Care Economy -
affordable international health insurance for foreign visitors and guests

In brief



Insurable persons

The insurance is available for the following persons, who are temporarily staying in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen states:

  • foreign nationals
  • German or Austrian nationals with permanent place of residency abroad for more than 2 years,

Maximum age insurable: 74 years old.

Scope of insurance coverage

Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein and the Schengen states

Insurer

Advigon Versicherung AG
Drescheweg 1
9490 Vaduz
Liechtenstein

Duration of coverage

Minimum duration of coverage: 1 day. Maximum period: 2 years (incl. extensions).

Care Economy - All benefits at a glance
Overseas health insurance
Benefits* Care Economy
toll-free service number Yes
out-patient treatment by a doctor Yes
inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment) Yes
prescription medications and dressings Yes
pregnancy examinations and treatment; delivery (after the 8-month waiting period) Yes
medically prescribed massages, medical packs and inhalers Yes
prescription ambulance services Yes
transport in case of death/burial costs up to EUR 25,000.00 Yes
pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 for periods of coverage up to 180 days, over 180 days max. EUR 600.00 Yes
prescription medical aids following an accident Yes
additional costs for medically advisable repatriation up to EUR 25,000.00 Yes
direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria Yes
stay in home country (Duration >= 1 Year) up to 6 weeks/policy year (Care Concept AG requires prior written notification of the home country stay.) Yes

deductible removable
Yes

otherwise EUR 25.00 per insured event

*For a complete list of benefits please see the insurance terms and conditions.

Premium overview Overseas health insurance Care Economy
One-time premium Overseas health insurance
Duration of coverage up to ... days up to 64 years old
without deductible
up to 64 years old
with deductible
65-74 years old
without deductible
65-74 years old
with deductible
Duration of coverage up to ... days: 9090 up to 64 years old without deductible: 1.18 EUR/Day 1.18 EUR/Day up to 64 years old with deductible: 1.00 EUR/Day 1.00 EUR/Day 65-74 years old without deductible: 3.48 EUR/Day 3.48 EUR/Day 65-74 years old with deductible: 2.95 EUR/Day 2.95 EUR/Day
 
Duration of coverage up to ... days: 91 - 180 91 - 180 up to 64 years old without deductible: 1.59 EUR/Day 1.59 EUR/Day up to 64 years old with deductible: 1.35 EUR/Day 1.35 EUR/Day 65-74 years old without deductible: 4.37 EUR/Day 4.37 EUR/Day 65-74 years old with deductible: 3.70 EUR/Day 3.70 EUR/Day
 
Duration of coverage up to ... days: 181 - 365181 - 365 up to 64 years old without deductible: 2.30 EUR/Day 2.30 EUR/Day up to 64 years old with deductible: 1.95 EUR/Day 1.95 EUR/Day 65-74 years old without deductible: 5.84 EUR/Day 5.84 EUR/Day 65-74 years old with deductible: 4.95 EUR/Day 4.95 EUR/Day
 
Duration of coverage up to ... days: 366 - 730366 - 730 up to 64 years old without deductible: 2.83 EUR/Day 2.83 EUR/Day up to 64 years old with deductible: 2.40 EUR/Day 2.40 EUR/Day 65-74 years old without deductible: 9.32 EUR/Day 9.32 EUR/Day 65-74 years old with deductible: 7.90 EUR/Day 7.90 EUR/Day
Minimum premium per person and period: 10.00 EUR
 
A monthly payment option is only possible for health insurance and only via direct debit with a period of coverage of 180 days or more.
Monthly premium health insurance
Duration of coverage up to ... days up to 64 years old
without deductible
up to 64 years old
with deductible
65-74 years old
without deductible
65-74 years old
with deductible
Duration of coverage up to ... days: 180 - 365180 - 365 up to 64 years old without deductible: 59.00 EUR/Month 59.00 EUR/Month up to 64 years old with deductible: 50.00 EUR/Month 50.00 EUR/Month 65-74 years old without deductible: 149.00 EUR/Month 149.00 EUR/Month 65-74 years old with deductible: 126.00 EUR/Month 126.00 EUR/Month
 
Duration of coverage up to ... days: 366 - 730366 - 730 up to 64 years old without deductible: 89.00 EUR/Month 89.00 EUR/Month up to 64 years old with deductible: 75.00 EUR/Month 75.00 EUR/Month 65-74 years old without deductible: 286.00 EUR/Month 286.00 EUR/Month 65-74 years old with deductible: 242.00 EUR/Month 242.00 EUR/Month
The maximum duration of coverage - including all possible extensions - is two years. In the case of extensions, the difference between the premium for the period originally chosen and that for the newly requested period is then payable as a differential premium/sum.
Take out your insurance coverage

Purchase your coverage online: online application.

Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.

Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


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