Your reliable
     health insurance partner abroad



Haftpflichtversicherung - Liability insurance

Care Protector - Liability insurance

Auslandskrankenversicherung

Introduction


Insurable persons

Eligible for insurance are

  • foreign nationals travelling temporarily to Germany or Austria
  • German or Austrian nationals travelling abroad temporarily.

Eligible for insurance are persons up to 74 years.

Liability insurance Bild 4 Liability insurance Bild 6 Liability insurance Bild 3 Affordable health insurance abroad for foreign visitors with a visa Bild 6
Scope of insurance coverage

The insurances apply only during the stay in the foreign country.

Insurer

HanseMerkur Reiseversicherung AG
Siegfried-Wedells-Platz 1
20354 Hamburg

Duration of coverage

The maximum duration of insurance 60 months.

Personal liability insurance Type S Type M Type XL
Lump sum coverage for personal injury and property damage Type S: €1 Mio. Type M: €2 Mio. Type XL: €2.5 Mio.
Deportation costs to cover undertakings of the policyholder versus German authorities Type S: €1,000 Type M: €2,000 Type XL: €3,000
Monthly payment by direct debit is only possible if you choose a duration of coverage of at least 6 months! Otherwise the premium must be paid as a single premium for the entire duration. Type S: €10,000 Type M: €25,000 Type XL: €50,000
Loss-of-key coverage for private dwellings (room or apartment), deductible EUR 100.00 per claim
Type S: - Type M: - Type XL: €1,000
General deductible per claim Type S: €250 Type M: €0 Type XL: €0
 
Personal liability insurance Type S Type M Type XL
Basic disability benefit Type S: - Type M: €30,000 Type XL: €40,000
Maximum disability benefit with a degree of disability of 350% Type S: - Type M: €105,000 Type XL: €140,000
Death benefit in the event of accidental death Type S: - Type M: €15,000 Type XL: €25,000
Salvage costs following an accident Type S: - Type M: €7,500 Type XL: €10,000
Cosmetic operations due to an accident Type S: - Type M: €2,500 Type XL: €5,000
Monthly premium* Type S: € 2 Type M: €4 Type XL: €7.50
Minimum premium Type S: €10 Type M: €12 Type XL: €15

* The premium for the liability insurance/liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and choose at least 6 months as the term of insurance. Insurance coverage is only provided when the insurance premium is paid in full.
For a complete list of benefits see the Terms and conditions of liability/accident insurance.

-Premium overview Care Protector
Type S Type M Type XL
-Monthly premium* Type S: EUR 2.00 Type M: EUR 4.00 Type XL: EUR 7.50
Minimum premium Type S: EUR 10.00 Type M: EUR 12.00 Type XL: EUR 15.00
*The premium must be paid as a single premium for the entire duration of coverage.Insurance coverage is only provided when the insurance premium is paid in full.
Take out your insurance coverage

Take out the insurance online: Online application.

Download fast facts

 Download shortinfo Care Protector (PDF)(140KB)

Liability insurance Bild 5 Liability insurance Bild 1 Liability insurance Bild 2 Liability insurance Bild 7

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German one.


Haftpflichtversicherung

Insurance type: Liability insurance for travellers



 Direct order

Care Concept AG
Your partner for health insurance abroad

Care Protector x

Insurance type
Liability-/Liability- and accident insurance
Insurable persons
Germans abroad, foreign nationals in the EU
Entry age
0-73 Years
Premium Care Protector
from EUR 2 / Month
Duration
1 Month - 5 Years
Benefits*
  • Lump sum coverage from 1 Mio. up to 2.5 Mio.
  • Deportation cost choosable: EUR 1,000.00 up to EUR 3,000.00
  • Co-insurance of damage to rented property from EUR 10,000.00 (tariff S)
Haftpflichtversicherung • Description • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad Information
Haftpflichtversicherung • In brief • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad In brief (PDF)
Haftpflichtversicherung • online application • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad online application

*For a complete list of benefits see the general insurance conditions (GTI).