The insurance is available for the following persons, who are temporarily staying in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen states:
Maximum age insurable: 74 years old. |
Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein and the Schengen states |
Advigon Versicherung AG |
Minimum duration of coverage: 1 day. Maximum period: 2 years (incl. extensions). |
Overseas health insurance | |
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Benefits* | Care Economy |
toll-free service number | |
out-patient treatment by a doctor | |
inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment) | |
prescription medications and dressings | |
pregnancy examinations and treatment; delivery (after the 8-month waiting period) | |
medically prescribed massages, medical packs and inhalers | |
prescription ambulance services | |
transport in case of death/burial costs up to EUR 25,000.00 | |
pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 for periods of coverage up to 180 days, over 180 days max. EUR 600.00 | |
prescription medical aids following an accident | |
additional costs for medically advisable repatriation up to EUR 25,000.00 | |
direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria | |
stay in home country (Duration >= 1 Year) up to 6 weeks/policy year (Care Concept AG requires prior written notification of the home country stay.) | |
deductible removable |
otherwise EUR 25.00 per insured event |
*For a complete list of benefits please see the insurance terms and conditions.
One-time premium Overseas health insurance | ||||
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Duration of coverage up to ... days | up to 64 years old without deductible |
up to 64 years old with deductible | 65-74 years old without deductible |
65-74 years old with deductible |
Duration of coverage up to ... days:90 | up to 64 years old without deductible: 1.18 EUR / Day | up to 64 years old with deductible: 1.00 EUR / Day | 65-74 years old without deductible: 3.48 EUR / Day | 65-74 years old with deductible: 2.95 EUR / Day |
Duration of coverage up to ... days:91 - 180 | up to 64 years old without deductible: 1.59 EUR / Day | up to 64 years old with deductible: 1.35 EUR / Day | 65-74 years old without deductible: 4.37 EUR / Day | 65-74 years old with deductible 3.70 EUR / Day |
Duration of coverage up to ... days:181 - 365 | up to 64 years old without deductible: 2.30 EUR / Day | up to 64 years old with deductible: 1.95 EUR / Day | 65-74 years old without deductible: 5.84 EUR / Day | 65-74 years old with deductible: 4.95 EUR / Day |
Duration of coverage up to ... days:366 - 730 | up to 64 years old without deductible: 2.83 EUR / Day | up to 64 years old with deductible: 2.40 EUR / Day | 65-74 years old without deductible: 9.32 EUR / Day | 65-74 years old with deductible: 7.90 EUR / Day |
Minimum premium per person and period: 10.00 EUR | ||||
A monthly payment option is only possible for health insurance and only via direct debit with a period of coverage of 180 days or more. | ||||
Monthly premium health insurance | ||||
Duration of coverage up to ... days | up to 64 years old without deductible |
up to 64 years old with deductible | 65-74 years old without deductible |
65-74 years old with deductible |
Duration of coverage up to ... days:180 - 365 | up to 64 years old without deductible: 59.00 EUR / Month | up to 64 years old with deductible: 50.00 EUR / Month | 65-74 years old without deductible: 149.00 EUR / Month | 65-74 years old with deductible: 126.00 EUR / Month |
Duration of coverage up to ... days:366 - 730 | up to 64 years old without deductible: 89.00 EUR / Month | up to 64 years old with deductible: 75.00 EUR / Month | 65-74 years old without deductible: 286.00 EUR / Month | 65-74 years old with deductible: 242.00 EUR / Month |
The maximum duration of coverage - including all possible extensions - is two years. In the case of extensions, the difference between the premium for the period originally chosen and that for the newly requested period is then payable as a differential premium/sum. |
Purchase your coverage online: online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.