Care Travel -
Health insurance for private and business travel for up to 18 months

Description



Insurable persons

Care Travel:The Care Travel international health insurance is for people who, at the time of reside (have a registered address) in Germany and are between 0 and 74 years old. You can take out insurance for any stay abroad between one and 18 months with our Care Travel insurance. These include, for example:

  • Longer trips
  • World trips
  • Sabbaticals
  • Business trips and other professional trips abroad
  • working holiday
  • internships
  • and many more

The following cannot be insured under the Care Travel international insurance: competitive athletes, persons who are permanently in need of care or who are staying illegally in the respective country of travel.

Scope of insurance and duration of coverage

With your Care Travel international health insurance, you can conveniently choose between two areas of application, depending on whether your trip includes stays in the USA:

  • Worldwide excluding the USA
  • Worldwide including the USA

You can take out the insurance for a period of between one and 18 months.

Practical tip: Take out your Care Travel foreign travel health insurance up to 31 days after leaving Germany. If you left Germany more than 31 days ago, you must provide evidence of prior insurance for this period. If you cannot provide evidence of prior insurance, a waiting period of 31 days will apply.

You can also take out Care Travel if you have moved abroad since leaving Germany. The decisive factor is that you have a place of residence in Germany at the time of taking out the policy. You cannot take out Care Travel health insurance if you have been living abroad for more than six months before the start of the insurance.

Care Travel - All benefits at a glance*
Health insurance
  • Inpatient treatment
    • Inpatient treatment, incl. private doctor
    • Necessary ambulance transport to or from an inpatient treatment to the nearest or next recognized hospital that is suitable from a medical point of view
    • Companion in hospital for children up to the age of 12
  • Outpatient treatment
    • outpatient treatment at the doctor's
    • Necessary ambulance transport to and from the doctor, dentist or hospital for emergency care after an accident or emergency, and trips to dialysis, radiotherapy or chemotherapy, as well as travel to and from an outpatient surgery (on the day of the surgery)
    • Psychotherapeutic services due to an acute traumatic experience up to a maximum of €2,500
    • Medication and dressings
    • Remedies:
      • Radiation, light and other physical treatments
      • Massages, packs, inhalations, physiotherapy
    • Accident-related aids
  • Dental treatment
    • pain-relieving conservative dental treatment
    • simple fillings (no inlays)
    • periodontitis treatment
    • tooth extraction to relieve acute pain
    • Accident-related dentures, inlays and crowns of all kinds at 80%, up to a maximum of €2,500 per insured event
  • Return transportation, repatriation of mortal remains, funeral
    • Medically advisable and reasonable return transportation of the insured person, including transportation costs for an accompanying person
    • repatriation or burial abroad up to the cost of repatriation, up to a maximum of €25,000
    • 30 days' additional liability until the insured person is once more able to be transported
  • Pregnancy
    • pregnancy check-ups, childbirth after the 10-month waiting period
  • Additional benefits
    • 30 days home country cover in Germany (costs covered in accordance with GOÄ/GOZ max. 2.3 times the standard rate)
    • No excess
    • 24/7 emergency number

Exclusions
Please note that there are exclusions in your Care Travel international health insurance. These include treatment of known illnesses within six months prior to conclusion of the contract (pre-existing conditions), medical tourism, psychotherapy or preventive medical check-ups. Please refer to the insurance terms and conditions for the full range of benefits and exclusions.

*For a complete list of benefits please see the insurance terms and conditions.

Insurer

Barmenia Krankenversicherung AG • Barmenia-Allee 1 • 42119 Wuppertal

Premiums

The premiums for your affordable Care Travel international health insurance depend on your age, the selected area of validity and whether you want your travel health insurance to start before or after you leave Germany. You can pay monthly by bank transfer or conveniently by SEPA direct debit

Premium overview | Care Travel worldwide excluding USA
Age Departure at the start of insurance
Monthly premium
Departure before the start of insurance
Monthly premium
Age: 0-30
0-30
Departure at the start of insurance: € 33.00/Month € 33.00 Departure before the start of insurance: € 39.00/Month € 39.00
Age: 31 - 55
31-55
Departure at the start of insurance: € 63.00/Month € 63.00 Departure before the start of insurance: € 76.00/Month € 76.00
Age: 56 - 74
56-74
Departure at the start of insurance: € 125.00/Month € 125.00 Departure before the start of insurance: € 149.00/Month € 149.00

Premium overview | Care Travel worldwide including USA
Age Departure at the start of insurance
Monthly premium
Departure before the start of insurance
Monthly premium
Age: 0 - 30
0-30
Departure at the start of insurance: € 63.00/Month € 63.00 Departure before the start of insurance: € 76.00/Month € 76.00
Age: 31 - 55
31-55
Departure at the start of insurance: € 99.00/Month € 99.00 Departure before the start of insurance: € 119.00/Month € 119.00
Age: 56 - 74
56-74
Departure at the start of insurance: € 365.00/Month € 365.00 Departure before the start of insurance: € 438.00/Month € 438.00



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