yes
Digital insurance card
Yes Yes Yes
Plastic insurance card
No Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.

Care College Basic/-Comfort/-Premium
Your benefits at a glance*

Our bestseller
Care College
insured benefits*
Basic
starting at 26 € / Month
Comfort
starting at 32 € / Month
Premium
starting at 48 € / Month

Inpatient treatment
Inpatient treatment, shared room, without optional benefits Yes Yes Yes
Inpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy Yes Yes Yes
Visit by a relative during inpatient treatment for inpatient stays of more than 14 days No € 500.00 € 1,2500.00
Daily hospital allowance, lump sum of €100 for inpatient stays of more than 14 days No No Yes
Ambulance services No No Yes

Outpatient treatment
Outpatient treatment Yes Yes Yes
Max. reimbursement rate according to GOÄ in Germany 1,8 2,3 2,3
Prescription medications and dressings Yes Yes Yes
remedies, per policy year € 250.00 € 500.00 € 1,500.00
Accident-related aids , per policy year € 250.00 € 500.00 Yes
Visual aids No No € 100.00
Outpatient treatment of mental illnesses with the exception of psychoanalysis and psychotherapy Yes Yes Yes

Dental treatment
Pain-relieving dental treatment, per policy year € 500.00 € 750.00 € 1,250.00
Max. reimbursement rate according to GOZ in Germany 1,8 2,3 2,3
Dentures, in 2 policy years, waiting period: 8 months No 50 % up to € 500.00 70 % up to € 1,000.00
Accident-related dentures No up to € 1,000.00 up to € 2,500.00

Pregnancy
Pregnancy check-ups and delivery, Waiting period: 8 months Yes Yes Yes

Return transportation
Medically advised return transportation up to € 10,000.00 Yes Yes
Extended liability 4 weeks 4 weeks 8 weeks
Transfer/funeral costs in the event of death up to EUR 25,000.00 up to EUR 25,000.00 up to EUR 25,000.00

Further benefits
Deductible, per policy year € 120.00 € 0.00 € 0.00
insurance coverage in home country (depending on the insurance period) Yes Yes Yes
Money-back guarantee: Reimbursement of 2 months` premiums if no benefits are paid within one policy year No Yes Yes
Indemnity for serious illness, per policy year No € 1,500.00 € 2,500.00
24/7-Emergency number Yes Yes Yes
Digital insurance card Yes Yes Yes
Plastic insurance card No Yes Yes
Book now

*For a complete list of benefits please see the insurance terms and conditions.




Premium overview Care College


Care College
Basic
Our bestseller
Care College
Comfort

Care College
Premium

1. - 24. Month / up to 29 years of age
26.00 € 32.00 € 48.00 €

Starting
month 25 / up to 29 years of age
32.00 € 48.00 € 75.00 €

Starting
month 25 / 30 years +
48.00 € 75.00 € 73,00 €

1. - 24. Month / up to 29 years of age
55,00 € 73,00 € 99,00 €

Care College
Premium overview

Our bestseller
Monthly premium Care College Basic
Comfort
Premium
1. - 24. Month / up to 29 years of age 26.00 € 32.00 € 48.00 €
1. - 24. Month / 30 years + 32.00 € 48.00 € 75.00 €
Starting month 25 / up to 29 years of age 49.50 € 57.00 € 73.00 €
Starting month 25 / 30 years + 55.00 € 73.00 € 99.00 €
Book now



Choose between 3 rates

Care College Comfort - Our bestseller
Care College Comfort -
Our bestseller

For just 6 euros extra per month, you pay no deductible. You also profit from significantly better benefits and our money-back guarantee: And if you don’t file any claims, you receive a refund worth 2 months‘ premiums.

Book now
Care College - Our best coverage
Care College Premium -
Our best coverage

Choose our all-round worry-free package with premium benefits such as daily hospital allowance benefits and larger reimbursements for many services. Of course, you benefit from all the services at the Comfort rate, including our money-back guarantee.

Book now
 Care College Our best price
Care College Basic -
Our best price

You benefit from an affordable premium and basic coverage. Please note that you always pay €120 of your bills yourself (deductible) per year. For just €6 more per month you can choose Care College Comfort.

Book now

Frequently asked questions (FAQs)

Do you have further questions about international health insurance for language school participants and university students? We have compiled and answered frequently asked questions for you in our FAQ section.

FAQ regarding insurance for language school participants and students
Care College FAQs


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More information

Interesting facts
Information on the benefits of health insurance Care College
Take out your insurance now
Here you can take out your Care College health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for language students
Questions & Service
Frequently asked questions, reporting a claim and customer portal



Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.

We take care of you!

Telephone +49 228 97735 44+49 228 97735-44
Reporting a claim - customer portal